ZIP Code · CA

ZIP 95610

Part of Citrus Heights, CA

Pop. 46,928·Sacramento County·837th most expensive ZIP in California

Median rent (all units)

$1,833/mo

Year-over-Year

+0.7%

Month-over-Month

-0.3%

vs US Median

-$99

Reported rents

Stable (Monthly)

Be the first to discuss 95610 rents ↓

Most AffordableMost Expensive

ZIP 95610 · $1,833

More expensive than 51% of US ZIP codes · National median $1,932/mo

Rent check

Is your rent fair?

Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,321

1 BR

$1,384

2 BR

$1,702

3 BR

$2,267

4 BR+

$2,614

Research median

$1,702/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

Loading…

Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

January. Asking rents in ZIP 95610 usually run 1% below trend in January and 1.2% above it in September, about $40 a month apart at today's median. Based on 9 years of data.

Compared with the peak

Rent in ZIP 95610 is 0.7% below its high of $1,846 in July 2026, at $1,833 as of September 2026.

Past year vs. the rest of California

Rent in ZIP 95610 changed +0.7% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 95610 rose 34.4% while median household income rose 35.6% ($61,461 to $83,327). Income kept ahead of rent.

Since before the pandemic

Rent in ZIP 95610 is 37.6% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has fallen 2 months in a row, and rose in 6 of the last 12 months.

What a typical income covers

30% of the median household income ($83,327) is $2,083 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($1,960); a 2-bedroom is $2,410.

Cheaper nearby

ZIP 95821, 8 miles away, rents for 12% less ($1,610/mo), about $2,700 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 95610. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$21,996/yr

At $1,833/mo median

Location

CityCitrus Heights

StateCA

CountySacramento County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (+0.7% YoY, -0.3% MoM), not inventory.

Demographics

Who lives here

ZIP 95610 (Citrus Heights, CA) is roughly split between renters and owners, 25.5% of residents hold a bachelor's degree or higher.

Population

46,928

Median income

$83,327

Median age

36.6

Renters

47.1%

Age distribution

21.9%

25.7%

24.1%

17.4%

Under 1821.9%

18–3425.7%

35–5424.1%

55–6410.9%

65+17.4%

Gender

48.5%

51.5%

Male48.5%

Female51.5%

Race & ethnicity

69.6%

19.4%

White69.6%

Black4.9%

Hispanic19.4%

Asian2.5%

Other3.6%

Education (25+)

25.4%

40.3%

25.5%

No HS diploma8.8%

HS diploma25.4%

Some college40.3%

Bachelor's+25.5%

Housing tenure

52.9%

47.1%

Owner52.9%

Renter47.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 95610 in Citrus Heights, CA has changed in 5 years

Rent

$1,535 → $1,833

up 19.4%

Income

$68,868 → $83,327

up 21.0%

Population

45,792 → 46,928

up 2.5%

Renter share

49% → 47.1%

-1.9 pts

Bachelor's+

24% → 25.5%

+1.5 pts

Rent in ZIP 95610 in Citrus Heights, CA has increased 19.4% since 2021, going from about $1,535 per month to roughly $1,833 today. Median household income grew from $68,868 to $83,327 between 2021 and 2024, a 21.0% shift. Headcount in the area went from 45,792 to 46,928 between 2021 and 2024, a 2.5% change. About 47.1% of households rent today, against 49% in 2021. Taken together, the five-year picture in ZIP 95610 in Citrus Heights, CA reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

Community

Discussions about ZIP 95610

No discussions yet. Start the conversation.

Local insights

Tips for renters in ZIP 95610

About renting in ZIP 95610

Last updated: October 17, 2026

ZIP code 95610 covers Citrus Heights, CA. The median rent here is $1,833/mo as of October 2026. A 1-bedroom rents for a median of $1,384/mo. A 2-bedroom rents for a median of $1,702/mo.

At 26% of local median household income ($83,327/yr), ZIP 95610 ranks as affordable compared to the national benchmark of 30%. Rents have increased 0.7% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 95610?

To keep rent at or below 30% of gross income, you would need to earn at least $73,000/year (about $35/hour full-time) to afford the median rent of $1,833/mo in ZIP 95610. The local median household income is $83,327/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 95610?

Rent in ZIP 95610 has risen 0.7% over the past year as of September 2026. It sits 0.7% below its high of $1,846 in July 2026.

When is the cheapest time to rent in ZIP 95610?

Asking rents in ZIP 95610 are usually lowest in January, about 1% below their yearly trend, and highest in September, about 1.2% above it. At today's median that is a gap of roughly $40 a month. This pattern comes from 9 years of Zillow rent data.

Has rent outpaced income in ZIP 95610?

No. From 2019 to 2024, rent in ZIP 95610 rose 34.4% while median household income rose 35.6%, from $61,461 to $83,327. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 95610 compare to other ZIPs in California?

ZIP 95610 is one of the more affordable among California ZIP codes for rent, ranking #837 of 898 at $1,833/mo. Over the year to September 2026, rent in ZIP 95610 changed +0.7%, against a typical +3.2% across the 819 California ZIP codes Zillow tracks.