ZIP Code · CA

ZIP 95814

Pop. 12,355·Sacramento County·805th most expensive ZIP in California
Median rent (all units)
$1,997/mo
Year-over-Year
-0.8%
Month-over-Month
+0.5%
vs US Median
+$65
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 95814 · $1,997
More expensive than 61% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,640
1 BR
$1,720
2 BR
$2,120
3 BR
$2,820
4 BR+
$3,250
Research median
$2,120/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

February. Asking rents in ZIP 95814 usually run 1.2% below trend in February and 1.2% above it in August, about $48 a month apart at today's median. Based on 8 years of data.

Compared with the peak

Rent in ZIP 95814 is 2.2% below its high of $2,042 in September 2022, at $1,997 as of September 2026.

Past year vs. the rest of California

Rent in ZIP 95814 changed -0.7% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 95814 rose 14.9% while median household income rose 71.7% ($33,938 to $58,284). Income kept ahead of rent.

Since before the pandemic

Rent in ZIP 95814 is 12% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 2 months in a row, and rose in 5 of the last 12 months.

What a typical income covers

30% of the median household income ($58,284) is $1,457 a month. That is less than HUD's Fair Market Rent for a studio ($1,640).

Rank in Sacramento

9th cheapest of 24 ZIP codes in Sacramento.

Cheaper nearby

ZIP 95825, 5 miles away, rents for 17% less ($1,661/mo), about $4,000 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 95814. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$23,964/yr
At $1,997/mo median
Location
StateCA
CountySacramento County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (-0.8% YoY, +0.5% MoM), not inventory.
Demographics

Who lives here

ZIP 95814 (Sacramento, CA) is majority renter-occupied, skews toward younger working-age adults, has a median income below the national average, 42.6% of residents hold a bachelor's degree or higher.

Population
12,355
Median income
$58,284
Median age
37.7
Renters
88.8%
Age distribution
40.7%
29.1%
16.1%
Under 183.3%
18–3440.7%
35–5429.1%
55–6410.8%
65+16.1%
Gender
56.1%
43.9%
Male56.1%
Female43.9%
Race & ethnicity
49.5%
15.8%
19.4%
13.4%
White49.5%
Black15.8%
Hispanic19.4%
Asian13.4%
Other1.8%
Education (25+)
16.3%
32.2%
42.6%
No HS diploma8.9%
HS diploma16.3%
Some college32.2%
Bachelor's+42.6%
Housing tenure
88.8%
Owner11.2%
Renter88.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 95814 in Sacramento, CA has changed in 5 years

Rent
$1,823 → $1,997
up 9.5%
Income
$39,612 → $58,284
up 47.1%
Population
12,302 → 12,355
up 0.4%
Renter share
90.9% → 88.8%
-2.1 pts
Bachelor's+
38.2% → 42.6%
+4.4 pts
Median age
35.9 → 37.7
+1.8 yrs

Since 2021, the typical rent in ZIP 95814 in Sacramento, CA has increased from $1,823 to $1,997, a 9.5% change over five years. Median household income rose from $39,612 to $58,284 between 2021 and 2024, a 47.1% shift. On paper, paychecks moved up faster than rent, which softens the affordability squeeze versus the 2021 baseline. Renters now make up 88.8% of households, compared with 90.9% five years ago. College-educated residents now make up 42.6% of adults here, versus 38.2% in 2021. Taken together, the five-year picture in ZIP 95814 in Sacramento, CA reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

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Local insights

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About renting in ZIP 95814

Last updated: October 17, 2026

ZIP code 95814 covers Sacramento, CA. The median rent here is $1,997/mo as of October 2026. A 1-bedroom rents for a median of $1,720/mo. A 2-bedroom rents for a median of $2,120/mo.

At 41% of local median household income ($58,284/yr), ZIP 95814 ranks as moderate compared to the national benchmark of 30%. Rents have decreased 0.8% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 95814?

To keep rent at or below 30% of gross income, you would need to earn at least $80,000/year (about $38/hour full-time) to afford the median rent of $1,997/mo in ZIP 95814. The local median household income is $58,284/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 95814?

Rent in ZIP 95814 has fallen 0.8% over the past year as of September 2026. It sits 2.2% below its high of $2,042 in September 2022.

When is the cheapest time to rent in ZIP 95814?

Asking rents in ZIP 95814 are usually lowest in February, about 1.2% below their yearly trend, and highest in August, about 1.2% above it. At today's median that is a gap of roughly $48 a month. This pattern comes from 8 years of Zillow rent data.

Has rent outpaced income in ZIP 95814?

No. From 2019 to 2024, rent in ZIP 95814 rose 14.9% while median household income rose 71.7%, from $33,938 to $58,284. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 95814 compare to other ZIPs in California?

ZIP 95814 is one of the more affordable among California ZIP codes for rent, ranking #805 of 898 at $1,997/mo. Over the year to September 2026, rent in ZIP 95814 changed -0.7%, against a typical +3.2% across the 819 California ZIP codes Zillow tracks.

How does ZIP 95814 compare to the rest of Sacramento?

At $1,997/mo, ZIP 95814 is $48 below the Sacramento citywide median of $2,045/mo. It is the 9th cheapest of 24 ZIP codes in Sacramento.
Income Affordability
41%
STRETCHED

At $1,997/mo, rent takes ~41% of ZIP 95814's median household income ($58,284/yr). The standard benchmark is 30%.

ZIP 95814 41%Benchmark 30%
State income tax1–13.3%
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