Rents are 11% below what Jacksonville Beach's 10-year trend predicts — a better deal than its own history suggests.
Rent by unit size
These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $2,470 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.
Source: HUD Small Area Fair Market Rents. Read the methodology →
12-month history
Last updated: October 17, 2026
What the numbers show
December. Asking rents in Jacksonville Beach usually run 1.1% below trend in December and 0.9% above it in June, about $49 a month apart at today's median. Based on 11 years of data.
Rent in Jacksonville Beach is 1.3% below its high of $2,502 in March 2026, at $2,470 as of September 2026.
Rent in Jacksonville Beach changed +1.3% over the year to September 2026. Across the 270 Florida cities Zillow tracks, the typical change was +1.8%.
From 2019 to 2024, rent in Jacksonville Beach rose 42% while median household income rose 32.6% ($91,037 to $120,698). Rent outpaced income.
Rent in Jacksonville Beach is 44.6% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.
Rent rose in 6 of the last 12 months.
30% of the median household income ($120,698) is $3,017 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($2,950); a 4-bedroom is $3,740.
Jacksonville, 15 miles away, rents for 36% less ($1,589/mo), about $10,600 a year in savings.
From Zillow's monthly rent index (ZORI) for Jacksonville Beach. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
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Who lives here
Jacksonville Beach, FL is majority owner-occupied, has a large retiree population, has a median income above the national average, 59.5% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How Jacksonville Beach, FL has changed in 5 years
Five years ago, renters in Jacksonville Beach, FL paid around $1,912 a month. That figure now sits near $2,470, up 29.2% from the 2021 baseline. Local incomes tracked alongside that move, going from a median of $99,933 in 2021 to $120,698 more recently. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. The renter share has eased from 32.8% to 31.2%, with owner-occupied housing accounting for the remainder. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the Jacksonville Beach, FL market of 2021.
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Can you afford rent in Jacksonville Beach on your salary?
At $2,470/mo, how Jacksonville Beach rent compares to typical pay (30% rule).
Jacksonville Beach rent by bedroom count
Median rent for each apartment size in Jacksonville Beach. Click any size for full breakdown.
Tips for renters in Jacksonville Beach
Last updated: October 17, 2026
The median rent in Jacksonville Beach is $2,470/mo as of October 2026. A studio apartment averages $1,880/mo while a 2-bedroom runs $2,360/mo. One-bedroom apartments average $1,980/mo and 3-bedroom units go for $2,950/mo.
At 25% of local median household income ($120,698/yr), Jacksonville Beach ranks as affordable compared to the national benchmark of 30%. Rents have increased 1.3% over the past year.
Frequently asked questions
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Which nearby cities are cheaper to rent in than Jacksonville Beach?
At $2,470/mo, rent takes ~25% of Jacksonville Beach's median household income ($120,698/yr). The standard benchmark is 30%.
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Estimated from ZIP-level data
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