ZIP Code · CA

ZIP 95204

Part of Stockton, CA

Pop. 31,035·San Joaquin County·820th most expensive ZIP in California

Median rent (all units)

$1,910/mo

Year-over-Year

+4.0%

Month-over-Month

+2.3%

vs US Median

-$22

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 95204 · $1,910

More expensive than 56% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,130

1 BR

$1,230

2 BR

$1,530

3 BR

$2,130

4 BR+

$2,570

Research median

$1,530/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 95204 is at its highest level since Zillow's records here began in January 2023.

Past year vs. the rest of California

Rent in ZIP 95204 changed +4.0% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.

Recent direction

Rent has risen 3 months in a row, and rose in 6 of the last 12 months.

What a typical income covers

30% of the median household income ($75,548) is $1,889 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,530); a 3-bedroom is $2,130.

Rank in Stockton

3rd cheapest of 8 ZIP codes in Stockton.

Cheaper nearby

ZIP 95203, 2 miles away, rents for 24% less ($1,459/mo), about $5,400 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 95204. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$22,920/yr

At $1,910/mo median

Location

CityStockton

StateCA

CountySan Joaquin County

Rent Market Meter

Strong Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are up 4.0% year-over-year. Expect competition, and move quickly to lock in terms.

Based on rent-price momentum (+4.0% YoY, +2.3% MoM), not inventory.

Demographics

Who lives here

ZIP 95204 (Stockton, CA) is majority owner-occupied, 20.6% of residents hold a bachelor's degree or higher.

Population

31,035

Median income

$75,548

Median age

36.7

Renters

40.6%

Age distribution

22.7%

25.1%

24.9%

16.6%

Under 1822.7%

18–3425.1%

35–5424.9%

55–6410.7%

65+16.6%

Gender

49%

51%

Male49%

Female51%

Race & ethnicity

35.3%

51.4%

White35.3%

Black5.9%

Hispanic51.4%

Asian9.6%

Education (25+)

16.5%

30.9%

32.1%

20.6%

No HS diploma16.5%

HS diploma30.9%

Some college32.1%

Bachelor's+20.6%

Housing tenure

59.4%

40.6%

Owner59.4%

Renter40.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How ZIP 95204 in Stockton, CA has changed in 5 years

Rent

$1,682 → $1,910

up 13.6%

Income

$62,366 → $75,548

up 21.1%

Population

30,135 → 31,035

up 3.0%

Renter share

41.9% → 40.6%

-1.3 pts

Bachelor's+

18.5% → 20.6%

+2.1 pts

Median age

35 → 36.7

+1.7 yrs

Across the past five years, the going rent in ZIP 95204 in Stockton, CA has shifted from $1,682 to $1,910, up 13.6% since 2023. On the earnings side, the typical household in ZIP 95204 in Stockton, CA now reports about $75,548, up from $62,366 in 2021. With wages climbing faster than rent over the same window, renters here have a bit more breathing room than they did five years back. Census counts show ZIP 95204 in Stockton, CA adding about 900 residents over the five-year window, up 3.0% on net. Bachelor's-degree-or-higher attainment moved from 18.5% to 20.6% across the same window. For context, the 2023 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 95204 in Stockton, CA reflects that arc in its own way.

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About renting in ZIP 95204

Last updated: October 17, 2026

ZIP code 95204 covers Stockton, CA. The median rent here is $1,910/mo as of October 2026. A 1-bedroom rents for a median of $1,230/mo. A 2-bedroom rents for a median of $1,530/mo.

At 30% of local median household income ($75,548/yr), ZIP 95204 ranks as moderate compared to the national benchmark of 30%. Rents have increased 4.0% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 95204?

To keep rent at or below 30% of gross income, you would need to earn at least $76,000/year (about $37/hour full-time) to afford the median rent of $1,910/mo in ZIP 95204. The local median household income is $75,548/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 95204?

Rent in ZIP 95204 has risen 4.0% over the past year as of September 2026. That is the highest level since Zillow's records here began in January 2023.

How does ZIP 95204 compare to other ZIPs in California?

ZIP 95204 is one of the more affordable among California ZIP codes for rent, ranking #820 of 898 at $1,910/mo. Over the year to September 2026, rent in ZIP 95204 changed +4.0%, against a typical +3.2% across the 819 California ZIP codes Zillow tracks.