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ZIP Code · CA

ZIP 95131

Part of San Jose, CA
Pop. 31,179·Santa Clara County·143rd most expensive ZIP in California
Median rent (all units)
$3,698/mo
Year-over-Year
+7.8%
Month-over-Month
+2.7%
vs US Median
+$1,733
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 95131 · $3,698
More expensive than 96% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$2,870
1 BR
$3,270
2 BR
$3,820
3 BR
$5,050
4 BR+
$5,490
Research median
$3,820/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$44,376/yr
At $3,698/mo median
Location
StateCA
CountySanta Clara County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 7.8% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+7.8% YoY, +2.7% MoM), not inventory.
Demographics

Who lives here

ZIP 95131 (San Jose, CA) is majority owner-occupied, has a median income above the national average, 55.2% of residents hold a bachelor's degree or higher.

Population
31,179
Median income
$170,255
Median age
37.7
Renters
38.2%
Age distribution
17.7%
26.9%
29.9%
15.2%
Under 1817.7%
18–3426.9%
35–5429.9%
55–6410.3%
65+15.2%
Gender
53.1%
46.9%
Male53.1%
Female46.9%
Race & ethnicity
15.9%
69.3%
White11.5%
Black1.6%
Hispanic15.9%
Asian69.3%
Other1.6%
Education (25+)
14.5%
19.1%
55.2%
No HS diploma11.2%
HS diploma14.5%
Some college19.1%
Bachelor's+55.2%
Housing tenure
61.8%
38.2%
Owner61.8%
Renter38.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 95131 in San Jose, CA has changed in 5 years

Rent
$2,888 → $3,698
up 28.0%
Income
$151,389 → $170,255
up 12.5%
Population
31,566 → 31,179
down 1.2%
Renter share
37.5% → 38.2%
+0.7 pts
Bachelor's+
57.2% → 55.2%
-2.0 pts

Since 2021, the typical rent in ZIP 95131 in San Jose, CA has climbed from $2,888 to $3,698, a 28.0% change over five years. Census figures show median household income at $170,255 today, compared with $151,389 five years earlier. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. The population has contracted by 1.2% since 2021, moving from about 31,566 residents to roughly 31,179. College-educated residents now make up 55.2% of adults here, versus 57.2% in 2021. The combined trend lines point to a market that has changed measurably from where it stood in early 2021.

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Local insights

Tips for renters in ZIP 95131

About renting in ZIP 95131

Last updated: July 20, 2026

ZIP code 95131 covers San Jose, CA. The median rent here is $3,698/mo as of July 2026. A 1-bedroom rents for a median of $3,270/mo. A 2-bedroom rents for a median of $3,820/mo.

At 26% of local median household income ($170,255/yr), ZIP 95131 ranks as affordable compared to the national benchmark of 30%. Rents have increased 7.8% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 95131?

As of July 20, 2026, the median monthly rent in ZIP 95131 (San Jose, CA) is $3,698. This is based on aggregated data from public sources and community submissions.

How does ZIP 95131 rent compare to the US average?

ZIP 95131's median rent of $3,698/mo is $1,733 (88%) above the US national median of $1,965/mo.

How does ZIP 95131 compare to other ZIPs in California?

ZIP 95131 is one of the pricier ZIP codes in California, ranking #143 out of 907 ZIPs tracked at $3,698/mo.

How much income do you need to rent in ZIP 95131?

To keep rent at or below 30% of gross income, you would need to earn at least $148,000/year (~$71/hour full-time) to afford the median rent of $3,698/mo in ZIP 95131. The local median household income is $170,255/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 95131?

Rent in ZIP 95131 has increased 7.8% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 95131 an affordable place to rent?

ZIP 95131 is considered affordable for renters. At $3,698/mo, rent takes approximately 26% of the local median household income ($170,255/yr). The standard benchmark is 30%. ZIP 95131 falls comfortably within that range.

What percentage of ZIP 95131 residents rent vs. own?

According to Census data, approximately 38.2% of ZIP 95131 households are renters, while 61.8% are owner-occupied. ZIP 95131 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 95131 compare to the rest of San Jose?

ZIP 95131 is pricier than San Jose as a whole. At $3,698/mo, it's $219 above the San Jose citywide median of $3,479/mo.

When was rent data for ZIP 95131 last updated?

Rent data for ZIP 95131 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
26%
AFFORDABLE

At $3,698/mo, rent takes ~26% of ZIP 95131's median household income ($170,255/yr). The standard benchmark is 30%.

ZIP 95131 26%Benchmark 30%
State income tax1–13.3%
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