ZIP Code · CA

ZIP 95207

Part of Stockton, CA

Pop. 52,414·San Joaquin County·824th most expensive ZIP in California

Median rent (all units)

$1,907/mo

Year-over-Year

+2.6%

Month-over-Month

+0.6%

vs US Median

-$25

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 95207 · $1,907

More expensive than 56% of US ZIP codes · National median $1,932/mo

Rent check

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,300

1 BR

$1,410

2 BR

$1,760

3 BR

$2,450

4 BR+

$2,950

Research median

$1,760/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 95207 is at its highest level since Zillow's records here began in February 2022.

Past year vs. the rest of California

Rent in ZIP 95207 changed +2.6% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.

Recent direction

Rent has risen 3 months in a row, and rose in 9 of the last 12 months.

What a typical income covers

30% of the median household income ($69,455) is $1,736 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($1,410); a 2-bedroom is $1,760.

Rank in Stockton

2nd cheapest of 8 ZIP codes in Stockton.

Cheaper nearby

ZIP 95203, 3 miles away, rents for 23% less ($1,459/mo), about $5,400 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 95207. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$22,884/yr

At $1,907/mo median

Location

CityStockton

StateCA

CountySan Joaquin County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (2.6% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+2.6% YoY, +0.6% MoM), not inventory.

Demographics

Who lives here

ZIP 95207 (Stockton, CA) is majority renter-occupied, has a large share of families with children, 21.2% of residents hold a bachelor's degree or higher.

Population

52,414

Median income

$69,455

Median age

33.1

Renters

58.4%

Age distribution

25.8%

27.5%

22.5%

14.7%

Under 1825.8%

18–3427.5%

35–5422.5%

55–649.4%

65+14.7%

Gender

50.6%

49.4%

Male50.6%

Female49.4%

Race & ethnicity

28.3%

13%

43.2%

12.8%

White28.3%

Black13%

Hispanic43.2%

Asian12.8%

Other2.8%

Education (25+)

17%

28.5%

33.3%

21.2%

No HS diploma17%

HS diploma28.5%

Some college33.3%

Bachelor's+21.2%

Housing tenure

41.6%

58.4%

Owner41.6%

Renter58.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How ZIP 95207 in Stockton, CA has changed in 5 years

Rent

$1,649 → $1,907

up 15.6%

Income

$61,167 → $69,455

up 13.5%

Population

52,154 → 52,414

up 0.5%

Renter share

60.7% → 58.4%

-2.3 pts

Bachelor's+

19.9% → 21.2%

+1.3 pts

Median age

32.6 → 33.1

+0.5 yrs

Since 2022, the typical rent in ZIP 95207 in Stockton, CA has climbed from $1,649 to $1,907, a 15.6% change over five years. On the earnings side, the typical household in ZIP 95207 in Stockton, CA now reports about $69,455, up from $61,167 in 2021. Renters now make up 58.4% of households, compared with 60.7% five years ago. For context, the 2022 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 95207 in Stockton, CA reflects that arc in its own way.

Community

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Local insights

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About renting in ZIP 95207

Last updated: October 17, 2026

ZIP code 95207 covers Stockton, CA. The median rent here is $1,907/mo as of October 2026. A 1-bedroom rents for a median of $1,410/mo. A 2-bedroom rents for a median of $1,760/mo.

At 33% of local median household income ($69,455/yr), ZIP 95207 ranks as moderate compared to the national benchmark of 30%. Rents have increased 2.6% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 95207?

To keep rent at or below 30% of gross income, you would need to earn at least $76,000/year (about $37/hour full-time) to afford the median rent of $1,907/mo in ZIP 95207. The local median household income is $69,455/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 95207?

Rent in ZIP 95207 has risen 2.6% over the past year as of September 2026. That is the highest level since Zillow's records here began in February 2022.

How does ZIP 95207 compare to other ZIPs in California?

ZIP 95207 is one of the more affordable among California ZIP codes for rent, ranking #824 of 898 at $1,907/mo. Over the year to September 2026, rent in ZIP 95207 changed +2.6%, against a typical +3.2% across the 819 California ZIP codes Zillow tracks.