ZIP Code · HI

ZIP 96712

Part of Haleiwa, HI
Pop. 8,204·Honolulu County·6th most expensive ZIP in Hawaii
Median rent (all units)
$3,415/mo
Year-over-Year
Stable
Month-over-Month
-1.0%
vs US Median
+$1,483
Reported rents
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 96712 · $3,415
More expensive than 95% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,930
1 BR
$2,070
2 BR
$2,710
3 BR
$3,770
4 BR+
$4,550
Research median
$2,710/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($88,333) is $2,208 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($2,070); a 2-bedroom is $2,710.

Cheaper nearby

ZIP 96786, 6 miles away, rents for 32% less ($2,312/mo), about $13,200 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 96712. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$40,980/yr
At $3,415/mo median
Location
StateHI
CountyHonolulu County
Rent Market Meter
Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are softening (down 0.0% YoY), so renters have negotiating leverage.
Based on rent-price momentum (+0.0% YoY, -1.0% MoM), not inventory.
Demographics

Who lives here

ZIP 96712 (Haleiwa, HI) is majority owner-occupied, has a large retiree population, 29.8% of residents hold a bachelor's degree or higher.

Population
8,204
Median income
$88,333
Median age
40.6
Renters
44.7%
Age distribution
21.3%
20%
25.8%
22.8%
Under 1821.3%
18–3420%
35–5425.8%
55–6410.1%
65+22.8%
Gender
53.6%
46.4%
Male53.6%
Female46.4%
Race & ethnicity
39.1%
12.4%
12.3%
35.6%
White39.1%
Black0.5%
Hispanic12.4%
Asian12.3%
Other35.6%
Education (25+)
30%
36%
29.8%
No HS diploma4.2%
HS diploma30%
Some college36%
Bachelor's+29.8%
Housing tenure
55.3%
44.7%
Owner55.3%
Renter44.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 96712 in Haleiwa, HI has changed in 5 years

Income
$85,600 → $88,333
up 3.2%
Population
7,294 → 8,204
up 12.5%
Renter share
48.6% → 44.7%
-3.9 pts
Bachelor's+
33.9% → 29.8%
-4.1 pts
Median age
38.8 → 40.6
+1.8 yrs

Median household income climbed from $85,600 to $88,333 between 2021 and 2024, a 3.2% shift. Census counts show ZIP 96712 in Haleiwa, HI adding about 910 residents over the five-year window, up 12.5% on net. The renter share has eased from 48.6% to 44.7%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 33.9% to 29.8% across the same window.

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Local insights

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About renting in ZIP 96712

Last updated: October 17, 2026

ZIP code 96712 covers Haleiwa, HI. The median rent here is $3,415/mo as of October 2026. A 1-bedroom rents for a median of $2,070/mo. A 2-bedroom rents for a median of $2,710/mo.

At 46% of local median household income ($88,333/yr), ZIP 96712 ranks as moderate compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 96712?

To keep rent at or below 30% of gross income, you would need to earn at least $137,000/year (about $66/hour full-time) to afford the median rent of $3,415/mo in ZIP 96712. The local median household income is $88,333/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 96712?

Rent in ZIP 96712 has been roughly flat over the past year, a 0.0% change.

How does ZIP 96712 compare to other ZIPs in Hawaii?

ZIP 96712 is one of the pricier among Hawaii ZIP codes for rent, ranking #6 of 30 at $3,415/mo.

How does ZIP 96712 compare to the rest of Haleiwa?

At $3,415/mo, ZIP 96712 is $233 below the Haleiwa citywide median of $3,648/mo.
Income Affordability
46%
STRETCHED

At $3,415/mo, rent takes ~46% of ZIP 96712's median household income ($88,333/yr). The standard benchmark is 30%.

ZIP 96712 46%Benchmark 30%
State income tax1.4–11%
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Public schools near ZIP 96712 (Haleiwa, HI)

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