Studio Rent · July 2026

Studio Apartment Rent in Loveland, CO

$1,395/mo

Median asking rent for a studio apartment in Loveland, Colorado as of July 2026. That's +25% lower than the citywide median of $1,859 and +8% above the national studio median of $1,290.

Studio median
$1,395
July 2026
vs city overall
-25%
$1,859 city median
vs national
+8%
$1,290 US median
Colorado rank
#25
of 63 cities

Income needed for a studio in Loveland

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a studio at the current median rent.

Annual income
$55,800
Monthly gross
$4,650
Hourly (full-time)
$26.83

Rent by apartment size in Loveland

Compare Loveland's median rent across every apartment size.

Studio (current)
$1,395
1-Bedroom
$1,405
2-Bedroom
$1,650
3-Bedroom
$2,310
4+ Bedroom
$2,460

Cheapest cities for a studio in Colorado

#CityStudio rent
1Sterling$720
2Alamosa$790
3Clifton$840
4Montrose$880
5Cortez$910
6Pueblo$912
7Manitou Springs$920
8Grand Junction$1,008
9Rifle$1,050
10Granby$1,060
11Woodland Park$1,090
12Greeley$1,100
13Fruita$1,110
14Evans$1,160
15Glenwood Springs$1,230

Most expensive cities for a studio in Colorado

#CityStudio rent
1Highlands Ranch$2,170
2Cherry Creek$2,130
3Morrison$2,000
4Commerce City$1,940
5Greenwood Village$1,930
6Lone Tree$1,880
7Thornton$1,878
8Castle Rock$1,870
9Evergreen$1,860
10Littleton$1,850
11Parker$1,840
12Broomfield$1,840
13Castle Pines$1,820
14Meridian$1,818
15Erie$1,810

Nearby cities — studio rent

Considering nearby alternatives? 5 of these cities have cheaper studio rents than Loveland.

CityDistanceStudio rentvs Loveland
Fort Collins, CO10.6 mi$1,448+$53 (+4%)
Timnath, CO13 mi$1,360$-35 (-3%)
Johnstown, CO13.3 mi$1,370$-25 (-2%)
Windsor, CO15.5 mi$1,340$-55 (-4%)
Longmont, CO16.9 mi$1,447+$52 (+4%)
Milliken, CO18.2 mi$1,240$-155 (-11%)
Erie, CO25.5 mi$1,810+$415 (+30%)
Greeley, CO26.3 mi$1,100$-295 (-21%)
Lafayette, CO27.5 mi$1,520+$125 (+9%)
Evans, CO27.5 mi$1,160$-235 (-17%)
Boulder, CO29 mi$1,566+$171 (+12%)
Louisville, CO31.9 mi$1,690+$295 (+21%)

Studio rent in Loveland — common questions

How much is a studio apartment in Loveland?

As of July 2026, the median studio apartment rent in Loveland, Colorado is $1,395 per month. This is +25% below the citywide median of $1,859.

What income do you need to afford a studio in Loveland?

Using the standard 30% rent-to-income rule, you would need an annual income of about $55,800 ($4,650/month gross), which works out to roughly $26.83/hour at a full-time job.

Is Loveland expensive for a studio compared to the rest of the US?

Loveland's studio median of $1,395 is +8% above the national studio median of $1,290. It ranks in the 58th percentile of US cities tracked.

How does Loveland rank for studio rent in Colorado?

Among the 63 cities in Colorado with studio data, Loveland ranks #25 from cheapest to most expensive.

Are there cheaper studio options near Loveland?

Yes — nearby cities with cheaper studio rents include Timnath ($1,360), Johnstown ($1,370), Windsor ($1,340).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Loveland, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (July 2026) and exclude cities with median rent below $400 or above $20,000.