ZIP Code · HI

ZIP 96707

Part of Kapolei, HI

Pop. 48,807·Honolulu County·4th most expensive ZIP in Hawaii

Median rent (all units)

$3,530/mo

Year-over-Year

+4.1%

Month-over-Month

-0.1%

vs US Median

+$1,598

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 96707 · $3,530

More expensive than 95% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$2,300

1 BR

$2,470

2 BR

$3,240

3 BR

$4,510

4 BR+

$5,440

Research median

$3,240/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 96707 is 0.1% below its high of $3,535 in August 2026, at $3,530 as of September 2026.

Past year vs. the rest of Hawaii

Rent in ZIP 96707 changed +4.1% over the year to September 2026. Across the 23 Hawaii ZIP codes Zillow tracks, the typical change was +5.3%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 96707 rose 30.1% while median household income rose 13.9% ($105,278 to $119,940). Rent outpaced income.

Since before the pandemic

Rent in ZIP 96707 is 41.2% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent rose in 9 of the last 12 months.

What a typical income covers

30% of the median household income ($119,940) is $2,999 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($2,470); a 2-bedroom is $3,240.

Cheaper nearby

ZIP 96797, 8 miles away, rents for 18% less ($2,892/mo), about $7,700 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 96707. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$42,360/yr

At $3,530/mo median

Location

CityKapolei

StateHI

CountyHonolulu County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (4.1% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+4.1% YoY, -0.1% MoM), not inventory.

Demographics

Who lives here

ZIP 96707 (Kapolei, HI) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 32.7% of residents hold a bachelor's degree or higher.

Population

48,807

Median income

$119,940

Median age

36.2

Renters

28.2%

Age distribution

25.7%

22.2%

27%

12.2%

12.9%

Under 1825.7%

18–3422.2%

35–5427%

55–6412.2%

65+12.9%

Gender

50.4%

49.6%

Male50.4%

Female49.6%

Race & ethnicity

17.2%

15.9%

26.6%

36.3%

White17.2%

Black4%

Hispanic15.9%

Asian26.6%

Other36.3%

Education (25+)

29.7%

32.3%

32.7%

No HS diploma5.3%

HS diploma29.7%

Some college32.3%

Bachelor's+32.7%

Housing tenure

71.8%

28.2%

Owner71.8%

Renter28.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 96707 in Kapolei, HI has changed in 5 years

Rent

$2,635 → $3,530

up 34.0%

Income

$114,355 → $119,940

up 4.9%

Population

49,903 → 48,807

down 2.2%

Renter share

27.8% → 28.2%

+0.4 pts

Bachelor's+

33.3% → 32.7%

-0.6 pts

Median age

35 → 36.2

+1.2 yrs

Rent in ZIP 96707 in Kapolei, HI has increased 34.0% since 2021, going from about $2,635 per month to roughly $3,530 today. Census figures show median household income at $119,940 today, compared with $114,355 five years earlier. Rent outpaced income growth by roughly 29.1 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 49,903 to 48,807 between 2021 and 2024, a 2.2% change. The combined trend lines point to a market that has changed measurably from where it stood in early 2021.

Community

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Local insights

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About renting in ZIP 96707

Last updated: October 17, 2026

ZIP code 96707 covers Kapolei, HI. The median rent here is $3,530/mo as of October 2026. A 1-bedroom rents for a median of $2,470/mo. A 2-bedroom rents for a median of $3,240/mo.

At 35% of local median household income ($119,940/yr), ZIP 96707 ranks as moderate compared to the national benchmark of 30%. Rents have increased 4.1% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 96707?

To keep rent at or below 30% of gross income, you would need to earn at least $141,000/year (about $68/hour full-time) to afford the median rent of $3,530/mo in ZIP 96707. The local median household income is $119,940/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 96707?

Rent in ZIP 96707 has risen 4.1% over the past year as of September 2026. It sits 0.1% below its high of $3,535 in August 2026.

Has rent outpaced income in ZIP 96707?

Yes. From 2019 to 2024, rent in ZIP 96707 rose 30.1% while median household income rose 13.9%, from $105,278 to $119,940. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 96707 compare to other ZIPs in Hawaii?

ZIP 96707 is one of the pricier among Hawaii ZIP codes for rent, ranking #4 of 30 at $3,530/mo. Over the year to September 2026, rent in ZIP 96707 changed +4.1%, against a typical +5.3% across the 23 Hawaii ZIP codes Zillow tracks.