City Report · FL

Opa Locka

Pop. 16,282·199th most expensive in Florida·Rental market data updated monthly for Opa-locka, FL
Median rent (all units)
$1,931/mo
Year-over-Year
-0.8%
Month-over-Month
+0.5%
vs US Median
-$1
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
Opa Locka · $1,931
More expensive than 56% of US cities · National median $1,932/mo
Rent Reality Score
61/100
Good value
OverheatedFairGreat value

Rents are 6% below what Opa Locka's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$1,931/mo
Expected by trend
$2,046/mo
The Rent Reality Score compares today's median rent to where Opa Locka's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,485
1 BR
$1,650
2 BR
$2,020
3 BR
$2,605
4 BR+
$3,060
Fair Market Rent (HUD)
$2,020/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,931 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in Opa Locka is 1.8% below its high of $1,966 in January 2025, at $1,931 as of September 2026.

Past year vs. the rest of Florida

Rent in Opa Locka changed -0.8% over the year to September 2026. Across the 270 Florida cities Zillow tracks, the typical change was +1.8%.

Recent direction

Rent has risen 3 months in a row, and rose in 6 of the last 12 months.

What a typical income covers

30% of the median household income ($37,532) is $938 a month. That is less than HUD's Fair Market Rent for a studio ($1,485).

From Zillow's monthly rent index (ZORI) for Opa Locka. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$23,172/yr
At $1,931/mo median
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (-0.8% YoY, +0.5% MoM), not inventory.
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Demographics

Who lives here

Opa Locka, FL is majority renter-occupied, has a median income below the national average, 7.9% of residents hold a bachelor's degree or higher.

Population
16,282
Median income
$37,532
Median age
34.8
Renters
71.1%
Age distribution
23.9%
26.6%
23%
15.3%
Under 1823.9%
18–3426.6%
35–5423%
55–6411.2%
65+15.3%
Gender
48%
52%
Male48%
Female52%
Race & ethnicity
43%
54.1%
White12.5%
Black43%
Hispanic54.1%
Education (25+)
28%
43.8%
20.4%
No HS diploma28%
HS diploma43.8%
Some college20.4%
Bachelor's+7.9%
Housing tenure
28.9%
71.1%
Owner28.9%
Renter71.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Opa Locka, FL has changed in 5 years

Income
$27,734 → $37,532
up 35.3%
Population
16,310 → 16,282
down 0.2%
Renter share
69% → 71.1%
+2.1 pts
Bachelor's+
7.4% → 7.9%
+0.5 pts

Household income in the area moved from $27,734 to $37,532 across the same window, up 35.3% versus 2021. About 71.1% of households rent today, against 69% in 2021.

Community

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View Opa Locka rent history (2015–2026) →
Salary vs rent

Can you afford rent in Opa Locka on your salary?

At $1,931/mo, how Opa Locka rent compares to typical pay (30% rule).

By apartment size

Opa Locka rent by bedroom count

Median rent for each apartment size in Opa Locka. Click any size for full breakdown.

Local insights

Tips for renters in Opa Locka

About renting in Opa Locka, FL

Last updated: October 17, 2026

The median rent in Opa Locka is $1,931/mo as of October 2026. A studio apartment averages $1,485/mo while a 2-bedroom runs $2,020/mo. One-bedroom apartments average $1,650/mo and 3-bedroom units go for $2,605/mo.

At 62% of local median household income ($37,532/yr), Opa Locka ranks as expensive compared to the national benchmark of 30%. Rents have decreased 0.8% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Opa Locka?

To keep rent at or below 30% of gross income, you would need to earn at least $77,000/year (about $37/hour full-time) to afford the median rent of $1,931/mo in Opa Locka. The local median household income is $37,532/yr, so the typical household falls short of that bar.

Is rent going up or down in Opa Locka?

Rent in Opa Locka has fallen 0.8% over the past year as of September 2026. It sits 1.8% below its high of $1,966 in January 2025.

Which Opa Locka neighborhoods have the lowest rent?

The most affordable ZIP codes in Opa Locka are 33054 ($2,119/mo), and 33055 ($3,122/mo). Citywide, the median rent is $1,931/mo.

How does Opa Locka rent compare to other cities in Florida?

Opa Locka is one of the more affordable among Florida cities for rent, ranking #199 of 289 tracked cities at $1,931/mo. Over the year to September 2026, rent in Opa Locka changed -0.8%, against a typical +1.8% across the 270 Florida cities Zillow tracks.
Income Affordability
62%
EXPENSIVE

At $1,931/mo, rent takes ~62% of Opa Locka's median household income ($37,532/yr). The standard benchmark is 30%.

Opa Locka 62%Benchmark 30%
State income taxNone
Run the Opa Locka affordability calculator →
Lowest-rent ZIP codes in Opa Locka
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Opa Locka, FL

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