Studio Rent · July 2026

Studio Apartment Rent in Spencer, MA

$1,160/mo

Median asking rent for a studio apartment in Spencer, Massachusetts as of July 2026. That's +39% lower than the citywide median of $1,898 and +10% below the national studio median of $1,290.

Studio median
$1,160
July 2026
vs city overall
-39%
$1,898 city median
vs national
-10%
$1,290 US median
Massachusetts rank
#9
of 106 cities

Income needed for a studio in Spencer

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a studio at the current median rent.

Annual income
$46,400
Monthly gross
$3,867
Hourly (full-time)
$22.31

Rent by apartment size in Spencer

Compare Spencer's median rent across every apartment size.

Studio (current)
$1,160
1-Bedroom
$1,170
2-Bedroom
$1,500
3-Bedroom
$1,810
4+ Bedroom
$2,000

Cheapest cities for a studio in Massachusetts

#CityStudio rent
1Chicopee$970
2Holyoke$970
3Westfield$1,000
4Gardner$1,010
5New Bedford$1,030
6Springfield$1,055
7Fitchburg$1,080
8Pittsfield$1,120
9Spencer (this page)$1,160
10Webster$1,160
11Fall River$1,170
12Leominster$1,190
13Lawrence$1,290
14Haverhill$1,300
15Amherst$1,330

Most expensive cities for a studio in Massachusetts

#CityStudio rent
1Lexington$3,360
2Wellesley$3,180
3Brookline$3,133
4Cambridge$3,080
5Concord$2,780
6Wilmington$2,690
7Somerville$2,633
8Burlington$2,580
9Bedford$2,580
10Belmont$2,570
11Boston$2,544
12Ashland$2,500
13Winchester$2,470
14Swampscott$2,470
15Medford$2,470

Nearby cities — studio rent

Considering nearby alternatives? 2 of these cities have cheaper studio rents than Spencer.

CityDistanceStudio rentvs Spencer
Worcester, MA12.6 mi$1,448+$288 (+25%)
Shrewsbury, MA19.3 mi$1,950+$790 (+68%)
Fitchburg, MA26.2 mi$1,080$-80 (-7%)
Hopkinton, MA31.2 mi$2,440+$1,280 (+110%)
Milford, MA33 mi$1,470+$310 (+27%)
Amherst, MA33.2 mi$1,330+$170 (+15%)
Bellingham, MA37.6 mi$2,070+$910 (+78%)
Framingham, MA38.3 mi$2,075+$915 (+79%)
Chicopee, MA42.6 mi$970$-190 (-16%)
Cumberland, RI43.4 mi$1,170+$10 (+1%)
Natick, MA44.4 mi$2,220+$1,060 (+91%)
North Providence, RI44.9 mi$1,340+$180 (+16%)

Studio rent in Spencer — common questions

How much is a studio apartment in Spencer?

As of July 2026, the median studio apartment rent in Spencer, Massachusetts is $1,160 per month. This is +39% below the citywide median of $1,898.

What income do you need to afford a studio in Spencer?

Using the standard 30% rent-to-income rule, you would need an annual income of about $46,400 ($3,867/month gross), which works out to roughly $22.31/hour at a full-time job.

Is Spencer expensive for a studio compared to the rest of the US?

Spencer's studio median of $1,160 is +10% below the national studio median of $1,290. It ranks in the 40th percentile of US cities tracked.

How does Spencer rank for studio rent in Massachusetts?

Among the 106 cities in Massachusetts with studio data, Spencer ranks #9 from cheapest to most expensive.

Are there cheaper studio options near Spencer?

Yes — nearby cities with cheaper studio rents include Fitchburg ($1,080), Chicopee ($970).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Spencer, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (July 2026) and exclude cities with median rent below $400 or above $20,000.