ZIP Code · WA

ZIP 98292

Part of Stanwood, WA
Pop. 27,389·Snohomish County·84th most expensive ZIP in Washington
Median rent (all units)
$2,133/mo
Year-over-Year
Stable
Month-over-Month
+1.2%
vs US Median
+$201
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 98292 · $2,133
More expensive than 68% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,810
1 BR
$1,870
2 BR
$2,180
3 BR
$2,850
4 BR+
$3,350
Research median
$2,180/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($101,765) is $2,544 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,180); a 3-bedroom is $2,850.

From Zillow's monthly rent index (ZORI) for ZIP 98292. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$25,596/yr
At $2,133/mo median
Location
StateWA
CountySnohomish County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (0.0% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+0.0% YoY, +1.2% MoM), not inventory.
Demographics

Who lives here

ZIP 98292 (Stanwood, WA) is majority owner-occupied, has a large retiree population, has a median income above the national average, 26.6% of residents hold a bachelor's degree or higher.

Population
27,389
Median income
$101,765
Median age
41.9
Renters
20.7%
Age distribution
23.3%
16.3%
23.7%
14.9%
21.8%
Under 1823.3%
18–3416.3%
35–5423.7%
55–6414.9%
65+21.8%
Gender
47.5%
52.5%
Male47.5%
Female52.5%
Race & ethnicity
83.1%
White83.1%
Hispanic9%
Asian1.6%
Other6.1%
Education (25+)
30.6%
37.6%
26.6%
No HS diploma5.1%
HS diploma30.6%
Some college37.6%
Bachelor's+26.6%
Housing tenure
79.3%
20.7%
Owner79.3%
Renter20.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 98292 in Stanwood, WA has changed in 5 years

Income
$93,558 → $101,765
up 8.8%
Population
24,141 → 27,389
up 13.5%
Renter share
18.6% → 20.7%
+2.1 pts
Bachelor's+
25.6% → 26.6%
+1.0 pts

Household income in the area moved from $93,558 to $101,765 across the same window, up 8.8% versus 2021. Headcount in the area went from 24,141 to 27,389 between 2021 and 2024, a 13.5% change. About 20.7% of households rent today, against 18.6% in 2021.

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Local insights

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About renting in ZIP 98292

Last updated: October 17, 2026

ZIP code 98292 covers Stanwood, WA. The median rent here is $2,133/mo as of October 2026. A 1-bedroom rents for a median of $1,870/mo. A 2-bedroom rents for a median of $2,180/mo.

At 25% of local median household income ($101,765/yr), ZIP 98292 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 98292?

To keep rent at or below 30% of gross income, you would need to earn at least $85,000/year (about $41/hour full-time) to afford the median rent of $2,133/mo in ZIP 98292. The local median household income is $101,765/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 98292?

Rent in ZIP 98292 has been roughly flat over the past year, a 0.0% change.

How does ZIP 98292 compare to other ZIPs in Washington?

ZIP 98292 is in the middle among Washington ZIP codes for rent, ranking #84 of 207 at $2,133/mo.

How does ZIP 98292 compare to the rest of Stanwood?

ZIP 98292 sits right at the Stanwood citywide median of $2,133/mo.
Income Affordability
25%
AFFORDABLE

At $2,133/mo, rent takes ~25% of ZIP 98292's median household income ($101,765/yr). The standard benchmark is 30%.

ZIP 98292 25%Benchmark 30%
State income taxNone
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