City Report · FL

Atlantic Beach

Pop. 13,363·50th most expensive in Florida·Atlantic Beach rents are up 34.0% over the past year
Median rent (all units)
$2,651/mo
Year-over-Year
+34.0%
Month-over-Month
+2.8%
vs US Median
+$689
Rising (Monthly)
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Most AffordableMost Expensive
Atlantic Beach · $2,651
More expensive than 83% of US cities · National median $1,962/mo
Affordability
27% of income
AFFORDABLE
0%30% benchmark60%+

At $2,651/mo, rent takes about 27% of the local median household income, comfortably within the 30% benchmark.

Income to afford
$106,000/yr
Local median income
$118,935/yr
Based on the 30%-of-income rule using Atlantic Beach's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

1 BR
$3,405
2 BR
$2,632
3 BR
$1,739
Fair Market Rent (HUD)
$2,632/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $2,651 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$31,812/yr
At $2,651/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 34.0% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+34.0% YoY, +2.8% MoM), not inventory.
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Demographics

Who lives here

Atlantic Beach, FL is majority owner-occupied, has a large retiree population, has a median income above the national average, 57.4% of residents hold a bachelor's degree or higher.

Population
13,363
Median income
$118,935
Median age
48.9
Renters
26.1%
Age distribution
17.9%
15.8%
24.7%
13.7%
28%
Under 1817.9%
18–3415.8%
35–5424.7%
55–6413.7%
65+28%
Gender
46.6%
53.4%
Male46.6%
Female53.4%
Race & ethnicity
76.6%
White76.6%
Black8.3%
Hispanic10.3%
Asian3.1%
Other1.7%
Education (25+)
15%
20%
57.4%
No HS diploma7.6%
HS diploma15%
Some college20%
Bachelor's+57.4%
Housing tenure
73.9%
26.1%
Owner73.9%
Renter26.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How Atlantic Beach, FL has changed in 5 years

Rent
$1,955 → $2,651
up 35.6%
Income
$92,056 → $118,935
up 29.2%
Population
13,404 → 13,363
down 0.3%
Renter share
26.7% → 26.1%
-0.6 pts
Bachelor's+
54.9% → 57.4%
+2.5 pts
Median age
49.7 → 48.9
-0.8 yrs

Rent in Atlantic Beach, FL has increased 35.6% since 2022, going from about $1,955 per month to roughly $2,651 today. Household income in the area moved from $92,056 to $118,935 across the same window, up 29.2% versus 2021. Rent outpaced income growth by roughly 6.4 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 54.9% to 57.4%. Reading these numbers side by side helps frame whether current listings in Atlantic Beach, FL look reasonable against where the market sat half a decade ago.

Community

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View Atlantic Beach rent history (2015–2026) →
Salary vs rent

Can you afford rent in Atlantic Beach on your salary?

At $2,651/mo, how Atlantic Beach rent compares to typical pay (30% rule).

By apartment size

Atlantic Beach rent by bedroom count

Median rent for each apartment size in Atlantic Beach. Click any size for full breakdown.

Local insights

Tips for renters in Atlantic Beach

About renting in Atlantic Beach, FL

Last updated: August 17, 2026

The median rent in Atlantic Beach is $2,651/mo as of August 2026. a 2-bedroom runs $2,632/mo. One-bedroom apartments average $3,405/mo and 3-bedroom units go for $1,739/mo.

At 27% of local median household income ($118,935/yr), Atlantic Beach ranks as affordable compared to the national benchmark of 30%. Rents have increased 34.0% over the past year.

FAQ

Frequently asked questions

Is Atlantic Beach an affordable city for renters?

Atlantic Beach is considered affordable for renters. At $2,651/mo, rent takes approximately 27% of the local median household income ($118,935/yr). The standard benchmark is 30%. Atlantic Beach falls comfortably within that range.

How much income do you need to rent in Atlantic Beach?

To keep rent at or below 30% of gross income, you would need to earn at least $106,000/year (~$51/hour full-time) to afford the median rent of $2,651/mo in Atlantic Beach. The local median household income is $118,935/yr, meaning the typical Atlantic Beach household meets that threshold.

Is rent going up or down in Atlantic Beach?

Rent in Atlantic Beach has increased 34.0% over the past year as of August 2026, putting upward pressure on renter budgets.

How does Atlantic Beach rent compare to other cities in Florida?

Atlantic Beach is one of the pricier cities in Florida for rent, ranking #50 out of 291 tracked cities at $2,651/mo.

Which nearby cities are cheaper to rent in than Atlantic Beach?

Several nearby cities have lower median rents than Atlantic Beach ($2,651/mo): Jacksonville ($1,610/mo), Ponte Vedra Beach ($2,345/mo), Jacksonville Beach ($2,525/mo).

What percentage of Atlantic Beach residents rent vs. own?

According to Census data, approximately 26.1% of Atlantic Beach households are renters, while 73.9% are owner-occupied. Atlantic Beach leans toward homeownership, which can mean a smaller rental inventory.

How does Atlantic Beach rent compare to the national average?

Atlantic Beach's median rent of $2,651/mo is $689 (35%) above the US national median of $1,962/mo. Within Florida, it ranks #50 out of 291 tracked cities.
Income Affordability
27%
AFFORDABLE

At $2,651/mo, rent takes ~27% of Atlantic Beach's median household income ($118,935/yr). The standard benchmark is 30%.

Atlantic Beach 27%Benchmark 30%
State income taxNone
Run the Atlantic Beach affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Atlantic Beach, FL

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