4+ Bedroom Rent · July 2026

4+ Bedroom Apartment Rent in Fernandina Beach, FL

$2,440/mo

Median asking rent for a 4+ bedroom apartment in Fernandina Beach, Florida as of July 2026. That's +2% higher than the citywide median of $2,403 and +3% below the national 4+ bedroom median of $2,520.

4+ Bedroom median
$2,440
July 2026
vs city overall
+2%
$2,403 city median
vs national
-3%
$2,520 US median
Florida rank
#54
of 257 cities

Income needed for a 4+ bedroom in Fernandina Beach

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 4+ bedroom at the current median rent.

Annual income
$97,600
Monthly gross
$8,133
Hourly (full-time)
$46.92

Rent by apartment size in Fernandina Beach

Compare Fernandina Beach's median rent across every apartment size.

Studio
$1,230
1-Bedroom
$1,290
2-Bedroom
$1,540
3-Bedroom
$1,930
4+ Bedroom (current)
$2,440

Cheapest cities for a 4+ bedroom in Florida

#City4+ Bedroom rent
1Bunnell$534
2Palatka$1,370
3Lake City$1,470
4Callaway$1,488
5Belleview$1,600
6Ocklawaha$1,640
7Pinewood$1,672
8Crawfordville$1,720
9West Melbourne$1,779
10Hernando$1,830
11Crystal River$1,880
12Ocala$1,885
13Auburndale$1,910
14Bartow$1,910
15Lake Alfred$1,910

Most expensive cities for a 4+ bedroom in Florida

#City4+ Bedroom rent
1Weston$5,777
2Parkland$5,365
3Key Biscayne$5,280
4Doral$5,060
5Pembroke Pines$5,038
6Loxahatchee$4,970
7Aventura$4,940
8Plantation$4,857
9Lithia$4,620
10Coral Gables$4,610
11Miami Beach$4,547
12Sunrise$4,535
13Davie$4,503
14The Hammocks$4,480
15Coconut Creek$4,410

Nearby cities — 4+ bedroom rent

Considering nearby alternatives? 3 of these cities have cheaper 4+ bedroom rents than Fernandina Beach.

CityDistance4+ Bedroom rentvs Fernandina Beach
Yulee, FL9.5 mi$3,260+$820 (+34%)
Kingsland, GA19.2 mi$1,680$-760 (-31%)
Saint Marys, GA20.5 mi$1,960$-480 (-20%)
Neptune Beach, FL21 mi$3,070+$630 (+26%)
Jacksonville Beach, FL23.4 mi$3,740+$1,300 (+53%)
Jacksonville, FL24 mi$2,674+$234 (+10%)
Ponte Vedra, FL33.5 mi$4,120+$1,680 (+69%)
Ponte Vedra Beach, FL34.5 mi$3,640+$1,200 (+49%)
Orange Park, FL36.4 mi$2,920+$480 (+20%)
Saint Johns, FL37.5 mi$2,964+$524 (+21%)
Fleming Island, FL38.5 mi$2,771+$331 (+14%)
Brunswick, GA44.3 mi$2,000$-440 (-18%)

4+ Bedroom rent in Fernandina Beach — common questions

How much is a 4+ bedroom apartment in Fernandina Beach?

As of July 2026, the median 4+ bedroom apartment rent in Fernandina Beach, Florida is $2,440 per month. This is +2% higher than the citywide median of $2,403.

What income do you need to afford a 4+ bedroom in Fernandina Beach?

Using the standard 30% rent-to-income rule, you would need an annual income of about $97,600 ($8,133/month gross), which works out to roughly $46.92/hour at a full-time job.

Is Fernandina Beach expensive for a 4+ bedroom compared to the rest of the US?

Fernandina Beach's 4+ bedroom median of $2,440 is +3% below the national 4+ bedroom median of $2,520. It ranks in the 46th percentile of US cities tracked.

How does Fernandina Beach rank for 4+ bedroom rent in Florida?

Among the 257 cities in Florida with 4+ bedroom data, Fernandina Beach ranks #54 from cheapest to most expensive.

Are there cheaper 4+ bedroom options near Fernandina Beach?

Yes — nearby cities with cheaper 4+ bedroom rents include Kingsland ($1,680), Saint Marys ($1,960), Brunswick ($2,000).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Fernandina Beach, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (July 2026) and exclude cities with median rent below $400 or above $20,000.