Rents are right about where Atlantic Beach's 10-year trend predicts.
Rent by unit size
These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $2,591 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.
Source: HUD Small Area Fair Market Rents. Read the methodology →
12-month history
Last updated: October 17, 2026
What the numbers show
Rent in Atlantic Beach is at its highest level since Zillow's records here began in January 2022.
Rent in Atlantic Beach changed +6.4% over the year to September 2026. Across the 270 Florida cities Zillow tracks, the typical change was +1.8%.
Rent has risen 2 months in a row, and rose in 10 of the last 12 months.
30% of the median household income ($118,935) is $2,973 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($1,739).
Jacksonville, 16 miles away, rents for 39% less ($1,589/mo), about $12,000 a year in savings.
From Zillow's monthly rent index (ZORI) for Atlantic Beach. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
Is your rent fair?
Compare your rent to the local median.
Who lives here
Atlantic Beach, FL is majority owner-occupied, has a large retiree population, has a median income above the national average, 57.4% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How Atlantic Beach, FL has changed in 5 years
Rent in Atlantic Beach, FL has increased 19.5% since 2022, going from about $2,169 per month to roughly $2,591 today. Household income in the area moved from $92,056 to $118,935 across the same window, up 29.2% versus 2021. Income growth outran rent by about 9.7 percentage points, easing the affordability math somewhat compared with 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 54.9% to 57.4%. Reading these numbers side by side helps frame whether current listings in Atlantic Beach, FL look reasonable against where the market sat half a decade ago.
Discussions about Atlantic Beach
No discussions yet. Start the conversation.
Can you afford rent in Atlantic Beach on your salary?
At $2,591/mo, how Atlantic Beach rent compares to typical pay (30% rule).
Atlantic Beach rent by bedroom count
Median rent for each apartment size in Atlantic Beach. Click any size for full breakdown.
Tips for renters in Atlantic Beach
Last updated: October 17, 2026
The median rent in Atlantic Beach is $2,591/mo as of October 2026. a 2-bedroom runs $2,632/mo. One-bedroom apartments average $3,405/mo and 3-bedroom units go for $1,739/mo.
At 26% of local median household income ($118,935/yr), Atlantic Beach ranks as affordable compared to the national benchmark of 30%. Rents have increased 6.4% over the past year.
Frequently asked questions
How much income do you need to rent in Atlantic Beach?
Is rent going up or down in Atlantic Beach?
How does Atlantic Beach rent compare to other cities in Florida?
Which nearby cities are cheaper to rent in than Atlantic Beach?
At $2,591/mo, rent takes ~26% of Atlantic Beach's median household income ($118,935/yr). The standard benchmark is 30%.
How does this area stack up?
Pick another city or ZIP to compare.
Estimated from ZIP-level data
Be the first to submit your rent for Atlantic Beach.
No discussions yet.