ZIP 98277
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Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).
12-month history
Last updated: September 25, 2026
What the numbers show
February. Asking rents in ZIP 98277 usually run 0.7% below trend in February and 0.6% above it in July, about $26 a month apart at today's median. Based on 11 years of data.
Rent in ZIP 98277 is at its highest level since Zillow's records here began in January 2015.
Rent in ZIP 98277 changed +5.6% over the year to August 2026. Across the 194 Washington ZIP codes Zillow tracks, the typical change was +2.4%.
From 2019 to 2024, rent in ZIP 98277 rose 38.4% while median household income rose 37.2% ($60,658 to $83,253). Rent outpaced income.
Rent in ZIP 98277 is 51% higher than in March 2020. Across the US, rent is up 36.8% over the same stretch.
Rent has risen 3 months in a row, and rose in 11 of the last 12 months.
30% of the median household income ($83,253) is $2,081 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,620); a 3-bedroom is $2,250.
From Zillow's monthly rent index (ZORI) for ZIP 98277. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
Who lives here
ZIP 98277 (Oak Harbor, WA) is majority owner-occupied, 27.5% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How ZIP 98277 in Oak Harbor, WA has changed in 5 years
Five years ago, renters in ZIP 98277 in Oak Harbor, WA paid around $1,421 a month. That figure now sits near $1,966, up 38.4% from the 2021 baseline. On the earnings side, the typical household in ZIP 98277 in Oak Harbor, WA now reports about $83,253, up from $66,552 in 2021. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 98277 in Oak Harbor, WA adding about 805 residents over the five-year window, up 2.0% on net. The renter share has eased from 42.3% to 40.3%, with owner-occupied housing accounting for the remainder. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 98277 in Oak Harbor, WA reflects that arc in its own way.
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Tips for renters in ZIP 98277
Last updated: September 25, 2026
ZIP code 98277 covers Oak Harbor, WA. The median rent here is $1,966/mo as of September 2026. A 1-bedroom rents for a median of $1,310/mo. A 2-bedroom rents for a median of $1,620/mo.
At 28% of local median household income ($83,253/yr), ZIP 98277 ranks as affordable compared to the national benchmark of 30%. Rents have increased 5.6% over the past year.
Frequently asked questions
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How does ZIP 98277 compare to the rest of Oak Harbor?
At $1,966/mo, rent takes ~28% of ZIP 98277's median household income ($83,253/yr). The standard benchmark is 30%.
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