3-Bedroom Rent · July 2026

3-Bedroom Apartment Rent in Fernandina Beach, FL

$1,930/mo

Median asking rent for a 3-bedroom apartment in Fernandina Beach, Florida as of July 2026. That's +20% lower than the citywide median of $2,403 and +9% below the national 3-bedroom median of $2,130.

3-Bedroom median
$1,930
July 2026
vs city overall
-20%
$2,403 city median
vs national
-9%
$2,130 US median
Florida rank
#40
of 276 cities

Income needed for a 3-bedroom in Fernandina Beach

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 3-bedroom at the current median rent.

Annual income
$77,200
Monthly gross
$6,433
Hourly (full-time)
$37.12

Rent by apartment size in Fernandina Beach

Compare Fernandina Beach's median rent across every apartment size.

Studio
$1,230
1-Bedroom
$1,290
2-Bedroom
$1,540
3-Bedroom (current)
$1,930
4+ Bedroom
$2,440

Cheapest cities for a 3-bedroom in Florida

#City3-Bedroom rent
1Pinewood$1,249
2Bunnell$1,270
3Palatka$1,310
4Lake City$1,350
5Polk City$1,363
6Belleview$1,460
7Auburndale$1,520
8Bartow$1,520
9Lake Alfred$1,520
10Ocklawaha$1,520
11Hernando$1,530
12Crawfordville$1,540
13Valparaiso$1,547
14Crystal River$1,555
15Sebring$1,570

Most expensive cities for a 3-bedroom in Florida

#City3-Bedroom rent
1Weston$4,747
2Key Biscayne$4,510
3Parkland$4,410
4Doral$4,310
5Aventura$4,210
6Loxahatchee$4,150
7Pembroke Pines$4,143
8Plantation$3,997
9Coral Gables$3,935
10Miami Beach$3,880
11The Hammocks$3,820
12Lithia$3,800
13Bal Harbour$3,760
14Sunrise$3,730
15The Crossings$3,710

Nearby cities — 3-bedroom rent

Considering nearby alternatives? 3 of these cities have cheaper 3-bedroom rents than Fernandina Beach.

CityDistance3-Bedroom rentvs Fernandina Beach
Yulee, FL9.5 mi$2,580+$650 (+34%)
Kingsland, GA19.2 mi$1,400$-530 (-27%)
Atlantic Beach, FL20 mi$1,739$-191 (-10%)
Saint Marys, GA20.5 mi$1,640$-290 (-15%)
Neptune Beach, FL21 mi$2,430+$500 (+26%)
Jacksonville Beach, FL23.4 mi$2,950+$1,020 (+53%)
Jacksonville, FL24 mi$2,114+$184 (+10%)
Ponte Vedra, FL33.5 mi$3,250+$1,320 (+68%)
Ponte Vedra Beach, FL34.5 mi$2,880+$950 (+49%)
Orange Park, FL36.4 mi$2,305+$375 (+19%)
Saint Johns, FL37.5 mi$2,338+$408 (+21%)
Fleming Island, FL38.5 mi$2,187+$257 (+13%)

3-Bedroom rent in Fernandina Beach — common questions

How much is a 3-bedroom apartment in Fernandina Beach?

As of July 2026, the median 3-bedroom apartment rent in Fernandina Beach, Florida is $1,930 per month. This is +20% below the citywide median of $2,403.

What income do you need to afford a 3-bedroom in Fernandina Beach?

Using the standard 30% rent-to-income rule, you would need an annual income of about $77,200 ($6,433/month gross), which works out to roughly $37.12/hour at a full-time job.

Is Fernandina Beach expensive for a 3-bedroom compared to the rest of the US?

Fernandina Beach's 3-bedroom median of $1,930 is +9% below the national 3-bedroom median of $2,130. It ranks in the 40th percentile of US cities tracked.

How does Fernandina Beach rank for 3-bedroom rent in Florida?

Among the 276 cities in Florida with 3-bedroom data, Fernandina Beach ranks #40 from cheapest to most expensive.

Are there cheaper 3-bedroom options near Fernandina Beach?

Yes — nearby cities with cheaper 3-bedroom rents include Kingsland ($1,400), Atlantic Beach ($1,739), Saint Marys ($1,640).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Fernandina Beach, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (July 2026) and exclude cities with median rent below $400 or above $20,000.