3-Bedroom Rent · July 2026

3-Bedroom Apartment Rent in Lutz, FL

$2,768/mo

Median asking rent for a 3-bedroom apartment in Lutz, Florida as of July 2026. That's +37% higher than the citywide median of $2,016 and +30% above the national 3-bedroom median of $2,130.

3-Bedroom median
$2,768
July 2026
vs city overall
+37%
$2,016 city median
vs national
+30%
$2,130 US median
Florida rank
#183
of 276 cities

Income needed for a 3-bedroom in Lutz

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 3-bedroom at the current median rent.

Annual income
$110,720
Monthly gross
$9,227
Hourly (full-time)
$53.23

Rent by apartment size in Lutz

Compare Lutz's median rent across every apartment size.

Studio
$1,708
1-Bedroom
$1,840
2-Bedroom
$2,160
3-Bedroom (current)
$2,768
4+ Bedroom
$3,368

Cheapest cities for a 3-bedroom in Florida

#City3-Bedroom rent
1Pinewood$1,249
2Bunnell$1,270
3Palatka$1,310
4Lake City$1,350
5Polk City$1,363
6Belleview$1,460
7Auburndale$1,520
8Bartow$1,520
9Lake Alfred$1,520
10Ocklawaha$1,520
11Hernando$1,530
12Crawfordville$1,540
13Valparaiso$1,547
14Crystal River$1,555
15Sebring$1,570

Most expensive cities for a 3-bedroom in Florida

#City3-Bedroom rent
1Weston$4,747
2Key Biscayne$4,510
3Parkland$4,410
4Doral$4,310
5Aventura$4,210
6Loxahatchee$4,150
7Pembroke Pines$4,143
8Plantation$3,997
9Coral Gables$3,935
10Miami Beach$3,880
11The Hammocks$3,820
12Lithia$3,800
13Bal Harbour$3,760
14Sunrise$3,730
15The Crossings$3,710

Nearby cities — 3-bedroom rent

Considering nearby alternatives? 5 of these cities have cheaper 3-bedroom rents than Lutz.

CityDistance3-Bedroom rentvs Lutz
Pebble Creek, FL8.5 mi$2,447$-321 (-12%)
Land O Lakes, FL8.6 mi$3,323+$555 (+20%)
Odessa, FL8.9 mi$2,800+$32 (+1%)
Citrus Park, FL9 mi$3,120+$352 (+13%)
Temple Terrace, FL9.8 mi$2,525$-243 (-9%)
Wesley Chapel, FL11.8 mi$3,463+$695 (+25%)
Tampa, FL11.9 mi$2,753$-15 (-1%)
Westchase, FL12.3 mi$2,510$-258 (-9%)
San Antonio, FL15.3 mi$1,860$-908 (-33%)
New Port Richey, FL15.5 mi$2,420$-348 (-13%)
Seffner, FL15.5 mi$2,410$-358 (-13%)
Oldsmar, FL16.5 mi$2,510$-258 (-9%)

3-Bedroom rent in Lutz — common questions

How much is a 3-bedroom apartment in Lutz?

As of July 2026, the median 3-bedroom apartment rent in Lutz, Florida is $2,768 per month. This is +37% higher than the citywide median of $2,016.

What income do you need to afford a 3-bedroom in Lutz?

Using the standard 30% rent-to-income rule, you would need an annual income of about $110,720 ($9,227/month gross), which works out to roughly $53.23/hour at a full-time job.

Is Lutz expensive for a 3-bedroom compared to the rest of the US?

Lutz's 3-bedroom median of $2,768 is +30% above the national 3-bedroom median of $2,130. It ranks in the 75th percentile of US cities tracked.

How does Lutz rank for 3-bedroom rent in Florida?

Among the 276 cities in Florida with 3-bedroom data, Lutz ranks #183 from cheapest to most expensive.

Are there cheaper 3-bedroom options near Lutz?

Yes — nearby cities with cheaper 3-bedroom rents include Pebble Creek ($2,447), Temple Terrace ($2,525), Tampa ($2,753).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Lutz, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (July 2026) and exclude cities with median rent below $400 or above $20,000.