4+ Bedroom Apartment Rent in Spencer, MA
Median asking rent for a 4+ bedroom apartment in Spencer, Massachusetts as of July 2026. That's +5% higher than the citywide median of $1,898 and +21% below the national 4+ bedroom median of $2,520.
Income needed for a 4+ bedroom in Spencer
Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 4+ bedroom at the current median rent.
Rent by apartment size in Spencer
Compare Spencer's median rent across every apartment size.
Cheapest cities for a 4+ bedroom in Massachusetts
| # | City | 4+ Bedroom rent |
|---|---|---|
| 1 | Chicopee | $1,890 |
| 2 | Holyoke | $1,890 |
| 3 | Westfield | $1,960 |
| 4 | New Bedford | $1,990 |
| 5 | Spencer (this page) | $2,000 |
| 6 | Webster | $2,000 |
| 7 | Springfield | $2,055 |
| 8 | Gardner | $2,190 |
| 9 | Pittsfield | $2,250 |
| 10 | Fall River | $2,290 |
| 11 | Fitchburg | $2,340 |
| 12 | Boxboro | $2,499 |
| 13 | Lawrence | $2,510 |
| 14 | Haverhill | $2,517 |
| 15 | Worcester | $2,524 |
Most expensive cities for a 4+ bedroom in Massachusetts
| # | City | 4+ Bedroom rent |
|---|---|---|
| 1 | Lexington | $5,580 |
| 2 | Wellesley | $5,290 |
| 3 | Brookline | $5,200 |
| 4 | Cambridge | $5,114 |
| 5 | Concord | $4,610 |
| 6 | Wilmington | $4,470 |
| 7 | Westford | $4,450 |
| 8 | Somerville | $4,380 |
| 9 | Tewksbury | $4,310 |
| 10 | Burlington | $4,300 |
| 11 | Bedford | $4,280 |
| 12 | Belmont | $4,270 |
| 13 | Boston | $4,244 |
| 14 | Ashland | $4,160 |
| 15 | Winchester | $4,110 |
Nearby cities — 4+ bedroom rent
Considering nearby alternatives? 1 of these cities have cheaper 4+ bedroom rents than Spencer.
| City | Distance | 4+ Bedroom rent | vs Spencer |
|---|---|---|---|
| Worcester, MA | 12.6 mi | $2,524 | +$524 (+26%) |
| Shrewsbury, MA | 19.3 mi | $3,400 | +$1,400 (+70%) |
| Fitchburg, MA | 26.2 mi | $2,340 | +$340 (+17%) |
| Hopkinton, MA | 31.2 mi | $4,060 | +$2,060 (+103%) |
| Milford, MA | 33 mi | $3,450 | +$1,450 (+73%) |
| Amherst, MA | 33.2 mi | $2,600 | +$600 (+30%) |
| Bellingham, MA | 37.6 mi | $3,430 | +$1,430 (+72%) |
| Framingham, MA | 38.3 mi | $3,480 | +$1,480 (+74%) |
| Chicopee, MA | 42.6 mi | $1,890 | $-110 (-5%) |
| Cumberland, RI | 43.4 mi | $2,290 | +$290 (+14%) |
| Natick, MA | 44.4 mi | $3,690 | +$1,690 (+85%) |
| North Providence, RI | 44.9 mi | $2,570 | +$570 (+28%) |
4+ Bedroom rent in Spencer — common questions
How much is a 4+ bedroom apartment in Spencer?
As of July 2026, the median 4+ bedroom apartment rent in Spencer, Massachusetts is $2,000 per month. This is +5% higher than the citywide median of $1,898.
What income do you need to afford a 4+ bedroom in Spencer?
Using the standard 30% rent-to-income rule, you would need an annual income of about $80,000 ($6,667/month gross), which works out to roughly $38.46/hour at a full-time job.
Is Spencer expensive for a 4+ bedroom compared to the rest of the US?
Spencer's 4+ bedroom median of $2,000 is +21% below the national 4+ bedroom median of $2,520. It ranks in the 29th percentile of US cities tracked.
How does Spencer rank for 4+ bedroom rent in Massachusetts?
Among the 106 cities in Massachusetts with 4+ bedroom data, Spencer ranks #5 from cheapest to most expensive.
Are there cheaper 4+ bedroom options near Spencer?
Yes — nearby cities with cheaper 4+ bedroom rents include Chicopee ($1,890).