4+ Bedroom Rent · July 2026

4+ Bedroom Apartment Rent in Palm Harbor, FL

$3,460/mo

Median asking rent for a 4+ bedroom apartment in Palm Harbor, Florida as of July 2026. That's +88% higher than the citywide median of $1,845 and +37% above the national 4+ bedroom median of $2,520.

4+ Bedroom median
$3,460
July 2026
vs city overall
+88%
$1,845 city median
vs national
+37%
$2,520 US median
Florida rank
#190
of 257 cities

Income needed for a 4+ bedroom in Palm Harbor

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 4+ bedroom at the current median rent.

Annual income
$138,400
Monthly gross
$11,533
Hourly (full-time)
$66.54

Rent by apartment size in Palm Harbor

Compare Palm Harbor's median rent across every apartment size.

Studio
$1,757
1-Bedroom
$1,893
2-Bedroom
$2,220
3-Bedroom
$2,843
4+ Bedroom (current)
$3,460

Cheapest cities for a 4+ bedroom in Florida

#City4+ Bedroom rent
1Bunnell$534
2Palatka$1,370
3Lake City$1,470
4Callaway$1,488
5Belleview$1,600
6Ocklawaha$1,640
7Pinewood$1,672
8Crawfordville$1,720
9West Melbourne$1,779
10Hernando$1,830
11Crystal River$1,880
12Ocala$1,885
13Auburndale$1,910
14Bartow$1,910
15Lake Alfred$1,910

Most expensive cities for a 4+ bedroom in Florida

#City4+ Bedroom rent
1Weston$5,777
2Parkland$5,365
3Key Biscayne$5,280
4Doral$5,060
5Pembroke Pines$5,038
6Loxahatchee$4,970
7Aventura$4,940
8Plantation$4,857
9Lithia$4,620
10Coral Gables$4,610
11Miami Beach$4,547
12Sunrise$4,535
13Davie$4,503
14The Hammocks$4,480
15Coconut Creek$4,410

Nearby cities — 4+ bedroom rent

Considering nearby alternatives? 5 of these cities have cheaper 4+ bedroom rents than Palm Harbor.

CityDistance4+ Bedroom rentvs Palm Harbor
Tarpon Springs, FL4.8 mi$2,590$-870 (-25%)
Oldsmar, FL5 mi$3,050$-410 (-12%)
Dunedin, FL5.4 mi$2,980$-480 (-14%)
Safety Harbor, FL6 mi$3,510+$50 (+1%)
Westchase, FL7.4 mi$3,048$-412 (-12%)
Holiday, FL8.1 mi$2,755$-705 (-20%)
Clearwater, FL8.3 mi$3,342$-118 (-3%)
Odessa, FL9.8 mi$3,410$-50 (-1%)
Citrus Park, FL11.4 mi$3,800+$340 (+10%)
New Port Richey, FL11.6 mi$2,945$-515 (-15%)
South Highpoint, FL12.4 mi$3,130$-330 (-10%)
Largo, FL13.9 mi$2,962$-498 (-14%)

4+ Bedroom rent in Palm Harbor — common questions

How much is a 4+ bedroom apartment in Palm Harbor?

As of July 2026, the median 4+ bedroom apartment rent in Palm Harbor, Florida is $3,460 per month. This is +88% higher than the citywide median of $1,845.

What income do you need to afford a 4+ bedroom in Palm Harbor?

Using the standard 30% rent-to-income rule, you would need an annual income of about $138,400 ($11,533/month gross), which works out to roughly $66.54/hour at a full-time job.

Is Palm Harbor expensive for a 4+ bedroom compared to the rest of the US?

Palm Harbor's 4+ bedroom median of $3,460 is +37% above the national 4+ bedroom median of $2,520. It ranks in the 80th percentile of US cities tracked.

How does Palm Harbor rank for 4+ bedroom rent in Florida?

Among the 257 cities in Florida with 4+ bedroom data, Palm Harbor ranks #190 from cheapest to most expensive.

Are there cheaper 4+ bedroom options near Palm Harbor?

Yes — nearby cities with cheaper 4+ bedroom rents include Tarpon Springs ($2,590), Oldsmar ($3,050), Dunedin ($2,980).

All rent data
Palm Harbor rent overview →
Trend
Palm Harbor rent history →
Calculator
Palm Harbor affordability →
Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Palm Harbor, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (July 2026) and exclude cities with median rent below $400 or above $20,000.