ZIP 95630
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12-month history
Last updated: October 17, 2026
What the numbers show
January. Asking rents in ZIP 95630 usually run 1.2% below trend in January and 1% above it in July, about $59 a month apart at today's median. Based on 11 years of data.
Rent in ZIP 95630 is at its highest level since Zillow's records here began in January 2015.
Rent in ZIP 95630 changed +4.7% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.
From 2019 to 2024, rent in ZIP 95630 rose 26.1% while median household income rose 22.1% ($114,405 to $139,642). Rent outpaced income.
Rent in ZIP 95630 is 32.3% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.
Rent has risen 8 months in a row, and rose in 11 of the last 12 months.
30% of the median household income ($139,642) is $3,491 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($3,010); a 3-bedroom is $4,010.
ZIP 95662, 4 miles away, rents for 16% less ($2,252/mo), about $5,000 a year in savings.
From Zillow's monthly rent index (ZORI) for ZIP 95630. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
Who lives here
ZIP 95630 (Folsom, CA) is majority owner-occupied, has a median income above the national average, 58.9% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How ZIP 95630 in Folsom, CA has changed in 5 years
Rent in ZIP 95630 in Folsom, CA has climbed 20.9% since 2021, going from about $2,208 per month to roughly $2,669 today. On the earnings side, the typical household in ZIP 95630 in Folsom, CA now reports about $139,642, up from $128,383 in 2021. Rent outpaced income growth by roughly 12.1 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 73,815 to 79,484 between 2021 and 2024, a 7.7% change. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 56.7% to 58.9%. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 95630 in Folsom, CA reflects that arc in its own way.
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Tips for renters in ZIP 95630
Last updated: October 17, 2026
ZIP code 95630 covers Folsom, CA. The median rent here is $2,669/mo as of October 2026. A 1-bedroom rents for a median of $2,450/mo. A 2-bedroom rents for a median of $3,010/mo.
At 23% of local median household income ($139,642/yr), ZIP 95630 ranks as affordable compared to the national benchmark of 30%. Rents have increased 4.8% over the past year.
Frequently asked questions
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How does ZIP 95630 compare to other ZIPs in California?
How does ZIP 95630 compare to the rest of Folsom?
At $2,669/mo, rent takes ~23% of ZIP 95630's median household income ($139,642/yr). The standard benchmark is 30%.
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