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ZIP Code · CA

ZIP 95746

Pop. 22,985·Placer County·174th most expensive ZIP in California
Median rent (all units)
$3,576/mo
Year-over-Year
Stable
Month-over-Month
+1.7%
vs US Median
+$1,611
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 95746 · $3,576
More expensive than 95% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$2,620
1 BR
$2,750
2 BR
$3,380
3 BR
$4,500
4 BR+
$5,190
Research median
$3,380/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$42,912/yr
At $3,576/mo median
Location
StateCA
CountyPlacer County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (0.0% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+0.0% YoY, +1.7% MoM), not inventory.
Demographics

Who lives here

ZIP 95746 (Granite Bay, CA) is majority owner-occupied, has a large retiree population, has a median income above the national average, 62.3% of residents hold a bachelor's degree or higher.

Population
22,985
Median income
$183,305
Median age
48
Renters
11.2%
Age distribution
22.2%
12.8%
26.3%
16.6%
22%
Under 1822.2%
18–3412.8%
35–5426.3%
55–6416.6%
65+22%
Gender
48.3%
51.7%
Male48.3%
Female51.7%
Race & ethnicity
74.5%
White74.5%
Black1.7%
Hispanic8.7%
Asian9.8%
Other5.3%
Education (25+)
24.2%
62.3%
No HS diploma2.8%
HS diploma10.7%
Some college24.2%
Bachelor's+62.3%
Housing tenure
88.8%
Owner88.8%
Renter11.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 95746 in Granite Bay, CA has changed in 5 years

Income
$159,804 → $183,305
up 14.7%
Population
22,345 → 22,985
up 2.9%
Renter share
9.8% → 11.2%
+1.4 pts
Bachelor's+
57.6% → 62.3%
+4.7 pts

Census figures show median household income at $183,305 today, compared with $159,804 five years earlier. The population has grown by 2.9% since 2021, moving from about 22,345 residents to roughly 22,985. College-educated residents now make up 62.3% of adults here, versus 57.6% in 2021.

Community

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Local insights

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About renting in ZIP 95746

Last updated: July 20, 2026

ZIP code 95746 covers Granite Bay, CA. The median rent here is $3,576/mo as of July 2026. A 1-bedroom rents for a median of $2,750/mo. A 2-bedroom rents for a median of $3,380/mo.

At 23% of local median household income ($183,305/yr), ZIP 95746 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 95746?

As of July 20, 2026, the median monthly rent in ZIP 95746 (Granite Bay, CA) is $3,576. This is based on aggregated data from public sources and community submissions.

How does ZIP 95746 rent compare to the US average?

ZIP 95746's median rent of $3,576/mo is $1,611 (82%) above the US national median of $1,965/mo.

How does ZIP 95746 compare to other ZIPs in California?

ZIP 95746 is one of the pricier ZIP codes in California, ranking #174 out of 907 ZIPs tracked at $3,576/mo.

How much income do you need to rent in ZIP 95746?

To keep rent at or below 30% of gross income, you would need to earn at least $143,000/year (~$69/hour full-time) to afford the median rent of $3,576/mo in ZIP 95746. The local median household income is $183,305/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 95746?

Rent in ZIP 95746 has been relatively stable over the past year, with a 0.0% change year over year as of July 20, 2026.

Is ZIP 95746 an affordable place to rent?

ZIP 95746 is considered very affordable for renters. At $3,576/mo, rent takes approximately 23% of the local median household income ($183,305/yr). The standard benchmark is 30%. ZIP 95746 falls comfortably within that range.

What percentage of ZIP 95746 residents rent vs. own?

According to Census data, approximately 11.2% of ZIP 95746 households are renters, while 88.8% are owner-occupied. ZIP 95746 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 95746 compare to the rest of Granite Bay?

ZIP 95746 is pricier than Granite Bay as a whole. At $3,576/mo, it's $60 above the Granite Bay citywide median of $3,516/mo.

When was rent data for ZIP 95746 last updated?

Rent data for ZIP 95746 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
23%
VERY AFFORDABLE

At $3,576/mo, rent takes ~23% of ZIP 95746's median household income ($183,305/yr). The standard benchmark is 30%.

ZIP 95746 23%Benchmark 30%
State income tax1–13.3%
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Schools nearby

Public schools near ZIP 95746 (Granite Bay, CA)

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