ZIP Code · CA

ZIP 95838

Part of Sacramento, CA

Pop. 40,677·Sacramento County·795th most expensive ZIP in California

Median rent (all units)

$2,029/mo

Year-over-Year

+6.2%

Month-over-Month

+0.9%

vs US Median

+$97

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 95838 · $2,029

More expensive than 63% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,610

1 BR

$1,690

2 BR

$2,080

3 BR

$2,770

4 BR+

$3,190

Research median

$2,080/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of California

Rent in ZIP 95838 changed +6.2% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.

Recent direction

Rent has risen 8 months in a row, and rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($68,349) is $1,709 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($1,690); a 2-bedroom is $2,080.

Rank in Sacramento

10th cheapest of 24 ZIP codes in Sacramento.

Cheaper nearby

ZIP 95821, 4 miles away, rents for 21% less ($1,610/mo), about $5,000 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 95838. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$24,348/yr

At $2,029/mo median

Location

CitySacramento

StateCA

CountySacramento County

Rent Market Meter

Strong Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are up 6.2% year-over-year. Expect competition, and move quickly to lock in terms.

Based on rent-price momentum (+6.2% YoY, +0.9% MoM), not inventory.

Demographics

Who lives here

ZIP 95838 (Sacramento, CA) is majority owner-occupied, has a large share of families with children, 14.2% of residents hold a bachelor's degree or higher.

Population

40,677

Median income

$68,349

Median age

32.9

Renters

43.8%

Age distribution

27.8%

25.3%

27.3%

Under 1827.8%

18–3425.3%

35–5427.3%

55–649.9%

65+9.7%

Gender

49.4%

50.6%

Male49.4%

Female50.6%

Race & ethnicity

24.5%

13.8%

38.2%

19.1%

White24.5%

Black13.8%

Hispanic38.2%

Asian19.1%

Other4.4%

Education (25+)

19.5%

30.3%

36%

14.2%

No HS diploma19.5%

HS diploma30.3%

Some college36%

Bachelor's+14.2%

Housing tenure

56.2%

43.8%

Owner56.2%

Renter43.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 95838 in Sacramento, CA has changed in 5 years

Income

$53,425 → $68,349

up 27.9%

Population

41,438 → 40,677

down 1.8%

Renter share

45.1% → 43.8%

-1.3 pts

Bachelor's+

14.2% → 14.2%

+0.0 pts

Median age

32.3 → 32.9

+0.6 yrs

Household income in the area moved from $53,425 to $68,349 across the same window, up 27.9% versus 2021. Census counts show ZIP 95838 in Sacramento, CA losing about 761 residents over the five-year window, down 1.8% on net.

Community

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Local insights

Tips for renters in ZIP 95838

About renting in ZIP 95838

Last updated: October 17, 2026

ZIP code 95838 covers Sacramento, CA. The median rent here is $2,029/mo as of October 2026. A 1-bedroom rents for a median of $1,690/mo. A 2-bedroom rents for a median of $2,080/mo.

At 36% of local median household income ($68,349/yr), ZIP 95838 ranks as moderate compared to the national benchmark of 30%. Rents have increased 6.2% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 95838?

To keep rent at or below 30% of gross income, you would need to earn at least $81,000/year (about $39/hour full-time) to afford the median rent of $2,029/mo in ZIP 95838. The local median household income is $68,349/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 95838?

Rent in ZIP 95838 has risen 6.2% over the past year.

How does ZIP 95838 compare to other ZIPs in California?

ZIP 95838 is one of the more affordable among California ZIP codes for rent, ranking #795 of 898 at $2,029/mo. Over the year to September 2026, rent in ZIP 95838 changed +6.2%, against a typical +3.2% across the 819 California ZIP codes Zillow tracks.