RentDataNowRentDataNow
ZIP Code · CA

ZIP 95864

Pop. 25,500·Sacramento County·723rd most expensive ZIP in California
Median rent (all units)
$2,279/mo
Year-over-Year
Stable
Month-over-Month
+1.0%
vs US Median
+$314
Rising (Monthly)
Be the first to discuss 95864 rents ↓
Most AffordableMost Expensive
ZIP 95864 · $2,279
More expensive than 72% of US ZIP codes · National median $1,965/mo
Rent check

Is your rent fair?

Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio
$1,840
1 BR
$1,930
2 BR
$2,370
3 BR
$3,150
4 BR+
$3,640
Research median
$2,370/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

Loading…

Last updated: July 20, 2026

Annual cost
$27,348/yr
At $2,279/mo median
Location
StateCA
CountySacramento County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (0.1% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+0.1% YoY, +1.0% MoM), not inventory.
Demographics

Who lives here

ZIP 95864 (Sacramento, CA) is majority owner-occupied, has a large retiree population, has a median income above the national average, 59.7% of residents hold a bachelor's degree or higher.

Population
25,500
Median income
$127,953
Median age
44.6
Renters
24.9%
Age distribution
21.9%
15%
29%
23%
Under 1821.9%
18–3415%
35–5429%
55–6411.1%
65+23%
Gender
47.2%
52.8%
Male47.2%
Female52.8%
Race & ethnicity
69.8%
14.5%
White69.8%
Black3.8%
Hispanic14.5%
Asian7.8%
Other4.2%
Education (25+)
24.4%
59.7%
No HS diploma4.7%
HS diploma11.2%
Some college24.4%
Bachelor's+59.7%
Housing tenure
75.1%
24.9%
Owner75.1%
Renter24.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 95864 in Sacramento, CA has changed in 5 years

Income
$112,560 → $127,953
up 13.7%
Population
25,367 → 25,500
up 0.5%
Renter share
26.2% → 24.9%
-1.3 pts
Bachelor's+
58.1% → 59.7%
+1.6 pts

Census figures show median household income at $127,953 today, compared with $112,560 five years earlier.

Community

Discussions about ZIP 95864

No discussions yet. Start the conversation.

Local insights

Tips for renters in ZIP 95864

About renting in ZIP 95864

Last updated: July 20, 2026

ZIP code 95864 covers Sacramento, CA. The median rent here is $2,279/mo as of July 2026. A 1-bedroom rents for a median of $1,930/mo. A 2-bedroom rents for a median of $2,370/mo.

At 21% of local median household income ($127,953/yr), ZIP 95864 ranks as affordable compared to the national benchmark of 30%. Rents have increased 0.1% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 95864?

As of July 20, 2026, the median monthly rent in ZIP 95864 (Sacramento, CA) is $2,279. This is based on aggregated data from public sources and community submissions.

How does ZIP 95864 rent compare to the US average?

ZIP 95864's median rent of $2,279/mo is $314 (16%) above the US national median of $1,965/mo.

How does ZIP 95864 compare to other ZIPs in California?

ZIP 95864 is among the more affordable ZIP codes in California, ranking #723 out of 907 ZIPs at $2,279/mo.

How much income do you need to rent in ZIP 95864?

To keep rent at or below 30% of gross income, you would need to earn at least $91,000/year (~$44/hour full-time) to afford the median rent of $2,279/mo in ZIP 95864. The local median household income is $127,953/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 95864?

Rent in ZIP 95864 has been relatively stable over the past year, with a 0.1% change year over year as of July 20, 2026.

Is ZIP 95864 an affordable place to rent?

ZIP 95864 is considered very affordable for renters. At $2,279/mo, rent takes approximately 21% of the local median household income ($127,953/yr). The standard benchmark is 30%. ZIP 95864 falls comfortably within that range.

What percentage of ZIP 95864 residents rent vs. own?

According to Census data, approximately 24.9% of ZIP 95864 households are renters, while 75.1% are owner-occupied. ZIP 95864 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 95864 compare to the rest of Sacramento?

ZIP 95864 is pricier than Sacramento as a whole. At $2,279/mo, it's $208 above the Sacramento citywide median of $2,071/mo.

When was rent data for ZIP 95864 last updated?

Rent data for ZIP 95864 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
21%
VERY AFFORDABLE

At $2,279/mo, rent takes ~21% of ZIP 95864's median household income ($127,953/yr). The standard benchmark is 30%.

ZIP 95864 21%Benchmark 30%
State income tax1–13.3%
Compare

How does this area stack up?

Pick another city or ZIP to compare.

Schools nearby

Public schools near ZIP 95864 (Sacramento, CA)

Recent submissions

Be the first to submit your rent for this ZIP.

Recent discussions

No discussions yet.