ZIP Code · CA

ZIP 95301

Part of Atwater, CA

Pop. 43,009·Merced County·833rd most expensive ZIP in California

Median rent (all units)

$1,853/mo

Year-over-Year

Stable

Month-over-Month

-0.1%

vs US Median

-$79

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 95301 · $1,853

More expensive than 53% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$1,150

1 BR

$1,250

2 BR

$1,550

3 BR

$2,130

4 BR+

$2,580

Research median

$1,550/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($68,349) is $1,709 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,550); a 3-bedroom is $2,130.

From Zillow's monthly rent index (ZORI) for ZIP 95301. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$22,236/yr

At $1,853/mo median

Location

CityAtwater

StateCA

CountyMerced County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (+0.0% YoY, -0.1% MoM), not inventory.

Demographics

Who lives here

ZIP 95301 (Atwater, CA) is majority owner-occupied, has a large share of families with children, 14.7% of residents hold a bachelor's degree or higher.

Population

43,009

Median income

$68,349

Median age

33.5

Renters

43.4%

Age distribution

28.4%

23.6%

25.3%

Under 1828.4%

18–3423.6%

35–5425.3%

55–6410.7%

65+12%

Gender

51.6%

48.4%

Male51.6%

Female48.4%

Race & ethnicity

38%

55.6%

White38%

Black3.6%

Hispanic55.6%

Asian7.5%

Education (25+)

25.9%

30.7%

28.7%

14.7%

No HS diploma25.9%

HS diploma30.7%

Some college28.7%

Bachelor's+14.7%

Housing tenure

56.6%

43.4%

Owner56.6%

Renter43.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 95301 in Atwater, CA has changed in 5 years

Income

$61,856 → $68,349

up 10.5%

Population

41,015 → 43,009

up 4.9%

Renter share

43.2% → 43.4%

+0.2 pts

Bachelor's+

16.1% → 14.7%

-1.4 pts

Median age

34.8 → 33.5

-1.3 yrs

Census figures show median household income at $68,349 today, compared with $61,856 five years earlier. Census counts show ZIP 95301 in Atwater, CA adding about 1,994 residents over the five-year window, up 4.9% on net.

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Local insights

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About renting in ZIP 95301

Last updated: October 17, 2026

ZIP code 95301 covers Atwater, CA. The median rent here is $1,853/mo as of October 2026. A 1-bedroom rents for a median of $1,250/mo. A 2-bedroom rents for a median of $1,550/mo.

At 33% of local median household income ($68,349/yr), ZIP 95301 ranks as moderate compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 95301?

To keep rent at or below 30% of gross income, you would need to earn at least $74,000/year (about $36/hour full-time) to afford the median rent of $1,853/mo in ZIP 95301. The local median household income is $68,349/yr, so the typical household falls short of that bar.