ZIP Code · CA

ZIP 95209

Part of Stockton, CA

Pop. 47,409·San Joaquin County·735th most expensive ZIP in California

Median rent (all units)

$2,247/mo

Year-over-Year

+5.5%

Month-over-Month

+0.8%

vs US Median

+$315

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 95209 · $2,247

More expensive than 72% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,430

1 BR

$1,550

2 BR

$1,940

3 BR

$2,700

4 BR+

$3,250

Research median

$1,940/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 95209 is at its highest level since Zillow's records here began in June 2022.

Past year vs. the rest of California

Rent in ZIP 95209 changed +5.5% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.

Recent direction

Rent has risen 6 months in a row, and rose in 10 of the last 12 months.

What a typical income covers

30% of the median household income ($108,675) is $2,717 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($2,700); a 4-bedroom is $3,250.

Rank in Stockton

5th cheapest of 8 ZIP codes in Stockton.

Cheaper nearby

ZIP 95207, 3 miles away, rents for 15% less ($1,907/mo), about $4,100 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 95209. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$26,964/yr

At $2,247/mo median

Location

CityStockton

StateCA

CountySan Joaquin County

Rent Market Meter

Strong Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are up 5.5% year-over-year. Expect competition, and move quickly to lock in terms.

Based on rent-price momentum (+5.5% YoY, +0.8% MoM), not inventory.

Demographics

Who lives here

ZIP 95209 (Stockton, CA) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 27.2% of residents hold a bachelor's degree or higher.

Population

47,409

Median income

$108,675

Median age

36.4

Renters

25.9%

Age distribution

26.2%

21.6%

26.5%

15.5%

Under 1826.2%

18–3421.6%

35–5426.5%

55–6410.3%

65+15.5%

Gender

46.1%

53.9%

Male46.1%

Female53.9%

Race & ethnicity

28.2%

34%

22.9%

White28.2%

Black11.7%

Hispanic34%

Asian22.9%

Other3.3%

Education (25+)

12.7%

25.1%

35%

27.2%

No HS diploma12.7%

HS diploma25.1%

Some college35%

Bachelor's+27.2%

Housing tenure

74.1%

25.9%

Owner74.1%

Renter25.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 95209 in Stockton, CA has changed in 5 years

Income

$88,809 → $108,675

up 22.4%

Population

45,150 → 47,409

up 5.0%

Renter share

28.7% → 25.9%

-2.8 pts

Bachelor's+

20% → 27.2%

+7.2 pts

Median household income climbed from $88,809 to $108,675 between 2021 and 2024, a 22.4% shift. Census counts show ZIP 95209 in Stockton, CA adding about 2,259 residents over the five-year window, up 5.0% on net. The renter share has eased from 28.7% to 25.9%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 20% to 27.2% across the same window.

Community

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About renting in ZIP 95209

Last updated: October 17, 2026

ZIP code 95209 covers Stockton, CA. The median rent here is $2,247/mo as of October 2026. A 1-bedroom rents for a median of $1,550/mo. A 2-bedroom rents for a median of $1,940/mo.

At 25% of local median household income ($108,675/yr), ZIP 95209 ranks as affordable compared to the national benchmark of 30%. Rents have increased 5.5% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 95209?

To keep rent at or below 30% of gross income, you would need to earn at least $90,000/year (about $43/hour full-time) to afford the median rent of $2,247/mo in ZIP 95209. The local median household income is $108,675/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 95209?

Rent in ZIP 95209 has risen 5.5% over the past year as of September 2026. That is the highest level since Zillow's records here began in June 2022.

How does ZIP 95209 compare to other ZIPs in California?

ZIP 95209 is one of the more affordable among California ZIP codes for rent, ranking #735 of 898 at $2,247/mo. Over the year to September 2026, rent in ZIP 95209 changed +5.5%, against a typical +3.2% across the 819 California ZIP codes Zillow tracks.