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ZIP Code · CA

ZIP 95209

Part of Stockton, CA
Pop. 47,409·San Joaquin County·627th most expensive ZIP in California
Median rent (all units)
$2,486/mo
Year-over-Year
+9.5%
Month-over-Month
-3.3%
vs US Median
+$521
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 95209 · $2,486
More expensive than 79% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,430
1 BR
$1,550
2 BR
$1,940
3 BR
$2,700
4 BR+
$3,250
Research median
$1,940/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$29,832/yr
At $2,486/mo median
Location
StateCA
CountySan Joaquin County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (9.5% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+9.5% YoY, -3.3% MoM), not inventory.
Demographics

Who lives here

ZIP 95209 (Stockton, CA) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 27.2% of residents hold a bachelor's degree or higher.

Population
47,409
Median income
$108,675
Median age
36.4
Renters
25.9%
Age distribution
26.2%
21.6%
26.5%
15.5%
Under 1826.2%
18–3421.6%
35–5426.5%
55–6410.3%
65+15.5%
Gender
46.1%
53.9%
Male46.1%
Female53.9%
Race & ethnicity
28.2%
34%
22.9%
White28.2%
Black11.7%
Hispanic34%
Asian22.9%
Other3.3%
Education (25+)
12.7%
25.1%
35%
27.2%
No HS diploma12.7%
HS diploma25.1%
Some college35%
Bachelor's+27.2%
Housing tenure
74.1%
25.9%
Owner74.1%
Renter25.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 95209 in Stockton, CA has changed in 5 years

Income
$88,809 → $108,675
up 22.4%
Population
45,150 → 47,409
up 5.0%
Renter share
28.7% → 25.9%
-2.8 pts
Bachelor's+
20% → 27.2%
+7.2 pts

Median household income climbed from $88,809 to $108,675 between 2021 and 2024, a 22.4% shift. Census counts show ZIP 95209 in Stockton, CA adding about 2,259 residents over the five-year window, up 5.0% on net. The renter share has eased from 28.7% to 25.9%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 20% to 27.2% across the same window.

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Local insights

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About renting in ZIP 95209

Last updated: July 20, 2026

ZIP code 95209 covers Stockton, CA. The median rent here is $2,486/mo as of July 2026. A 1-bedroom rents for a median of $1,550/mo. A 2-bedroom rents for a median of $1,940/mo.

At 27% of local median household income ($108,675/yr), ZIP 95209 ranks as affordable compared to the national benchmark of 30%. Rents have increased 9.5% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 95209?

As of July 20, 2026, the median monthly rent in ZIP 95209 (Stockton, CA) is $2,486. This is based on aggregated data from public sources and community submissions.

How does ZIP 95209 rent compare to the US average?

ZIP 95209's median rent of $2,486/mo is $521 (27%) above the US national median of $1,965/mo.

How does ZIP 95209 compare to other ZIPs in California?

ZIP 95209 is among the more affordable ZIP codes in California, ranking #627 out of 907 ZIPs at $2,486/mo.

How much income do you need to rent in ZIP 95209?

To keep rent at or below 30% of gross income, you would need to earn at least $99,000/year (~$48/hour full-time) to afford the median rent of $2,486/mo in ZIP 95209. The local median household income is $108,675/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 95209?

Rent in ZIP 95209 has increased 9.5% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 95209 an affordable place to rent?

ZIP 95209 is considered affordable for renters. At $2,486/mo, rent takes approximately 27% of the local median household income ($108,675/yr). The standard benchmark is 30%. ZIP 95209 falls comfortably within that range.

What percentage of ZIP 95209 residents rent vs. own?

According to Census data, approximately 25.9% of ZIP 95209 households are renters, while 74.1% are owner-occupied. ZIP 95209 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 95209 compare to the rest of Stockton?

ZIP 95209 is pricier than Stockton as a whole. At $2,486/mo, it's $497 above the Stockton citywide median of $1,989/mo.

When was rent data for ZIP 95209 last updated?

Rent data for ZIP 95209 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
27%
AFFORDABLE

At $2,486/mo, rent takes ~27% of ZIP 95209's median household income ($108,675/yr). The standard benchmark is 30%.

ZIP 95209 27%Benchmark 30%
State income tax1–13.3%
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Schools nearby

Public schools near ZIP 95209 (Stockton, CA)

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