ZIP Code · WA

ZIP 98282

Part of , WA
Pop. 17,303·Island County·17th most expensive ZIP in Washington
Median rent (all units)
$2,866/mo
Year-over-Year
Stable
Month-over-Month
+8.2%
vs US Median
+$918
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 98282 · $2,866
More expensive than 88% of US ZIP codes · National median $1,948/mo
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Medians by bedroom

Rent by unit size

Studio
$1,800
1 BR
$1,850
2 BR
$2,160
3 BR
$2,850
4 BR+
$3,320
Research median
$2,160/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: September 25, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($105,231) is $2,631 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,160); a 3-bedroom is $2,850.

Cheaper nearby

ZIP 98292, 9 miles away, rents for 26% less ($2,108/mo), about $9,100 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 98282. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$34,392/yr
At $2,866/mo median
Location
City
StateWA
CountyIsland County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 0.0% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+0.0% YoY, +8.2% MoM), not inventory.
Demographics

Who lives here

ZIP 98282 (, WA) is majority owner-occupied, has a large retiree population, has a median income above the national average, 35.3% of residents hold a bachelor's degree or higher.

Population
17,303
Median income
$105,231
Median age
56.8
Renters
9.7%
Age distribution
12.9%
13.4%
21.4%
18.2%
34.1%
Under 1812.9%
18–3413.4%
35–5421.4%
55–6418.2%
65+34.1%
Gender
50.9%
49.1%
Male50.9%
Female49.1%
Race & ethnicity
87.5%
White87.5%
Black1.9%
Hispanic3.2%
Asian2.9%
Other4.5%
Education (25+)
22.7%
38%
35.3%
No HS diploma4.1%
HS diploma22.7%
Some college38%
Bachelor's+35.3%
Housing tenure
90.3%
Owner90.3%
Renter9.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 98282 in , WA has changed in 5 years

Income
$85,410 → $105,231
up 23.2%
Population
17,235 → 17,303
up 0.4%
Renter share
9.4% → 9.7%
+0.3 pts
Bachelor's+
35.4% → 35.3%
-0.1 pts
Median age
54.7 → 56.8
+2.1 yrs

Household income in the area moved from $85,410 to $105,231 across the same window, up 23.2% versus 2021.

Community

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Local insights

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About renting in ZIP 98282

Last updated: September 25, 2026

ZIP code 98282 covers , WA. The median rent here is $2,866/mo as of September 2026. A 1-bedroom rents for a median of $1,850/mo. A 2-bedroom rents for a median of $2,160/mo.

At 33% of local median household income ($105,231/yr), ZIP 98282 ranks as moderate compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 98282?

To keep rent at or below 30% of gross income, you would need to earn at least $115,000/year (about $55/hour full-time) to afford the median rent of $2,866/mo in ZIP 98282. The local median household income is $105,231/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 98282?

Rent in ZIP 98282 has been roughly flat over the past year, a 0.0% change.

How does ZIP 98282 compare to other ZIPs in Washington?

ZIP 98282 is one of the pricier among Washington ZIP codes for rent, ranking #17 of 211 at $2,866/mo.
Income Affordability
33%
MODERATE

At $2,866/mo, rent takes ~33% of ZIP 98282's median household income ($105,231/yr). The standard benchmark is 30%.

ZIP 98282 33%Benchmark 30%
State income taxNone
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