Studio Rent · July 2026

Studio Apartment Rent in Gardner, MA

$1,010/mo

Median asking rent for a studio apartment in Gardner, Massachusetts as of July 2026. That's +37% lower than the citywide median of $1,603 and +22% below the national studio median of $1,290.

Studio median
$1,010
July 2026
vs city overall
-37%
$1,603 city median
vs national
-22%
$1,290 US median
Massachusetts rank
#4
of 106 cities

Income needed for a studio in Gardner

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a studio at the current median rent.

Annual income
$40,400
Monthly gross
$3,367
Hourly (full-time)
$19.42

Rent by apartment size in Gardner

Compare Gardner's median rent across every apartment size.

Studio (current)
$1,010
1-Bedroom
$1,180
2-Bedroom
$1,470
3-Bedroom
$1,920
4+ Bedroom
$2,190

Cheapest cities for a studio in Massachusetts

#CityStudio rent
1Chicopee$970
2Holyoke$970
3Westfield$1,000
4Gardner (this page)$1,010
5New Bedford$1,030
6Springfield$1,055
7Fitchburg$1,080
8Pittsfield$1,120
9Spencer$1,160
10Webster$1,160
11Fall River$1,170
12Leominster$1,190
13Lawrence$1,290
14Haverhill$1,300
15Amherst$1,330

Most expensive cities for a studio in Massachusetts

#CityStudio rent
1Lexington$3,360
2Wellesley$3,180
3Brookline$3,133
4Cambridge$3,080
5Concord$2,780
6Wilmington$2,690
7Somerville$2,633
8Burlington$2,580
9Bedford$2,580
10Belmont$2,570
11Boston$2,544
12Ashland$2,500
13Winchester$2,470
14Swampscott$2,470
15Medford$2,470

Nearby cities — studio rent

Most nearby cities have similar or higher studio rents than Gardner.

CityDistanceStudio rentvs Gardner
Fitchburg, MA11.9 mi$1,080+$70 (+7%)
Worcester, MA24.9 mi$1,448+$438 (+43%)
Shrewsbury, MA28 mi$1,950+$940 (+93%)
Amherst, MA35.8 mi$1,330+$320 (+32%)
Hopkinton, MA39.7 mi$2,440+$1,430 (+142%)
Framingham, MA42.6 mi$2,075+$1,065 (+105%)
Milford, MA43.6 mi$1,470+$460 (+46%)
Concord, MA43.9 mi$2,780+$1,770 (+175%)
Natick, MA48.7 mi$2,220+$1,210 (+120%)
Bedford, MA49.1 mi$2,580+$1,570 (+155%)
Bellingham, MA49.9 mi$2,070+$1,060 (+105%)
Hooksett, NH50.8 mi$1,400+$390 (+39%)

Studio rent in Gardner — common questions

How much is a studio apartment in Gardner?

As of July 2026, the median studio apartment rent in Gardner, Massachusetts is $1,010 per month. This is +37% below the citywide median of $1,603.

What income do you need to afford a studio in Gardner?

Using the standard 30% rent-to-income rule, you would need an annual income of about $40,400 ($3,367/month gross), which works out to roughly $19.42/hour at a full-time job.

Is Gardner expensive for a studio compared to the rest of the US?

Gardner's studio median of $1,010 is +22% below the national studio median of $1,290. It ranks in the 28th percentile of US cities tracked.

How does Gardner rank for studio rent in Massachusetts?

Among the 106 cities in Massachusetts with studio data, Gardner ranks #4 from cheapest to most expensive.

Are there cheaper studio options near Gardner?

Most nearby cities have similar or higher studio rents than Gardner.

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Gardner, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (July 2026) and exclude cities with median rent below $400 or above $20,000.