3-Bedroom Rent · July 2026

3-Bedroom Apartment Rent in Waterford, CT

$2,460/mo

Median asking rent for a 3-bedroom apartment in Waterford, Connecticut as of July 2026. That's +13% higher than the citywide median of $2,173 and +15% above the national 3-bedroom median of $2,130.

3-Bedroom median
$2,460
July 2026
vs city overall
+13%
$2,173 city median
vs national
+15%
$2,130 US median
Connecticut rank
#35
of 54 cities

Income needed for a 3-bedroom in Waterford

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 3-bedroom at the current median rent.

Annual income
$98,400
Monthly gross
$8,200
Hourly (full-time)
$47.31

Rent by apartment size in Waterford

Compare Waterford's median rent across every apartment size.

Studio
$1,300
1-Bedroom
$1,550
2-Bedroom
$1,900
3-Bedroom (current)
$2,460
4+ Bedroom
$3,180

Cheapest cities for a 3-bedroom in Connecticut

#City3-Bedroom rent
1Plainville$1,690
2New Britain$1,715
3Torrington$1,750
4East Hartford$1,780
5Hartford$1,818
6Waterbury$1,827
7Bristol$1,890
8Seymour$1,920
9Norwich$1,940
10Naugatuck$1,950
11New London$2,040
12Southington$2,040
13Ansonia$2,050
14Watertown$2,050
15Meriden$2,055

Most expensive cities for a 3-bedroom in Connecticut

#City3-Bedroom rent
1Darien$4,770
2Trumbull$3,660
3Greenwich$3,503
4Ridgefield$3,380
5Fairfield$3,355
6Stamford$3,263
7Westport$3,210
8Brookfield$3,060
9Norwalk$2,975
10Danbury$2,765
11Farmington$2,710
12East Lyme$2,680
13Milford$2,650
14Hamden$2,637
15Shelton$2,620

Nearby cities — 3-bedroom rent

Considering nearby alternatives? 5 of these cities have cheaper 3-bedroom rents than Waterford.

CityDistance3-Bedroom rentvs Waterford
Groton, CT10.2 mi$2,320$-140 (-6%)
Glastonbury, CT35.6 mi$2,510+$50 (+2%)
Middletown, CT36.8 mi$2,060$-400 (-16%)
Coventry, RI43.5 mi$2,000$-460 (-19%)
Branford, CT44.3 mi$2,450$-10 (0%)
Meriden, CT46 mi$2,055$-405 (-16%)
West Hartford, CT48.2 mi$2,250$-210 (-9%)
West Warwick, RI49.2 mi$1,930$-530 (-22%)
Southington, CT52.2 mi$2,040$-420 (-17%)
Farmington, CT54.6 mi$2,710+$250 (+10%)
Jamestown, RI54.7 mi$2,830+$370 (+15%)
West Haven, CT56.1 mi$2,210$-250 (-10%)

3-Bedroom rent in Waterford — common questions

How much is a 3-bedroom apartment in Waterford?

As of July 2026, the median 3-bedroom apartment rent in Waterford, Connecticut is $2,460 per month. This is +13% higher than the citywide median of $2,173.

What income do you need to afford a 3-bedroom in Waterford?

Using the standard 30% rent-to-income rule, you would need an annual income of about $98,400 ($8,200/month gross), which works out to roughly $47.31/hour at a full-time job.

Is Waterford expensive for a 3-bedroom compared to the rest of the US?

Waterford's 3-bedroom median of $2,460 is +15% above the national 3-bedroom median of $2,130. It ranks in the 64th percentile of US cities tracked.

How does Waterford rank for 3-bedroom rent in Connecticut?

Among the 54 cities in Connecticut with 3-bedroom data, Waterford ranks #35 from cheapest to most expensive.

Are there cheaper 3-bedroom options near Waterford?

Yes — nearby cities with cheaper 3-bedroom rents include Groton ($2,320), Middletown ($2,060), Coventry ($2,000).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Waterford, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (July 2026) and exclude cities with median rent below $400 or above $20,000.