2-Bedroom Rent · July 2026

2-Bedroom Apartment Rent in Montecito, CA

$4,540/mo

Median asking rent for a 2-bedroom apartment in Montecito, California as of July 2026. That's +79% lower than the citywide median of $21,544 and +174% above the national 2-bedroom median of $1,655.

2-Bedroom median
$4,540
July 2026
vs city overall
-79%
$21,544 city median
vs national
+174%
$1,655 US median
California rank
#0
of 386 cities

Income needed for a 2-bedroom in Montecito

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 2-bedroom at the current median rent.

Annual income
$181,600
Monthly gross
$15,133
Hourly (full-time)
$87.31

Rent by apartment size in Montecito

Compare Montecito's median rent across every apartment size.

Studio
$3,570
1-Bedroom
$4,030
2-Bedroom (current)
$4,540
3-Bedroom
$6,010
4+ Bedroom
$6,700

Cheapest cities for a 2-bedroom in California

#City2-Bedroom rent
1Ridgecrest$1,107
2Taft$1,140
3Lakeport$1,180
4Barstow$1,216
5California City$1,230
6Clearlake$1,250
7Oroville$1,305
8El Centro$1,330
9Paradise$1,330
10Red Bluff$1,350
11Eureka$1,360
12Shafter$1,380
13Porterville$1,390
14Hanford$1,400
15Tehachapi$1,440

Most expensive cities for a 2-bedroom in California

#City2-Bedroom rent
1Santa Cruz$4,865
2Scotts Valley$4,720
3Aptos$4,720
4Foster City$4,560
5Cupertino$4,500
6Capitola$4,290
7Coronado$4,280
8Tiburon$4,210
9Los Altos$4,170
10Millbrae$4,070
11Corte Madera$4,040
12Solana Beach$3,990
13Sunnyvale$3,980
14Topanga$3,940
15Rancho Palos Verdes$3,940

Nearby cities — 2-bedroom rent

Considering nearby alternatives? 5 of these cities have cheaper 2-bedroom rents than Montecito.

CityDistance2-Bedroom rentvs Montecito
Carpinteria, CA7.1 mi$3,460$-1,080 (-24%)
Santa Barbara, CA8.6 mi$3,812$-728 (-16%)
Isla Vista, CA16.7 mi$2,547$-1,993 (-44%)
Ojai, CA21.9 mi$2,260$-2,280 (-50%)
Ventura, CA22.9 mi$2,610$-1,930 (-43%)
Goleta, CA32.3 mi$3,310$-1,230 (-27%)
Oxnard, CA35 mi$2,373$-2,167 (-48%)
Santa Paula, CA36.2 mi$2,180$-2,360 (-52%)
Solvang, CA37.9 mi$2,700$-1,840 (-41%)
Port Hueneme, CA42.8 mi$2,410$-2,130 (-47%)
Camarillo, CA43.3 mi$2,925$-1,615 (-36%)
Moorpark, CA50.7 mi$2,890$-1,650 (-36%)

2-Bedroom rent in Montecito — common questions

How much is a 2-bedroom apartment in Montecito?

As of July 2026, the median 2-bedroom apartment rent in Montecito, California is $4,540 per month. This is +79% below the citywide median of $21,544.

What income do you need to afford a 2-bedroom in Montecito?

Using the standard 30% rent-to-income rule, you would need an annual income of about $181,600 ($15,133/month gross), which works out to roughly $87.31/hour at a full-time job.

Is Montecito expensive for a 2-bedroom compared to the rest of the US?

Montecito's 2-bedroom median of $4,540 is +174% above the national 2-bedroom median of $1,655. It ranks in the 100th percentile of US cities tracked.

How does Montecito rank for 2-bedroom rent in California?

Among the 386 cities in California with 2-bedroom data, Montecito ranks #0 from cheapest to most expensive.

Are there cheaper 2-bedroom options near Montecito?

Yes — nearby cities with cheaper 2-bedroom rents include Carpinteria ($3,460), Santa Barbara ($3,812), Isla Vista ($2,547).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Montecito, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (July 2026) and exclude cities with median rent below $400 or above $20,000.