3-Bedroom Rent · July 2026

3-Bedroom Apartment Rent in Gardner, MA

$1,920/mo

Median asking rent for a 3-bedroom apartment in Gardner, Massachusetts as of July 2026. That's +20% higher than the citywide median of $1,603 and +10% below the national 3-bedroom median of $2,130.

3-Bedroom median
$1,920
July 2026
vs city overall
+20%
$1,603 city median
vs national
-10%
$2,130 US median
Massachusetts rank
#9
of 106 cities

Income needed for a 3-bedroom in Gardner

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 3-bedroom at the current median rent.

Annual income
$76,800
Monthly gross
$6,400
Hourly (full-time)
$36.92

Rent by apartment size in Gardner

Compare Gardner's median rent across every apartment size.

Studio
$1,010
1-Bedroom
$1,180
2-Bedroom
$1,470
3-Bedroom (current)
$1,920
4+ Bedroom
$2,190

Cheapest cities for a 3-bedroom in Massachusetts

#City3-Bedroom rent
1New Bedford$1,660
2Chicopee$1,690
3Holyoke$1,690
4Westfield$1,760
5Spencer$1,810
6Webster$1,820
7Springfield$1,840
8Fall River$1,850
9Gardner (this page)$1,920
10Fitchburg$2,050
11Pittsfield$2,090
12Attleboro$2,170
13Boxboro$2,270
14Lawrence$2,285
15Haverhill$2,287

Most expensive cities for a 3-bedroom in Massachusetts

#City3-Bedroom rent
1Lexington$5,070
2Wellesley$4,810
3Brookline$4,723
4Cambridge$4,646
5Concord$4,190
6Wilmington$4,060
7Westford$4,050
8Somerville$3,977
9Tewksbury$3,920
10Burlington$3,900
11Bedford$3,890
12Belmont$3,880
13Boston$3,856
14Ashland$3,780
15Winchester$3,730

Nearby cities — 3-bedroom rent

Most nearby cities have similar or higher 3-bedroom rents than Gardner.

CityDistance3-Bedroom rentvs Gardner
Fitchburg, MA11.9 mi$2,050+$130 (+7%)
Worcester, MA24.9 mi$2,294+$374 (+19%)
Shrewsbury, MA28 mi$3,090+$1,170 (+61%)
Amherst, MA35.8 mi$2,330+$410 (+21%)
Hopkinton, MA39.7 mi$3,690+$1,770 (+92%)
Framingham, MA42.6 mi$3,160+$1,240 (+65%)
Milford, MA43.6 mi$3,010+$1,090 (+57%)
Concord, MA43.9 mi$4,190+$2,270 (+118%)
Natick, MA48.7 mi$3,350+$1,430 (+74%)
Bedford, MA49.1 mi$3,890+$1,970 (+103%)
Bellingham, MA49.9 mi$3,120+$1,200 (+63%)
Hooksett, NH50.8 mi$2,670+$750 (+39%)

3-Bedroom rent in Gardner — common questions

How much is a 3-bedroom apartment in Gardner?

As of July 2026, the median 3-bedroom apartment rent in Gardner, Massachusetts is $1,920 per month. This is +20% higher than the citywide median of $1,603.

What income do you need to afford a 3-bedroom in Gardner?

Using the standard 30% rent-to-income rule, you would need an annual income of about $76,800 ($6,400/month gross), which works out to roughly $36.92/hour at a full-time job.

Is Gardner expensive for a 3-bedroom compared to the rest of the US?

Gardner's 3-bedroom median of $1,920 is +10% below the national 3-bedroom median of $2,130. It ranks in the 39th percentile of US cities tracked.

How does Gardner rank for 3-bedroom rent in Massachusetts?

Among the 106 cities in Massachusetts with 3-bedroom data, Gardner ranks #9 from cheapest to most expensive.

Are there cheaper 3-bedroom options near Gardner?

Most nearby cities have similar or higher 3-bedroom rents than Gardner.

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Gardner, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (July 2026) and exclude cities with median rent below $400 or above $20,000.