ZIP Code · CA

ZIP 95816

Pop. 19,225·Sacramento County·834th most expensive ZIP in California
Median rent (all units)
$1,840/mo
Year-over-Year
+0.9%
Month-over-Month
-0.3%
vs US Median
-$92
Reported rents
Stable (Monthly)
Be the first to discuss 95816 rents ↓
Most AffordableMost Expensive
ZIP 95816 · $1,840
More expensive than 52% of US ZIP codes · National median $1,932/mo
Rent check

Is your rent fair?

Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio
$1,328
1 BR
$1,390
2 BR
$1,710
3 BR
$2,273
4 BR+
$2,624
Research median
$1,710/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

Loading…

Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

February. Asking rents in ZIP 95816 usually run 1.2% below trend in February and 0.9% above it in September, about $39 a month apart at today's median. Based on 11 years of data.

Compared with the peak

Rent in ZIP 95816 is 0.3% below its high of $1,845 in July 2026, at $1,840 as of September 2026.

Past year vs. the rest of California

Rent in ZIP 95816 changed +0.9% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 95816 rose 20.2% while median household income rose 25.7% ($72,270 to $90,839). Income kept ahead of rent.

Since before the pandemic

Rent in ZIP 95816 is 20.4% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent rose in 7 of the last 12 months.

What a typical income covers

30% of the median household income ($90,839) is $2,271 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($2,220); a 2-bedroom is $2,730.

Rank in Sacramento

5th cheapest of 24 ZIP codes in Sacramento.

Cheaper nearby

ZIP 95821, 6 miles away, rents for 13% less ($1,610/mo), about $2,800 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 95816. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$22,080/yr
At $1,840/mo median
Location
StateCA
CountySacramento County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+0.9% YoY, -0.3% MoM), not inventory.
Demographics

Who lives here

ZIP 95816 (Sacramento, CA) is majority renter-occupied, skews toward younger working-age adults, has a median income above the national average, 64.5% of residents hold a bachelor's degree or higher.

Population
19,225
Median income
$90,839
Median age
37
Renters
70.6%
Age distribution
38%
26.4%
15.6%
Under 189.4%
18–3438%
35–5426.4%
55–6410.6%
65+15.6%
Gender
46.5%
53.5%
Male46.5%
Female53.5%
Race & ethnicity
67.8%
17.9%
White67.8%
Black4.1%
Hispanic17.9%
Asian6.8%
Other3.4%
Education (25+)
24.1%
64.5%
No HS diploma2.7%
HS diploma8.6%
Some college24.1%
Bachelor's+64.5%
Housing tenure
29.4%
70.6%
Owner29.4%
Renter70.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 95816 in Sacramento, CA has changed in 5 years

Rent
$1,582 → $1,840
up 16.3%
Income
$77,839 → $90,839
up 16.7%
Population
18,033 → 19,225
up 6.6%
Renter share
71.4% → 70.6%
-0.8 pts
Bachelor's+
63% → 64.5%
+1.5 pts
Median age
35.1 → 37
+1.9 yrs

Since 2021, the typical rent in ZIP 95816 in Sacramento, CA has climbed from $1,582 to $1,840, a 16.3% change over five years. On the earnings side, the typical household in ZIP 95816 in Sacramento, CA now reports about $90,839, up from $77,839 in 2021. The population has grown by 6.6% since 2021, moving from about 18,033 residents to roughly 19,225. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 95816 in Sacramento, CA reflects that arc in its own way.

Community

Discussions about ZIP 95816

No discussions yet. Start the conversation.

Local insights

Tips for renters in ZIP 95816

About renting in ZIP 95816

Last updated: October 17, 2026

ZIP code 95816 covers Sacramento, CA. The median rent here is $1,840/mo as of October 2026. A 1-bedroom rents for a median of $1,390/mo. A 2-bedroom rents for a median of $1,710/mo.

At 24% of local median household income ($90,839/yr), ZIP 95816 ranks as affordable compared to the national benchmark of 30%. Rents have increased 0.9% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 95816?

To keep rent at or below 30% of gross income, you would need to earn at least $74,000/year (about $36/hour full-time) to afford the median rent of $1,840/mo in ZIP 95816. The local median household income is $90,839/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 95816?

Rent in ZIP 95816 has risen 0.9% over the past year as of September 2026. It sits 0.3% below its high of $1,845 in July 2026.

When is the cheapest time to rent in ZIP 95816?

Asking rents in ZIP 95816 are usually lowest in February, about 1.2% below their yearly trend, and highest in September, about 0.9% above it. At today's median that is a gap of roughly $39 a month. This pattern comes from 11 years of Zillow rent data.

Has rent outpaced income in ZIP 95816?

No. From 2019 to 2024, rent in ZIP 95816 rose 20.2% while median household income rose 25.7%, from $72,270 to $90,839. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 95816 compare to other ZIPs in California?

ZIP 95816 is one of the more affordable among California ZIP codes for rent, ranking #834 of 898 at $1,840/mo. Over the year to September 2026, rent in ZIP 95816 changed +0.9%, against a typical +3.2% across the 819 California ZIP codes Zillow tracks.

How does ZIP 95816 compare to the rest of Sacramento?

At $1,840/mo, ZIP 95816 is $205 below the Sacramento citywide median of $2,045/mo. It is the 5th cheapest of 24 ZIP codes in Sacramento.
Income Affordability
24%
VERY AFFORDABLE

At $1,840/mo, rent takes ~24% of ZIP 95816's median household income ($90,839/yr). The standard benchmark is 30%.

ZIP 95816 24%Benchmark 30%
State income tax1–13.3%
Compare

How does this area stack up?

Pick another city or ZIP to compare.

Schools nearby

Public schools near ZIP 95816 (Sacramento, CA)

Recent submissions

Be the first to submit your rent for this ZIP.

Recent discussions

No discussions yet.