ZIP Code · CA

ZIP 95821

Part of Sacramento, CA

Pop. 38,064·Sacramento County·870th most expensive ZIP in California

Median rent (all units)

$1,610/mo

Year-over-Year

+2.0%

Month-over-Month

Stable

vs US Median

-$322

Reported rents

Stable (Monthly)

Be the first to discuss 95821 rents ↓

Most AffordableMost Expensive

ZIP 95821 · $1,610

More affordable than 65% of US ZIP codes · National median $1,932/mo

Rent check

Is your rent fair?

Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,540

1 BR

$1,620

2 BR

$1,990

3 BR

$2,650

4 BR+

$3,050

Research median

$1,990/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

Loading…

Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

December. Asking rents in ZIP 95821 usually run 1.5% below trend in December and 0.9% above it in August, about $39 a month apart at today's median. Based on 6 years of data.

Compared with the peak

Rent in ZIP 95821 is at its highest level since Zillow's records here began in October 2020.

Past year vs. the rest of California

Rent in ZIP 95821 changed +2.0% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.

Recent direction

Rent has risen 2 months in a row, and rose in 7 of the last 12 months.

What a typical income covers

30% of the median household income ($64,963) is $1,624 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($1,620); a 2-bedroom is $1,990.

Rank in Sacramento

1st cheapest of 24 ZIP codes in Sacramento.

From Zillow's monthly rent index (ZORI) for ZIP 95821. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$19,320/yr

At $1,610/mo median

Location

CitySacramento

StateCA

CountySacramento County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (2.0% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+2.0% YoY, +0.1% MoM), not inventory.

Demographics

Who lives here

ZIP 95821 (Sacramento, CA) is roughly split between renters and owners, has a median income below the national average, 31.5% of residents hold a bachelor's degree or higher.

Population

38,064

Median income

$64,963

Median age

38.2

Renters

51.5%

Age distribution

22.4%

23.1%

26%

17%

Under 1822.4%

18–3423.1%

35–5426%

55–6411.5%

65+17%

Gender

48.4%

51.6%

Male48.4%

Female51.6%

Race & ethnicity

51.9%

20.6%

White51.9%

Black7.8%

Hispanic20.6%

Asian11.3%

Other8.3%

Education (25+)

22.6%

34.8%

31.5%

No HS diploma11.1%

HS diploma22.6%

Some college34.8%

Bachelor's+31.5%

Housing tenure

48.5%

51.5%

Owner48.5%

Renter51.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 95821 in Sacramento, CA has changed in 5 years

Rent

$1,268 → $1,610

up 27.0%

Income

$51,188 → $64,963

up 26.9%

Population

37,473 → 38,064

up 1.6%

Renter share

51.9% → 51.5%

-0.4 pts

Bachelor's+

28.8% → 31.5%

+2.7 pts

Median age

38.7 → 38.2

-0.5 yrs

Compared with 2021, rent in ZIP 95821 in Sacramento, CA has climbed by $342 per month, settling near $1,610 after starting the period at $1,268. Local incomes tracked alongside that move, going from a median of $51,188 in 2021 to $64,963 more recently. Headcount in the area went from 37,473 to 38,064 between 2021 and 2024, a 1.6% change. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 28.8% to 31.5%. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 95821 in Sacramento, CA market of 2021.

Community

Discussions about ZIP 95821

No discussions yet. Start the conversation.

Local insights

Tips for renters in ZIP 95821

About renting in ZIP 95821

Last updated: October 17, 2026

ZIP code 95821 covers Sacramento, CA. The median rent here is $1,610/mo as of October 2026. A 1-bedroom rents for a median of $1,620/mo. A 2-bedroom rents for a median of $1,990/mo.

At 30% of local median household income ($64,963/yr), ZIP 95821 ranks as moderate compared to the national benchmark of 30%. Rents have increased 2.0% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 95821?

To keep rent at or below 30% of gross income, you would need to earn at least $64,000/year (about $31/hour full-time) to afford the median rent of $1,610/mo in ZIP 95821. The local median household income is $64,963/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 95821?

Rent in ZIP 95821 has risen 2.0% over the past year as of September 2026. That is the highest level since Zillow's records here began in October 2020.

When is the cheapest time to rent in ZIP 95821?

Asking rents in ZIP 95821 are usually lowest in December, about 1.5% below their yearly trend, and highest in August, about 0.9% above it. At today's median that is a gap of roughly $39 a month. This pattern comes from 6 years of Zillow rent data.

How does ZIP 95821 compare to other ZIPs in California?

ZIP 95821 is one of the more affordable among California ZIP codes for rent, ranking #870 of 898 at $1,610/mo. Over the year to September 2026, rent in ZIP 95821 changed +2.0%, against a typical +3.2% across the 819 California ZIP codes Zillow tracks.