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City Report · FL

Jacksonville Beach

Pop. 23,654·66th most expensive in Florida·Jacksonville Beach rents are up 7.4% over the past year
Median rent (all units)
$2,525/mo
Year-over-Year
+7.4%
Month-over-Month
-0.5%
vs US Median
+$563
Falling (Monthly)
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Most AffordableMost Expensive
Jacksonville Beach · $2,525
More expensive than 80% of US cities · National median $1,962/mo
Rent Reality Score
60/100
Good value
OverheatedFairGreat value

Rents are 5% below what Jacksonville Beach's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$2,525/mo
Expected by trend
$2,660/mo
The Rent Reality Score compares today's median rent to where Jacksonville Beach's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,880
1 BR
$1,980
2 BR
$2,360
3 BR
$2,950
4 BR+
$3,740
Fair Market Rent (HUD)
$2,360/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $2,525 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$30,300/yr
At $2,525/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 7.4% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+7.4% YoY, -0.5% MoM), not inventory.
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Demographics

Who lives here

Jacksonville Beach, FL is majority owner-occupied, has a large retiree population, has a median income above the national average, 59.5% of residents hold a bachelor's degree or higher.

Population
23,654
Median income
$120,698
Median age
46.1
Renters
31.2%
Age distribution
17.8%
18.3%
27%
15.1%
21.8%
Under 1817.8%
18–3418.3%
35–5427%
55–6415.1%
65+21.8%
Gender
51.9%
48.1%
Male51.9%
Female48.1%
Race & ethnicity
87.1%
White87.1%
Black2.6%
Hispanic4.8%
Asian1.4%
Other4.1%
Education (25+)
16.8%
21.1%
59.5%
No HS diploma2.6%
HS diploma16.8%
Some college21.1%
Bachelor's+59.5%
Housing tenure
68.8%
31.2%
Owner68.8%
Renter31.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Jacksonville Beach, FL has changed in 5 years

Rent
$1,892 → $2,525
up 33.5%
Income
$99,933 → $120,698
up 20.8%
Population
23,492 → 23,654
up 0.7%
Renter share
32.8% → 31.2%
-1.6 pts
Bachelor's+
58.1% → 59.5%
+1.4 pts
Median age
41.9 → 46.1
+4.2 yrs

Five years ago, renters in Jacksonville Beach, FL paid around $1,892 a month. That figure now sits near $2,525, up 33.5% from the 2021 baseline. Local incomes tracked alongside that move, going from a median of $99,933 in 2021 to $120,698 more recently. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. The renter share has eased from 32.8% to 31.2%, with owner-occupied housing accounting for the remainder. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the Jacksonville Beach, FL market of 2021.

Community

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View Jacksonville Beach rent history (2015–2026) →
Salary vs rent

Can you afford rent in Jacksonville Beach on your salary?

At $2,525/mo, how Jacksonville Beach rent compares to typical pay (30% rule).

By apartment size

Jacksonville Beach rent by bedroom count

Median rent for each apartment size in Jacksonville Beach. Click any size for full breakdown.

Local insights

Tips for renters in Jacksonville Beach

About renting in Jacksonville Beach, FL

Last updated: August 17, 2026

The median rent in Jacksonville Beach is $2,525/mo as of August 2026. A studio apartment averages $1,880/mo while a 2-bedroom runs $2,360/mo. One-bedroom apartments average $1,980/mo and 3-bedroom units go for $2,950/mo.

At 25% of local median household income ($120,698/yr), Jacksonville Beach ranks as affordable compared to the national benchmark of 30%. Rents have increased 7.4% over the past year.

FAQ

Frequently asked questions

Is Jacksonville Beach an affordable city for renters?

Jacksonville Beach is considered affordable for renters. At $2,525/mo, rent takes approximately 25% of the local median household income ($120,698/yr). The standard benchmark is 30%. Jacksonville Beach falls comfortably within that range.

How much income do you need to rent in Jacksonville Beach?

To keep rent at or below 30% of gross income, you would need to earn at least $101,000/year (~$49/hour full-time) to afford the median rent of $2,525/mo in Jacksonville Beach. The local median household income is $120,698/yr, meaning the typical Jacksonville Beach household meets that threshold.

Is rent going up or down in Jacksonville Beach?

Rent in Jacksonville Beach has increased 7.4% over the past year as of August 2026, putting upward pressure on renter budgets.

How does Jacksonville Beach rent compare to other cities in Florida?

Jacksonville Beach is one of the pricier cities in Florida for rent, ranking #66 out of 291 tracked cities at $2,525/mo.

Which nearby cities are cheaper to rent in than Jacksonville Beach?

Several nearby cities have lower median rents than Jacksonville Beach ($2,525/mo): Jacksonville ($1,610/mo), Ponte Vedra Beach ($2,345/mo).

What percentage of Jacksonville Beach residents rent vs. own?

According to Census data, approximately 31.2% of Jacksonville Beach households are renters, while 68.8% are owner-occupied. Jacksonville Beach leans toward homeownership, which can mean a smaller rental inventory.

How does Jacksonville Beach rent compare to the national average?

Jacksonville Beach's median rent of $2,525/mo is $563 (29%) above the US national median of $1,962/mo. Within Florida, it ranks #66 out of 291 tracked cities.
Income Affordability
25%
AFFORDABLE

At $2,525/mo, rent takes ~25% of Jacksonville Beach's median household income ($120,698/yr). The standard benchmark is 30%.

Jacksonville Beach 25%Benchmark 30%
State income taxNone
Run the Jacksonville Beach affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Jacksonville Beach, FL

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