3-Bedroom Rent · July 2026

3-Bedroom Apartment Rent in San Luis Obispo, CA

$3,545/mo

Median asking rent for a 3-bedroom apartment in San Luis Obispo, California as of July 2026. That's +20% higher than the citywide median of $2,966 and +66% above the national 3-bedroom median of $2,130.

3-Bedroom median
$3,545
July 2026
vs city overall
+20%
$2,966 city median
vs national
+66%
$2,130 US median
California rank
#198
of 386 cities

Income needed for a 3-bedroom in San Luis Obispo

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 3-bedroom at the current median rent.

Annual income
$141,800
Monthly gross
$11,817
Hourly (full-time)
$68.17

Rent by apartment size in San Luis Obispo

Compare San Luis Obispo's median rent across every apartment size.

Studio
$1,820
1-Bedroom
$2,025
2-Bedroom
$2,655
3-Bedroom (current)
$3,545
4+ Bedroom
$4,015

Cheapest cities for a 3-bedroom in California

#City3-Bedroom rent
1Ridgecrest$1,492
2Taft$1,600
3Barstow$1,639
4Lakeport$1,650
5Westmont$1,663
6California City$1,720
7Clearlake$1,750
8Red Bluff$1,780
9El Centro$1,820
10Florence-Graham$1,835
11Oroville$1,840
12Paradise$1,860
13Florin$1,875
14Isla Vista$1,904
15Eureka$1,910

Most expensive cities for a 3-bedroom in California

#City3-Bedroom rent
1Santa Cruz$6,055
2Scotts Valley$5,870
3Aptos$5,870
4Cupertino$5,850
5Coronado$5,720
6Foster City$5,690
7Los Altos$5,380
8Capitola$5,340
9Solana Beach$5,330
10Tiburon$5,250
11Ladera Ranch$5,250
12Newport Beach$5,178
13Sunnyvale$5,173
14Coto de Caza$5,130
15Millbrae$5,080

Nearby cities — 3-bedroom rent

Considering nearby alternatives? 5 of these cities have cheaper 3-bedroom rents than San Luis Obispo.

CityDistance3-Bedroom rentvs San Luis Obispo
Pismo Beach, CA7.1 mi$3,900+$355 (+10%)
Grover Beach, CA10.7 mi$3,220$-325 (-9%)
Los Osos, CA11.3 mi$3,320$-225 (-6%)
Morro Bay, CA12.7 mi$3,180$-365 (-10%)
Atascadero, CA13.7 mi$2,940$-605 (-17%)
Arroyo Grande, CA15 mi$3,510$-35 (-1%)
Templeton, CA19.3 mi$4,110+$565 (+16%)
Nipomo, CA19.7 mi$3,390$-155 (-4%)
Paso Robles, CA27.8 mi$3,100$-445 (-13%)
Santa Maria, CA31.6 mi$3,843+$298 (+8%)
Lompoc, CA51.3 mi$3,600+$55 (+2%)
Solvang, CA57.7 mi$3,600+$55 (+2%)

3-Bedroom rent in San Luis Obispo — common questions

How much is a 3-bedroom apartment in San Luis Obispo?

As of July 2026, the median 3-bedroom apartment rent in San Luis Obispo, California is $3,545 per month. This is +20% higher than the citywide median of $2,966.

What income do you need to afford a 3-bedroom in San Luis Obispo?

Using the standard 30% rent-to-income rule, you would need an annual income of about $141,800 ($11,817/month gross), which works out to roughly $68.17/hour at a full-time job.

Is San Luis Obispo expensive for a 3-bedroom compared to the rest of the US?

San Luis Obispo's 3-bedroom median of $3,545 is +66% above the national 3-bedroom median of $2,130. It ranks in the 91th percentile of US cities tracked.

How does San Luis Obispo rank for 3-bedroom rent in California?

Among the 386 cities in California with 3-bedroom data, San Luis Obispo ranks #198 from cheapest to most expensive.

Are there cheaper 3-bedroom options near San Luis Obispo?

Yes — nearby cities with cheaper 3-bedroom rents include Grover Beach ($3,220), Los Osos ($3,320), Morro Bay ($3,180).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for San Luis Obispo, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (July 2026) and exclude cities with median rent below $400 or above $20,000.