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ZIP Code · CA

ZIP 95630

Part of Folsom, CA
Pop. 79,484·Sacramento County·536th most expensive ZIP in California
Median rent (all units)
$2,655/mo
Year-over-Year
+8.5%
Month-over-Month
-0.6%
vs US Median
+$690
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 95630 · $2,655
More expensive than 83% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$2,330
1 BR
$2,450
2 BR
$3,010
3 BR
$4,010
4 BR+
$4,620
Research median
$3,010/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$31,860/yr
At $2,655/mo median
Location
CityFolsom
StateCA
CountySacramento County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 8.5% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+8.5% YoY, -0.6% MoM), not inventory.
Demographics

Who lives here

ZIP 95630 (Folsom, CA) is majority owner-occupied, has a median income above the national average, 58.9% of residents hold a bachelor's degree or higher.

Population
79,484
Median income
$139,642
Median age
41.1
Renters
30.1%
Age distribution
23.9%
16.6%
31.1%
13%
15.3%
Under 1823.9%
18–3416.6%
35–5431.1%
55–6413%
65+15.3%
Gender
47.4%
52.6%
Male47.4%
Female52.6%
Race & ethnicity
60.5%
12.7%
21%
White60.5%
Black3.4%
Hispanic12.7%
Asian21%
Other2.5%
Education (25+)
26.2%
58.9%
No HS diploma3.3%
HS diploma11.6%
Some college26.2%
Bachelor's+58.9%
Housing tenure
69.9%
30.1%
Owner69.9%
Renter30.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 95630 in Folsom, CA has changed in 5 years

Rent
$2,163 → $2,655
up 22.7%
Income
$128,383 → $139,642
up 8.8%
Population
73,815 → 79,484
up 7.7%
Renter share
30.6% → 30.1%
-0.5 pts
Bachelor's+
56.7% → 58.9%
+2.2 pts
Median age
40.2 → 41.1
+0.9 yrs

Rent in ZIP 95630 in Folsom, CA has climbed 22.7% since 2021, going from about $2,163 per month to roughly $2,655 today. On the earnings side, the typical household in ZIP 95630 in Folsom, CA now reports about $139,642, up from $128,383 in 2021. Rent outpaced income growth by roughly 13.9 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 73,815 to 79,484 between 2021 and 2024, a 7.7% change. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 56.7% to 58.9%. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 95630 in Folsom, CA reflects that arc in its own way.

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Local insights

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About renting in ZIP 95630

Last updated: July 20, 2026

ZIP code 95630 covers Folsom, CA. The median rent here is $2,655/mo as of July 2026. A 1-bedroom rents for a median of $2,450/mo. A 2-bedroom rents for a median of $3,010/mo.

At 23% of local median household income ($139,642/yr), ZIP 95630 ranks as affordable compared to the national benchmark of 30%. Rents have increased 8.5% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 95630?

As of July 20, 2026, the median monthly rent in ZIP 95630 (Folsom, CA) is $2,655. This is based on aggregated data from public sources and community submissions.

How does ZIP 95630 rent compare to the US average?

ZIP 95630's median rent of $2,655/mo is $690 (35%) above the US national median of $1,965/mo.

How does ZIP 95630 compare to other ZIPs in California?

ZIP 95630 falls in the middle range for California, ranking #536 out of 907 ZIPs at $2,655/mo.

How much income do you need to rent in ZIP 95630?

To keep rent at or below 30% of gross income, you would need to earn at least $106,000/year (~$51/hour full-time) to afford the median rent of $2,655/mo in ZIP 95630. The local median household income is $139,642/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 95630?

Rent in ZIP 95630 has increased 8.5% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 95630 an affordable place to rent?

ZIP 95630 is considered very affordable for renters. At $2,655/mo, rent takes approximately 23% of the local median household income ($139,642/yr). The standard benchmark is 30%. ZIP 95630 falls comfortably within that range.

What percentage of ZIP 95630 residents rent vs. own?

According to Census data, approximately 30.1% of ZIP 95630 households are renters, while 69.9% are owner-occupied. ZIP 95630 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 95630 compare to the rest of Folsom?

ZIP 95630 sits right at the Folsom citywide median of $2,655/mo.

When was rent data for ZIP 95630 last updated?

Rent data for ZIP 95630 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
23%
VERY AFFORDABLE

At $2,655/mo, rent takes ~23% of ZIP 95630's median household income ($139,642/yr). The standard benchmark is 30%.

ZIP 95630 23%Benchmark 30%
State income tax1–13.3%
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Schools nearby

Public schools near ZIP 95630 (Folsom, CA)

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