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ZIP Code · HI

ZIP 96786

Part of Wahiawa, HI
Pop. 40,658·Honolulu County·23rd most expensive ZIP in Hawaii
Median rent (all units)
$2,385/mo
Year-over-Year
+13.5%
Month-over-Month
+4.4%
vs US Median
+$420
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 96786 · $2,385
More expensive than 76% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$2,110
1 BR
$2,270
2 BR
$2,970
3 BR
$4,130
4 BR+
$4,980
Research median
$2,970/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$28,620/yr
At $2,385/mo median
Location
StateHI
CountyHonolulu County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 13.5% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+13.5% YoY, +4.4% MoM), not inventory.
Demographics

Who lives here

ZIP 96786 (Wahiawa, HI) is majority renter-occupied, skews toward younger working-age adults, 24.4% of residents hold a bachelor's degree or higher.

Population
40,658
Median income
$85,554
Median age
28.7
Renters
68.9%
Age distribution
28.5%
33.4%
19.3%
Under 1828.5%
18–3433.4%
35–5419.3%
55–647.6%
65+11.2%
Gender
51.9%
48.1%
Male51.9%
Female48.1%
Race & ethnicity
29.3%
17.2%
25.5%
18.4%
White29.3%
Black9.7%
Hispanic17.2%
Asian25.5%
Other18.4%
Education (25+)
30.4%
38.5%
24.4%
No HS diploma6.8%
HS diploma30.4%
Some college38.5%
Bachelor's+24.4%
Housing tenure
31.1%
68.9%
Owner31.1%
Renter68.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 96786 in Wahiawa, HI has changed in 5 years

Income
$73,057 → $85,554
up 17.1%
Population
43,042 → 40,658
down 5.5%
Renter share
71.3% → 68.9%
-2.4 pts
Bachelor's+
24.8% → 24.4%
-0.4 pts
Median age
28 → 28.7
+0.7 yrs

On the earnings side, the typical household in ZIP 96786 in Wahiawa, HI now reports about $85,554, up from $73,057 in 2021. Census counts show ZIP 96786 in Wahiawa, HI losing about 2,384 residents over the five-year window, down 5.5% on net. The renter share has eased from 71.3% to 68.9%, with owner-occupied housing accounting for the remainder.

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Local insights

Tips for renters in ZIP 96786

About renting in ZIP 96786

Last updated: July 20, 2026

ZIP code 96786 covers Wahiawa, HI. The median rent here is $2,385/mo as of July 2026. A 1-bedroom rents for a median of $2,270/mo. A 2-bedroom rents for a median of $2,970/mo.

At 33% of local median household income ($85,554/yr), ZIP 96786 ranks as moderate compared to the national benchmark of 30%. Rents have increased 13.5% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 96786?

As of July 20, 2026, the median monthly rent in ZIP 96786 (Wahiawa, HI) is $2,385. This is based on aggregated data from public sources and community submissions.

How does ZIP 96786 rent compare to the US average?

ZIP 96786's median rent of $2,385/mo is $420 (21%) above the US national median of $1,965/mo.

How does ZIP 96786 compare to other ZIPs in Hawaii?

ZIP 96786 is among the more affordable ZIP codes in Hawaii, ranking #23 out of 29 ZIPs at $2,385/mo.

How much income do you need to rent in ZIP 96786?

To keep rent at or below 30% of gross income, you would need to earn at least $95,000/year (~$46/hour full-time) to afford the median rent of $2,385/mo in ZIP 96786. The local median household income is $85,554/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 96786?

Rent in ZIP 96786 has increased 13.5% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 96786 an affordable place to rent?

ZIP 96786 is considered moderate for renters. At $2,385/mo, rent takes approximately 33% of the local median household income ($85,554/yr). The standard benchmark is 30%. ZIP 96786 slightly exceeds that threshold, so budgeting carefully matters here.

What percentage of ZIP 96786 residents rent vs. own?

According to Census data, approximately 68.9% of ZIP 96786 households are renters, while 31.1% are owner-occupied. With a majority renter population, ZIP 96786 has a strong rental market.

How does ZIP 96786 compare to the rest of Wahiawa?

ZIP 96786 sits right at the Wahiawa citywide median of $2,385/mo.

When was rent data for ZIP 96786 last updated?

Rent data for ZIP 96786 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
33%
MODERATE

At $2,385/mo, rent takes ~33% of ZIP 96786's median household income ($85,554/yr). The standard benchmark is 30%.

ZIP 96786 33%Benchmark 30%
State income tax1.4–11%
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