ZIP Code · HI

ZIP 96792

Part of Waianae, HI

Pop. 49,618·Honolulu County·27th most expensive ZIP in Hawaii

Median rent (all units)

$2,185/mo

Year-over-Year

-1.0%

Month-over-Month

-0.5%

vs US Median

+$253

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 96792 · $2,185

More expensive than 70% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,680

1 BR

$1,800

2 BR

$2,360

3 BR

$3,280

4 BR+

$3,960

Research median

$2,360/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 96792 is 3.8% below its high of $2,271 in November 2025, at $2,185 as of September 2026.

Past year vs. the rest of Hawaii

Rent in ZIP 96792 changed -1.0% over the year to September 2026. Across the 23 Hawaii ZIP codes Zillow tracks, the typical change was +5.3%.

Recent direction

Rent has fallen 4 months in a row, and rose in 4 of the last 12 months.

What a typical income covers

30% of the median household income ($87,509) is $2,188 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($1,800); a 2-bedroom is $2,360.

From Zillow's monthly rent index (ZORI) for ZIP 96792. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$26,220/yr

At $2,185/mo median

Location

CityWaianae

StateHI

CountyHonolulu County

Rent Market Meter

Renter's Market

Renter's MarketBalancedLandlord's Market

Rents are softening (down 1.0% YoY), so renters have negotiating leverage.

Based on rent-price momentum (-1.0% YoY, -0.5% MoM), not inventory.

Demographics

Who lives here

ZIP 96792 (Waianae, HI) is majority owner-occupied, has a large share of families with children, 16.3% of residents hold a bachelor's degree or higher.

Population

49,618

Median income

$87,509

Median age

35.4

Renters

36%

Age distribution

29.2%

20.4%

24.6%

14.7%

Under 1829.2%

18–3420.4%

35–5424.6%

55–6411.2%

65+14.7%

Gender

49.9%

50.1%

Male49.9%

Female50.1%

Race & ethnicity

12.9%

63.7%

White10.4%

Black2.5%

Hispanic12.9%

Asian10.4%

Other63.7%

Education (25+)

44.6%

29.6%

16.3%

No HS diploma9.5%

HS diploma44.6%

Some college29.6%

Bachelor's+16.3%

Housing tenure

64%

36%

Owner64%

Renter36%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How ZIP 96792 in Waianae, HI has changed in 5 years

Rent

$1,895 → $2,185

up 15.3%

Income

$74,914 → $87,509

up 16.8%

Population

52,829 → 49,618

down 6.1%

Renter share

40.5% → 36%

-4.5 pts

Bachelor's+

16.8% → 16.3%

-0.5 pts

Median age

32.8 → 35.4

+2.6 yrs

Five years ago, renters in ZIP 96792 in Waianae, HI paid around $1,895 a month. That figure now sits near $2,185, up 15.3% from the 2023 baseline. Median household income climbed from $74,914 to $87,509 between 2021 and 2024, a 16.8% shift. Census counts show ZIP 96792 in Waianae, HI losing about 3,211 residents over the five-year window, down 6.1% on net. The renter share has eased from 40.5% to 36%, with owner-occupied housing accounting for the remainder. Taken together, the five-year picture in ZIP 96792 in Waianae, HI reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

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About renting in ZIP 96792

Last updated: October 17, 2026

ZIP code 96792 covers Waianae, HI. The median rent here is $2,185/mo as of October 2026. A 1-bedroom rents for a median of $1,800/mo. A 2-bedroom rents for a median of $2,360/mo.

At 30% of local median household income ($87,509/yr), ZIP 96792 ranks as moderate compared to the national benchmark of 30%. Rents have decreased 1.0% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 96792?

To keep rent at or below 30% of gross income, you would need to earn at least $87,000/year (about $42/hour full-time) to afford the median rent of $2,185/mo in ZIP 96792. The local median household income is $87,509/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 96792?

Rent in ZIP 96792 has fallen 1.0% over the past year as of September 2026. It sits 3.8% below its high of $2,271 in November 2025.

How does ZIP 96792 compare to other ZIPs in Hawaii?

ZIP 96792 is one of the more affordable among Hawaii ZIP codes for rent, ranking #27 of 30 at $2,185/mo. Over the year to September 2026, rent in ZIP 96792 changed -1.0%, against a typical +5.3% across the 23 Hawaii ZIP codes Zillow tracks.