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ZIP Code · CA

ZIP 95132

Part of San Jose, CA
Pop. 40,334·Santa Clara County·114th most expensive ZIP in California
Median rent (all units)
$3,923/mo
Year-over-Year
+11.8%
Month-over-Month
-3.6%
vs US Median
+$1,961
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 95132 · $3,923
More expensive than 97% of US ZIP codes · National median $1,962/mo
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Medians by bedroom

Rent by unit size

Studio
$2,910
1 BR
$3,310
2 BR
$3,870
3 BR
$5,110
4 BR+
$5,570
Research median
$3,870/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$47,076/yr
At $3,923/mo median
Location
StateCA
CountySanta Clara County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (11.8% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+11.8% YoY, -3.6% MoM), not inventory.
Demographics

Who lives here

ZIP 95132 (San Jose, CA) is majority owner-occupied, has a median income above the national average, 50.4% of residents hold a bachelor's degree or higher.

Population
40,334
Median income
$178,611
Median age
41.9
Renters
26%
Age distribution
18.4%
21.6%
27.9%
14.6%
17.6%
Under 1818.4%
18–3421.6%
35–5427.9%
55–6414.6%
65+17.6%
Gender
53.4%
46.6%
Male53.4%
Female46.6%
Race & ethnicity
14.2%
17.4%
63.5%
White14.2%
Black1.9%
Hispanic17.4%
Asian63.5%
Other3%
Education (25+)
13%
13.7%
22.9%
50.4%
No HS diploma13%
HS diploma13.7%
Some college22.9%
Bachelor's+50.4%
Housing tenure
74%
26%
Owner74%
Renter26%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 95132 in San Jose, CA has changed in 5 years

Rent
$3,021 → $3,923
up 29.9%
Income
$143,695 → $178,611
up 24.3%
Population
41,337 → 40,334
down 2.4%
Renter share
28% → 26%
-2.0 pts
Bachelor's+
47.9% → 50.4%
+2.5 pts

Rent in ZIP 95132 in San Jose, CA has increased 29.9% since 2021, going from about $3,021 per month to roughly $3,923 today. Local incomes tracked alongside that move, going from a median of $143,695 in 2021 to $178,611 more recently. Rent outpaced income growth by roughly 5.6 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 41,337 to 40,334 between 2021 and 2024, a 2.4% change. About 26% of households rent today, against 28% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 47.9% to 50.4%. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 95132 in San Jose, CA market of 2021.

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Local insights

Tips for renters in ZIP 95132

About renting in ZIP 95132

Last updated: August 17, 2026

ZIP code 95132 covers San Jose, CA. The median rent here is $3,923/mo as of August 2026. A 1-bedroom rents for a median of $3,310/mo. A 2-bedroom rents for a median of $3,870/mo.

At 26% of local median household income ($178,611/yr), ZIP 95132 ranks as affordable compared to the national benchmark of 30%. Rents have increased 11.8% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 95132?

As of August 17, 2026, the median monthly rent in ZIP 95132 (San Jose, CA) is $3,923. This is based on aggregated data from public sources and community submissions.

How does ZIP 95132 rent compare to the US average?

ZIP 95132's median rent of $3,923/mo is $1,961 (100%) above the US national median of $1,962/mo.

How does ZIP 95132 compare to other ZIPs in California?

ZIP 95132 is one of the pricier ZIP codes in California, ranking #114 out of 897 ZIPs tracked at $3,923/mo.

How much income do you need to rent in ZIP 95132?

To keep rent at or below 30% of gross income, you would need to earn at least $157,000/year (~$75/hour full-time) to afford the median rent of $3,923/mo in ZIP 95132. The local median household income is $178,611/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 95132?

Rent in ZIP 95132 has increased 11.8% over the past year as of August 17, 2026, putting upward pressure on renter budgets.

Is ZIP 95132 an affordable place to rent?

ZIP 95132 is considered affordable for renters. At $3,923/mo, rent takes approximately 26% of the local median household income ($178,611/yr). The standard benchmark is 30%. ZIP 95132 falls comfortably within that range.

What percentage of ZIP 95132 residents rent vs. own?

According to Census data, approximately 26% of ZIP 95132 households are renters, while 74% are owner-occupied. ZIP 95132 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 95132 compare to the rest of San Jose?

ZIP 95132 is pricier than San Jose as a whole. At $3,923/mo, it's $396 above the San Jose citywide median of $3,527/mo.

When was rent data for ZIP 95132 last updated?

Rent data for ZIP 95132 reflects August 17, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
26%
AFFORDABLE

At $3,923/mo, rent takes ~26% of ZIP 95132's median household income ($178,611/yr). The standard benchmark is 30%.

ZIP 95132 26%Benchmark 30%
State income tax1–13.3%
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