ZIP Code · CA

ZIP 95818

Pop. 22,581·Sacramento County·822nd most expensive ZIP in California
Median rent (all units)
$1,908/mo
Year-over-Year
-2.1%
Month-over-Month
-0.8%
vs US Median
-$24
Reported rents
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 95818 · $1,908
More expensive than 56% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,372
1 BR
$1,443
2 BR
$1,773
3 BR
$2,357
4 BR+
$2,723
Research median
$1,773/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

February. Asking rents in ZIP 95818 usually run 1.4% below trend in February and 1.2% above it in June, about $50 a month apart at today's median. Based on 8 years of data.

Compared with the peak

Rent in ZIP 95818 is 2.4% below its high of $1,955 in October 2025, at $1,908 as of September 2026.

Past year vs. the rest of California

Rent in ZIP 95818 changed -2.2% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 95818 rose 24.9% while median household income rose 39.2% ($84,908 to $118,196). Income kept ahead of rent.

Since before the pandemic

Rent in ZIP 95818 is 22.3% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has fallen 3 months in a row, and rose in 4 of the last 12 months.

What a typical income covers

30% of the median household income ($118,196) is $2,955 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,520); a 3-bedroom is $3,350.

Rank in Sacramento

7th cheapest of 24 ZIP codes in Sacramento.

Cheaper nearby

ZIP 95824, 4 miles away, rents for 12% less ($1,674/mo), about $2,800 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 95818. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$22,896/yr
At $1,908/mo median
Location
StateCA
CountySacramento County
Rent Market Meter
Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are softening (down 2.1% YoY), so renters have negotiating leverage.
Based on rent-price momentum (-2.1% YoY, -0.8% MoM), not inventory.
Demographics

Who lives here

ZIP 95818 (Sacramento, CA) is roughly split between renters and owners, has a median income above the national average, 62.8% of residents hold a bachelor's degree or higher.

Population
22,581
Median income
$118,196
Median age
40.5
Renters
45.9%
Age distribution
17%
22.4%
31.8%
17.2%
Under 1817%
18–3422.4%
35–5431.8%
55–6411.6%
65+17.2%
Gender
50.6%
49.4%
Male50.6%
Female49.4%
Race & ethnicity
61%
19.4%
White61%
Black4.9%
Hispanic19.4%
Asian9.8%
Other5%
Education (25+)
23%
62.8%
No HS diploma7.2%
HS diploma7%
Some college23%
Bachelor's+62.8%
Housing tenure
54.1%
45.9%
Owner54.1%
Renter45.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 95818 in Sacramento, CA has changed in 5 years

Rent
$1,639 → $1,908
up 16.4%
Income
$97,982 → $118,196
up 20.6%
Population
22,423 → 22,581
up 0.7%
Renter share
43.2% → 45.9%
+2.7 pts
Bachelor's+
61.9% → 62.8%
+0.9 pts
Median age
39.6 → 40.5
+0.9 yrs

Compared with 2021, rent in ZIP 95818 in Sacramento, CA has climbed by $269 per month, settling near $1,908 after starting the period at $1,639. Household income in the area moved from $97,982 to $118,196 across the same window, up 20.6% versus 2021. Income growth outran rent by about 4.2 percentage points, easing the affordability math somewhat compared with 2021. About 45.9% of households rent today, against 43.2% in 2021. Reading these numbers side by side helps frame whether current listings in ZIP 95818 in Sacramento, CA look reasonable against where the market sat half a decade ago.

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Local insights

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About renting in ZIP 95818

Last updated: October 17, 2026

ZIP code 95818 covers Sacramento, CA. The median rent here is $1,908/mo as of October 2026. A 1-bedroom rents for a median of $1,443/mo. A 2-bedroom rents for a median of $1,773/mo.

At 19% of local median household income ($118,196/yr), ZIP 95818 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 2.1% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 95818?

To keep rent at or below 30% of gross income, you would need to earn at least $76,000/year (about $37/hour full-time) to afford the median rent of $1,908/mo in ZIP 95818. The local median household income is $118,196/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 95818?

Rent in ZIP 95818 has fallen 2.1% over the past year as of September 2026. It sits 2.4% below its high of $1,955 in October 2025.

When is the cheapest time to rent in ZIP 95818?

Asking rents in ZIP 95818 are usually lowest in February, about 1.4% below their yearly trend, and highest in June, about 1.2% above it. At today's median that is a gap of roughly $50 a month. This pattern comes from 8 years of Zillow rent data.

Has rent outpaced income in ZIP 95818?

No. From 2019 to 2024, rent in ZIP 95818 rose 24.9% while median household income rose 39.2%, from $84,908 to $118,196. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 95818 compare to other ZIPs in California?

ZIP 95818 is one of the more affordable among California ZIP codes for rent, ranking #822 of 898 at $1,908/mo. Over the year to September 2026, rent in ZIP 95818 changed -2.2%, against a typical +3.2% across the 819 California ZIP codes Zillow tracks.

How does ZIP 95818 compare to the rest of Sacramento?

At $1,908/mo, ZIP 95818 is $137 below the Sacramento citywide median of $2,045/mo. It is the 7th cheapest of 24 ZIP codes in Sacramento.
Income Affordability
19%
VERY AFFORDABLE

At $1,908/mo, rent takes ~19% of ZIP 95818's median household income ($118,196/yr). The standard benchmark is 30%.

ZIP 95818 19%Benchmark 30%
State income tax1–13.3%
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