ZIP Code · CA

ZIP 95746

Part of Granite Bay, CA

Pop. 22,985·Placer County·230th most expensive ZIP in California

Median rent (all units)

$3,332/mo

Year-over-Year

Stable

Month-over-Month

-0.7%

vs US Median

+$1,400

Reported rents

Falling (Monthly)

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Most AffordableMost Expensive

ZIP 95746 · $3,332

More expensive than 94% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$2,620

1 BR

$2,750

2 BR

$3,380

3 BR

$4,500

4 BR+

$5,190

Research median

$3,380/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($183,305) is $4,583 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($4,500); a 4-bedroom is $5,190.

Cheaper nearby

ZIP 95661, 4 miles away, rents for 31% less ($2,285/mo), about $12,600 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 95746. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$39,984/yr

At $3,332/mo median

Location

CityGranite Bay

StateCA

CountyPlacer County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (+0.0% YoY, -0.7% MoM), not inventory.

Demographics

Who lives here

ZIP 95746 (Granite Bay, CA) is majority owner-occupied, has a large retiree population, has a median income above the national average, 62.3% of residents hold a bachelor's degree or higher.

Population

22,985

Median income

$183,305

Median age

Renters

11.2%

Age distribution

22.2%

12.8%

26.3%

16.6%

22%

Under 1822.2%

18–3412.8%

35–5426.3%

55–6416.6%

65+22%

Gender

48.3%

51.7%

Male48.3%

Female51.7%

Race & ethnicity

74.5%

White74.5%

Black1.7%

Hispanic8.7%

Asian9.8%

Other5.3%

Education (25+)

24.2%

62.3%

No HS diploma2.8%

HS diploma10.7%

Some college24.2%

Bachelor's+62.3%

Housing tenure

88.8%

Owner88.8%

Renter11.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 95746 in Granite Bay, CA has changed in 5 years

Income

$159,804 → $183,305

up 14.7%

Population

22,345 → 22,985

up 2.9%

Renter share

9.8% → 11.2%

+1.4 pts

Bachelor's+

57.6% → 62.3%

+4.7 pts

Census figures show median household income at $183,305 today, compared with $159,804 five years earlier. The population has grown by 2.9% since 2021, moving from about 22,345 residents to roughly 22,985. College-educated residents now make up 62.3% of adults here, versus 57.6% in 2021.

Community

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Local insights

Tips for renters in ZIP 95746

About renting in ZIP 95746

Last updated: October 17, 2026

ZIP code 95746 covers Granite Bay, CA. The median rent here is $3,332/mo as of October 2026. A 1-bedroom rents for a median of $2,750/mo. A 2-bedroom rents for a median of $3,380/mo.

At 22% of local median household income ($183,305/yr), ZIP 95746 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 95746?

To keep rent at or below 30% of gross income, you would need to earn at least $133,000/year (about $64/hour full-time) to afford the median rent of $3,332/mo in ZIP 95746. The local median household income is $183,305/yr, so the typical household meets that bar.