3-Bedroom Apartment Rent in Lutz, FL
Median asking rent for a 3-bedroom apartment in Lutz, Florida as of August 2026. That's +37% higher than the citywide median of $2,027 and +30% above the national 3-bedroom median of $2,130.
Income needed for a 3-bedroom in Lutz
Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 3-bedroom at the current median rent.
Rent by apartment size in Lutz
Compare Lutz's median rent across every apartment size.
Cheapest cities for a 3-bedroom in Florida
| # | City | 3-Bedroom rent |
|---|---|---|
| 1 | Pinewood | $1,249 |
| 2 | Bunnell | $1,270 |
| 3 | Palatka | $1,310 |
| 4 | Lake City | $1,350 |
| 5 | Polk City | $1,363 |
| 6 | Belleview | $1,460 |
| 7 | Auburndale | $1,520 |
| 8 | Avon Park | $1,520 |
| 9 | Bartow | $1,520 |
| 10 | Lake Alfred | $1,520 |
| 11 | Gladeview | $1,527 |
| 12 | Hernando | $1,530 |
| 13 | Crawfordville | $1,540 |
| 14 | Valparaiso | $1,547 |
| 15 | Crystal River | $1,555 |
Most expensive cities for a 3-bedroom in Florida
| # | City | 3-Bedroom rent |
|---|---|---|
| 1 | Weston | $4,747 |
| 2 | Key Biscayne | $4,510 |
| 3 | Parkland | $4,410 |
| 4 | Doral | $4,310 |
| 5 | Aventura | $4,210 |
| 6 | Loxahatchee | $4,150 |
| 7 | Pembroke Pines | $4,143 |
| 8 | Plantation | $3,997 |
| 9 | Coral Gables | $3,935 |
| 10 | Miami Beach | $3,880 |
| 11 | The Hammocks | $3,820 |
| 12 | Lithia | $3,800 |
| 13 | Bal Harbour | $3,760 |
| 14 | Sunrise | $3,730 |
| 15 | The Crossings | $3,710 |
Nearby cities — 3-bedroom rent
Considering nearby alternatives? 5 of these cities have cheaper 3-bedroom rents than Lutz.
| City | Distance | 3-Bedroom rent | vs Lutz |
|---|---|---|---|
| Pebble Creek, FL | 8.5 mi | $2,447 | $-321 (-12%) |
| Land O Lakes, FL | 8.6 mi | $3,323 | +$555 (+20%) |
| Odessa, FL | 8.9 mi | $2,800 | +$32 (+1%) |
| Citrus Park, FL | 9 mi | $3,120 | +$352 (+13%) |
| Temple Terrace, FL | 9.8 mi | $2,525 | $-243 (-9%) |
| Wesley Chapel, FL | 11.8 mi | $3,463 | +$695 (+25%) |
| Tampa, FL | 11.9 mi | $2,753 | $-15 (-1%) |
| Westchase, FL | 12.3 mi | $2,489 | $-279 (-10%) |
| San Antonio, FL | 15.3 mi | $1,860 | $-908 (-33%) |
| New Port Richey, FL | 15.5 mi | $2,420 | $-348 (-13%) |
| Seffner, FL | 15.5 mi | $2,410 | $-358 (-13%) |
| Oldsmar, FL | 16.5 mi | $2,510 | $-258 (-9%) |
3-Bedroom rent in Lutz — common questions
How much is a 3-bedroom apartment in Lutz?
As of August 2026, the median 3-bedroom apartment rent in Lutz, Florida is $2,768 per month. This is +37% higher than the citywide median of $2,027.
What income do you need to afford a 3-bedroom in Lutz?
Using the standard 30% rent-to-income rule, you would need an annual income of about $110,720 ($9,227/month gross), which works out to roughly $53.23/hour at a full-time job.
Is Lutz expensive for a 3-bedroom compared to the rest of the US?
Lutz's 3-bedroom median of $2,768 is +30% above the national 3-bedroom median of $2,130. It ranks in the 75th percentile of US cities tracked.
How does Lutz rank for 3-bedroom rent in Florida?
Among the 279 cities in Florida with 3-bedroom data, Lutz ranks #186 from cheapest to most expensive.
Are there cheaper 3-bedroom options near Lutz?
Yes — nearby cities with cheaper 3-bedroom rents include Pebble Creek ($2,447), Temple Terrace ($2,525), Tampa ($2,753).