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ZIP Code · WA

ZIP 98277

Pop. 40,917·Island County·144th most expensive ZIP in Washington
Median rent (all units)
$1,868/mo
Year-over-Year
-1.1%
Month-over-Month
-1.2%
vs US Median
-$83
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 98277 · $1,868
More expensive than 53% of US ZIP codes · National median $1,951/mo
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Medians by bedroom

Rent by unit size

Studio
$1,140
1 BR
$1,310
2 BR
$1,620
3 BR
$2,250
4 BR+
$2,650
Research median
$1,620/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: June 22, 2026

Annual cost
$22,416/yr
At $1,868/mo median
Location
StateWA
CountyIsland County
Demographics

Who lives here

ZIP 98277 (Oak Harbor, WA) is majority owner-occupied, 27.5% of residents hold a bachelor's degree or higher.

Population
40,917
Median income
$83,253
Median age
34.9
Renters
40.3%
Age distribution
23.3%
26.9%
23.7%
15.9%
Under 1823.3%
18–3426.9%
35–5423.7%
55–6410.2%
65+15.9%
Gender
49.6%
50.4%
Male49.6%
Female50.4%
Race & ethnicity
68.2%
12.9%
White68.2%
Black2.9%
Hispanic12.9%
Asian7.5%
Other8.6%
Education (25+)
25.4%
41.9%
27.5%
No HS diploma5.2%
HS diploma25.4%
Some college41.9%
Bachelor's+27.5%
Housing tenure
59.7%
40.3%
Owner59.7%
Renter40.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 98277 in Oak Harbor, WA has changed in 5 years

Rent
$1,435 → $1,868
up 30.2%
Income
$66,552 → $83,253
up 25.1%
Population
40,112 → 40,917
up 2.0%
Renter share
42.3% → 40.3%
-2.0 pts
Bachelor's+
27.3% → 27.5%
+0.2 pts
Median age
34.2 → 34.9
+0.7 yrs

Five years ago, renters in ZIP 98277 in Oak Harbor, WA paid around $1,435 a month. That figure now sits near $1,868, up 30.2% from the 2021 baseline. On the earnings side, the typical household in ZIP 98277 in Oak Harbor, WA now reports about $83,253, up from $66,552 in 2021. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 98277 in Oak Harbor, WA adding about 805 residents over the five-year window, up 2.0% on net. The renter share has eased from 42.3% to 40.3%, with owner-occupied housing accounting for the remainder. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 98277 in Oak Harbor, WA reflects that arc in its own way.

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About renting in ZIP 98277

Last updated: June 22, 2026

ZIP code 98277 covers Oak Harbor, WA. The median rent here is $1,868/mo as of June 2026. A 1-bedroom rents for a median of $1,310/mo. A 2-bedroom rents for a median of $1,620/mo.

At 27% of local median household income ($83,253/yr), ZIP 98277 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 1.1% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 98277?

As of June 22, 2026, the median monthly rent in ZIP 98277 (Oak Harbor, WA) is $1,868. This is based on aggregated data from public sources and community submissions.

How does ZIP 98277 rent compare to the US average?

ZIP 98277's median rent of $1,868/mo is $83 (4%) below the US national median of $1,951/mo.

How does ZIP 98277 compare to other ZIPs in Washington?

ZIP 98277 is among the more affordable ZIP codes in Washington, ranking #144 out of 209 ZIPs at $1,868/mo.

How much income do you need to rent in ZIP 98277?

To keep rent at or below 30% of gross income, you would need to earn at least $75,000/year (~$36/hour full-time) to afford the median rent of $1,868/mo in ZIP 98277. The local median household income is $83,253/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 98277?

Rent in ZIP 98277 has decreased 1.1% over the past year as of June 22, 2026, offering some relief compared to 12 months ago.

Is ZIP 98277 an affordable place to rent?

ZIP 98277 is considered affordable for renters. At $1,868/mo, rent takes approximately 27% of the local median household income ($83,253/yr). The standard benchmark is 30%. ZIP 98277 falls comfortably within that range.

What percentage of ZIP 98277 residents rent vs. own?

According to Census data, approximately 40.3% of ZIP 98277 households are renters, while 59.7% are owner-occupied. ZIP 98277 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 98277 compare to the rest of Oak Harbor?

ZIP 98277 is pricier than Oak Harbor as a whole. At $1,868/mo, it's $2 above the Oak Harbor citywide median of $1,866/mo.

When was rent data for ZIP 98277 last updated?

Rent data for ZIP 98277 reflects June 22, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
27%
AFFORDABLE

At $1,868/mo, rent takes ~27% of ZIP 98277's median household income ($83,253/yr). The standard benchmark is 30%.

ZIP 98277 27%Benchmark 30%
State income taxNone
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