3-Bedroom Rent · July 2026

3-Bedroom Apartment Rent in Montecito, CA

$6,010/mo

Median asking rent for a 3-bedroom apartment in Montecito, California as of July 2026. That's +72% lower than the citywide median of $21,544 and +182% above the national 3-bedroom median of $2,130.

3-Bedroom median
$6,010
July 2026
vs city overall
-72%
$21,544 city median
vs national
+182%
$2,130 US median
California rank
#0
of 386 cities

Income needed for a 3-bedroom in Montecito

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 3-bedroom at the current median rent.

Annual income
$240,400
Monthly gross
$20,033
Hourly (full-time)
$115.58

Rent by apartment size in Montecito

Compare Montecito's median rent across every apartment size.

Studio
$3,570
1-Bedroom
$4,030
2-Bedroom
$4,540
3-Bedroom (current)
$6,010
4+ Bedroom
$6,700

Cheapest cities for a 3-bedroom in California

#City3-Bedroom rent
1Ridgecrest$1,492
2Taft$1,600
3Barstow$1,639
4Lakeport$1,650
5Westmont$1,663
6California City$1,720
7Clearlake$1,750
8Red Bluff$1,780
9El Centro$1,820
10Florence-Graham$1,835
11Oroville$1,840
12Paradise$1,860
13Florin$1,875
14Isla Vista$1,904
15Eureka$1,910

Most expensive cities for a 3-bedroom in California

#City3-Bedroom rent
1Santa Cruz$6,055
2Scotts Valley$5,870
3Aptos$5,870
4Cupertino$5,850
5Coronado$5,720
6Foster City$5,690
7Los Altos$5,380
8Capitola$5,340
9Solana Beach$5,330
10Tiburon$5,250
11Ladera Ranch$5,250
12Newport Beach$5,178
13Sunnyvale$5,173
14Coto de Caza$5,130
15Millbrae$5,080

Nearby cities — 3-bedroom rent

Considering nearby alternatives? 5 of these cities have cheaper 3-bedroom rents than Montecito.

CityDistance3-Bedroom rentvs Montecito
Carpinteria, CA7.1 mi$4,580$-1,430 (-24%)
Santa Barbara, CA8.6 mi$5,050$-960 (-16%)
Isla Vista, CA16.7 mi$1,904$-4,106 (-68%)
Ojai, CA21.9 mi$3,080$-2,930 (-49%)
Ventura, CA22.9 mi$3,533$-2,477 (-41%)
Goleta, CA32.3 mi$4,380$-1,630 (-27%)
Oxnard, CA35 mi$3,240$-2,770 (-46%)
Santa Paula, CA36.2 mi$2,980$-3,030 (-50%)
Solvang, CA37.9 mi$3,600$-2,410 (-40%)
Port Hueneme, CA42.8 mi$3,290$-2,720 (-45%)
Camarillo, CA43.3 mi$3,990$-2,020 (-34%)
Moorpark, CA50.7 mi$3,940$-2,070 (-34%)

3-Bedroom rent in Montecito — common questions

How much is a 3-bedroom apartment in Montecito?

As of July 2026, the median 3-bedroom apartment rent in Montecito, California is $6,010 per month. This is +72% below the citywide median of $21,544.

What income do you need to afford a 3-bedroom in Montecito?

Using the standard 30% rent-to-income rule, you would need an annual income of about $240,400 ($20,033/month gross), which works out to roughly $115.58/hour at a full-time job.

Is Montecito expensive for a 3-bedroom compared to the rest of the US?

Montecito's 3-bedroom median of $6,010 is +182% above the national 3-bedroom median of $2,130. It ranks in the 100th percentile of US cities tracked.

How does Montecito rank for 3-bedroom rent in California?

Among the 386 cities in California with 3-bedroom data, Montecito ranks #0 from cheapest to most expensive.

Are there cheaper 3-bedroom options near Montecito?

Yes — nearby cities with cheaper 3-bedroom rents include Carpinteria ($4,580), Santa Barbara ($5,050), Isla Vista ($1,904).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Montecito, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (July 2026) and exclude cities with median rent below $400 or above $20,000.