ZIP Code · CA

ZIP 95621

Pop. 42,442·Sacramento County·812th most expensive ZIP in California
Median rent (all units)
$1,935/mo
Year-over-Year
+4.8%
Month-over-Month
+1.0%
vs US Median
+$3
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 95621 · $1,935
More expensive than 58% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,690
1 BR
$1,770
2 BR
$2,180
3 BR
$2,900
4 BR+
$3,350
Research median
$2,180/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

February. Asking rents in ZIP 95621 usually run 1.1% below trend in February and 0.8% above it in October, about $37 a month apart at today's median. Based on 9 years of data.

Compared with the peak

Rent in ZIP 95621 is at its highest level since Zillow's records here began in May 2017.

Past year vs. the rest of California

Rent in ZIP 95621 changed +4.8% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 95621 rose 40.2% while median household income rose 28% ($63,214 to $80,901). Rent outpaced income.

Since before the pandemic

Rent in ZIP 95621 is 42.6% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 2 months in a row, and rose in 7 of the last 12 months.

What a typical income covers

30% of the median household income ($80,901) is $2,023 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($1,770); a 2-bedroom is $2,180.

Cheaper nearby

ZIP 95841, 3 miles away, rents for 11% less ($1,718/mo), about $2,600 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 95621. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$23,220/yr
At $1,935/mo median
Location
StateCA
CountySacramento County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 4.8% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+4.8% YoY, +1.0% MoM), not inventory.
Demographics

Who lives here

ZIP 95621 (Citrus Heights, CA) is majority owner-occupied, 22.1% of residents hold a bachelor's degree or higher.

Population
42,442
Median income
$80,901
Median age
40.1
Renters
31.9%
Age distribution
20%
23.3%
24.9%
12.8%
18.9%
Under 1820%
18–3423.3%
35–5424.9%
55–6412.8%
65+18.9%
Gender
48.6%
51.4%
Male48.6%
Female51.4%
Race & ethnicity
67.4%
20.3%
White67.4%
Black2.4%
Hispanic20.3%
Asian4.9%
Other5%
Education (25+)
27.4%
41.2%
22.1%
No HS diploma9.3%
HS diploma27.4%
Some college41.2%
Bachelor's+22.1%
Housing tenure
68.1%
31.9%
Owner68.1%
Renter31.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 95621 in Citrus Heights, CA has changed in 5 years

Rent
$1,524 → $1,935
up 27.0%
Income
$68,246 → $80,901
up 18.5%
Population
42,838 → 42,442
down 0.9%
Renter share
33% → 31.9%
-1.1 pts
Bachelor's+
20.5% → 22.1%
+1.6 pts
Median age
39.1 → 40.1
+1.0 yrs

Across the past five years, the going rent in ZIP 95621 in Citrus Heights, CA has shifted from $1,524 to $1,935, up 27.0% since 2021. Household income in the area moved from $68,246 to $80,901 across the same window, up 18.5% versus 2021. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Reading these numbers side by side helps frame whether current listings in ZIP 95621 in Citrus Heights, CA look reasonable against where the market sat half a decade ago.

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Local insights

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About renting in ZIP 95621

Last updated: October 17, 2026

ZIP code 95621 covers Citrus Heights, CA. The median rent here is $1,935/mo as of October 2026. A 1-bedroom rents for a median of $1,770/mo. A 2-bedroom rents for a median of $2,180/mo.

At 29% of local median household income ($80,901/yr), ZIP 95621 ranks as affordable compared to the national benchmark of 30%. Rents have increased 4.8% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 95621?

To keep rent at or below 30% of gross income, you would need to earn at least $77,000/year (about $37/hour full-time) to afford the median rent of $1,935/mo in ZIP 95621. The local median household income is $80,901/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 95621?

Rent in ZIP 95621 has risen 4.8% over the past year as of September 2026. That is the highest level since Zillow's records here began in May 2017.

When is the cheapest time to rent in ZIP 95621?

Asking rents in ZIP 95621 are usually lowest in February, about 1.1% below their yearly trend, and highest in October, about 0.8% above it. At today's median that is a gap of roughly $37 a month. This pattern comes from 9 years of Zillow rent data.

Has rent outpaced income in ZIP 95621?

Yes. From 2019 to 2024, rent in ZIP 95621 rose 40.2% while median household income rose 28%, from $63,214 to $80,901. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 95621 compare to other ZIPs in California?

ZIP 95621 is one of the more affordable among California ZIP codes for rent, ranking #812 of 898 at $1,935/mo. Over the year to September 2026, rent in ZIP 95621 changed +4.8%, against a typical +3.2% across the 819 California ZIP codes Zillow tracks.

How does ZIP 95621 compare to the rest of Citrus Heights?

At $1,935/mo, ZIP 95621 is $52 above the Citrus Heights citywide median of $1,883/mo.
Income Affordability
29%
AFFORDABLE

At $1,935/mo, rent takes ~29% of ZIP 95621's median household income ($80,901/yr). The standard benchmark is 30%.

ZIP 95621 29%Benchmark 30%
State income tax1–13.3%
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