ZIP Code · HI

ZIP 96786

Part of Wahiawa, HI

Pop. 40,658·Honolulu County·26th most expensive ZIP in Hawaii

Median rent (all units)

$2,312/mo

Year-over-Year

+7.1%

Month-over-Month

Stable

vs US Median

+$380

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 96786 · $2,312

More expensive than 74% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$2,110

1 BR

$2,270

2 BR

$2,970

3 BR

$4,130

4 BR+

$4,980

Research median

$2,970/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 96786 is 0.3% below its high of $2,320 in July 2026, at $2,312 as of September 2026.

Past year vs. the rest of Hawaii

Rent in ZIP 96786 changed +7.1% over the year to September 2026. Across the 23 Hawaii ZIP codes Zillow tracks, the typical change was +5.3%.

Recent direction

Rent has fallen 2 months in a row, and rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($85,554) is $2,139 a month. That covers HUD's Fair Market Rent for up to a studio ($2,110); a 1-bedroom is $2,270.

From Zillow's monthly rent index (ZORI) for ZIP 96786. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$27,744/yr

At $2,312/mo median

Location

CityWahiawa

StateHI

CountyHonolulu County

Rent Market Meter

Strong Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are up 7.1% year-over-year. Expect competition, and move quickly to lock in terms.

Based on rent-price momentum (+7.1% YoY, -0.0% MoM), not inventory.

Demographics

Who lives here

ZIP 96786 (Wahiawa, HI) is majority renter-occupied, skews toward younger working-age adults, 24.4% of residents hold a bachelor's degree or higher.

Population

40,658

Median income

$85,554

Median age

28.7

Renters

68.9%

Age distribution

28.5%

33.4%

19.3%

Under 1828.5%

18–3433.4%

35–5419.3%

55–647.6%

65+11.2%

Gender

51.9%

48.1%

Male51.9%

Female48.1%

Race & ethnicity

29.3%

17.2%

25.5%

18.4%

White29.3%

Black9.7%

Hispanic17.2%

Asian25.5%

Other18.4%

Education (25+)

30.4%

38.5%

24.4%

No HS diploma6.8%

HS diploma30.4%

Some college38.5%

Bachelor's+24.4%

Housing tenure

31.1%

68.9%

Owner31.1%

Renter68.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How ZIP 96786 in Wahiawa, HI has changed in 5 years

Rent

$1,946 → $2,312

up 18.8%

Income

$73,057 → $85,554

up 17.1%

Population

43,042 → 40,658

down 5.5%

Renter share

71.3% → 68.9%

-2.4 pts

Bachelor's+

24.8% → 24.4%

-0.4 pts

Median age

28 → 28.7

+0.7 yrs

Across the past five years, the going rent in ZIP 96786 in Wahiawa, HI has shifted from $1,946 to $2,312, up 18.8% since 2023. On the earnings side, the typical household in ZIP 96786 in Wahiawa, HI now reports about $85,554, up from $73,057 in 2021. Census counts show ZIP 96786 in Wahiawa, HI losing about 2,384 residents over the five-year window, down 5.5% on net. The renter share has eased from 71.3% to 68.9%, with owner-occupied housing accounting for the remainder. For context, the 2023 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 96786 in Wahiawa, HI reflects that arc in its own way.

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About renting in ZIP 96786

Last updated: October 17, 2026

ZIP code 96786 covers Wahiawa, HI. The median rent here is $2,312/mo as of October 2026. A 1-bedroom rents for a median of $2,270/mo. A 2-bedroom rents for a median of $2,970/mo.

At 32% of local median household income ($85,554/yr), ZIP 96786 ranks as moderate compared to the national benchmark of 30%. Rents have increased 7.1% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 96786?

To keep rent at or below 30% of gross income, you would need to earn at least $92,000/year (about $44/hour full-time) to afford the median rent of $2,312/mo in ZIP 96786. The local median household income is $85,554/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 96786?

Rent in ZIP 96786 has risen 7.1% over the past year as of September 2026. It sits 0.3% below its high of $2,320 in July 2026.

How does ZIP 96786 compare to other ZIPs in Hawaii?

ZIP 96786 is one of the more affordable among Hawaii ZIP codes for rent, ranking #26 of 30 at $2,312/mo. Over the year to September 2026, rent in ZIP 96786 changed +7.1%, against a typical +5.3% across the 23 Hawaii ZIP codes Zillow tracks.