Studio Rent · July 2026

Studio Apartment Rent in Fernandina Beach, FL

$1,230/mo

Median asking rent for a studio apartment in Fernandina Beach, Florida as of July 2026. That's +49% lower than the citywide median of $2,403 and +5% below the national studio median of $1,295.

Studio median
$1,230
July 2026
vs city overall
-49%
$2,403 city median
vs national
-5%
$1,295 US median
Florida rank
#60
of 261 cities

Income needed for a studio in Fernandina Beach

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a studio at the current median rent.

Annual income
$49,200
Monthly gross
$4,100
Hourly (full-time)
$23.65

Rent by apartment size in Fernandina Beach

Compare Fernandina Beach's median rent across every apartment size.

Studio (current)
$1,230
1-Bedroom
$1,290
2-Bedroom
$1,540
3-Bedroom
$1,930
4+ Bedroom
$2,440

Cheapest cities for a studio in Florida

#CityStudio rent
1Pinewood$360
2Palatka$780
3Lake City$840
4Belleview$860
5Hernando$860
6Crystal River$865
7Treasure Island$872
8Sebring$875
9Auburndale$910
10Bartow$910
11Ocklawaha$910
12Lake Alfred$920
13Lake Placid$930
14Cape Canaveral$940
15Freeport$940

Most expensive cities for a studio in Florida

#CityStudio rent
1Key Biscayne$2,560
2Weston$2,547
3Doral$2,450
4Aventura$2,390
5Loxahatchee$2,380
6Parkland$2,365
7Windermere$2,360
8Lithia$2,350
9Coral Gables$2,235
10West Miami$2,220
11Pembroke Pines$2,220
12Miami Beach$2,203
13Royal Palm Beach$2,178
14The Hammocks$2,170
15Apollo Beach$2,170

Nearby cities — studio rent

Considering nearby alternatives? 3 of these cities have cheaper studio rents than Fernandina Beach.

CityDistanceStudio rentvs Fernandina Beach
Yulee, FL9.5 mi$1,640+$410 (+33%)
Kingsland, GA19.2 mi$850$-380 (-31%)
Saint Marys, GA20.5 mi$1,000$-230 (-19%)
Neptune Beach, FL21 mi$1,550+$320 (+26%)
Jacksonville Beach, FL23.4 mi$1,880+$650 (+53%)
Jacksonville, FL24 mi$1,348+$118 (+10%)
Ponte Vedra, FL33.5 mi$2,070+$840 (+68%)
Ponte Vedra Beach, FL34.5 mi$1,840+$610 (+50%)
Orange Park, FL36.4 mi$1,470+$240 (+20%)
Saint Johns, FL37.5 mi$1,489+$259 (+21%)
Fleming Island, FL38.5 mi$1,400+$170 (+14%)
Brunswick, GA44.3 mi$1,015$-215 (-17%)

Studio rent in Fernandina Beach — common questions

How much is a studio apartment in Fernandina Beach?

As of July 2026, the median studio apartment rent in Fernandina Beach, Florida is $1,230 per month. This is +49% below the citywide median of $2,403.

What income do you need to afford a studio in Fernandina Beach?

Using the standard 30% rent-to-income rule, you would need an annual income of about $49,200 ($4,100/month gross), which works out to roughly $23.65/hour at a full-time job.

Is Fernandina Beach expensive for a studio compared to the rest of the US?

Fernandina Beach's studio median of $1,230 is +5% below the national studio median of $1,295. It ranks in the 45th percentile of US cities tracked.

How does Fernandina Beach rank for studio rent in Florida?

Among the 261 cities in Florida with studio data, Fernandina Beach ranks #60 from cheapest to most expensive.

Are there cheaper studio options near Fernandina Beach?

Yes — nearby cities with cheaper studio rents include Kingsland ($850), Saint Marys ($1,000), Brunswick ($1,015).

All rent data
Fernandina Beach rent overview →
Trend
Fernandina Beach rent history →
Calculator
Fernandina Beach affordability →
Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Fernandina Beach, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (July 2026) and exclude cities with median rent below $400 or above $20,000.