1-Bedroom Rent · October 2026

1-Bedroom Apartment Rent in Montecito, CA

$4,030/mo

Median asking rent for a 1-bedroom apartment in Montecito, California as of October 2026. That's +78% lower than the citywide median of $18,039 and +189% above the national 1-bedroom median of $1,395.

1-Bedroom median
$4,030
October 2026
vs city overall
-78%
$18,039 city median
vs national
+189%
$1,395 US median
California rank
#380
of 380 cities

Income needed for a 1-bedroom in Montecito

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 1-bedroom at the current median rent.

Annual income
$161,200
Monthly gross
$13,433
Hourly (full-time)
$77.50

Rent by apartment size in Montecito

Compare Montecito's median rent across every apartment size.

Studio
$3,570
1-Bedroom (current)
$4,030
2-Bedroom
$4,540
3-Bedroom
$6,010
4+ Bedroom
$6,700

Cheapest cities for a 1-bedroom in California

#City1-Bedroom rent
1Taft$880
2Lakeport$900
3Ridgecrest$938
4California City$950
5Clearlake$950
6Oroville$1,005
7El Centro$1,020
8Paradise$1,020
9Red Bluff$1,030
10Eureka$1,040
11Fortuna$1,050
12Porterville$1,060
13Shafter$1,060
14Tehachapi$1,110
15Hanford$1,120

Most expensive cities for a 1-bedroom in California

#City1-Bedroom rent
1Montecito (this page)$4,030
2Cupertino$3,880
3Foster City$3,820
4Scotts Valley$3,600
5Aptos$3,600
6Tiburon$3,530
7Los Altos$3,530
8Coronado$3,460
9Sunnyvale$3,438
10Millbrae$3,410
11Corte Madera$3,390
12Santa Barbara$3,382
13Palo Alto$3,305
14Mountain View$3,303
15Ladera Ranch$3,280

Nearby cities — 1-bedroom rent

Considering nearby alternatives? 5 of these cities have cheaper 1-bedroom rents than Montecito.

CityDistance1-Bedroom rentvs Montecito
Carpinteria, CA7.1 mi$3,070$-960 (-24%)
Santa Barbara, CA8.6 mi$3,382$-648 (-16%)
Isla Vista, CA16.7 mi$1,843$-2,187 (-54%)
Ojai, CA21.9 mi$1,890$-2,140 (-53%)
Ventura, CA22.9 mi$2,227$-1,803 (-45%)
Goleta, CA32.3 mi$2,940$-1,090 (-27%)
Oxnard, CA35 mi$1,980$-2,050 (-51%)
Santa Paula, CA36.2 mi$1,810$-2,220 (-55%)
Port Hueneme, CA42.8 mi$2,010$-2,020 (-50%)
Camarillo, CA43.3 mi$2,445$-1,585 (-39%)
Moorpark, CA50.7 mi$2,420$-1,610 (-40%)
Taft, CA51 mi$880$-3,150 (-78%)

1-Bedroom rent in Montecito — common questions

How much is a 1-bedroom apartment in Montecito?

As of October 2026, the median 1-bedroom apartment rent in Montecito, California is $4,030 per month. This is +78% below the citywide median of $18,039.

What income do you need to afford a 1-bedroom in Montecito?

Using the standard 30% rent-to-income rule, you would need an annual income of about $161,200 ($13,433/month gross), which works out to roughly $77.50/hour at a full-time job.

Is Montecito expensive for a 1-bedroom compared to the rest of the US?

Montecito's 1-bedroom median of $4,030 is +189% above the national 1-bedroom median of $1,395. It ranks in the 100th percentile of US cities tracked.

How does Montecito rank for 1-bedroom rent in California?

Among the 380 cities in California with 1-bedroom data, Montecito ranks #380 from cheapest to most expensive.

Are there cheaper 1-bedroom options near Montecito?

Yes — nearby cities with cheaper 1-bedroom rents include Carpinteria ($3,070), Santa Barbara ($3,382), Isla Vista ($1,843).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Montecito, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (October 2026) and exclude cities with median rent below $400 or above $20,000.