1-Bedroom Apartment Rent in Spencer, MA
Median asking rent for a 1-bedroom apartment in Spencer, Massachusetts as of July 2026. That's +38% lower than the citywide median of $1,898 and +16% below the national 1-bedroom median of $1,395.
Income needed for a 1-bedroom in Spencer
Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 1-bedroom at the current median rent.
Rent by apartment size in Spencer
Compare Spencer's median rent across every apartment size.
Cheapest cities for a 1-bedroom in Massachusetts
| # | City | 1-Bedroom rent |
|---|---|---|
| 1 | Chicopee | $1,120 |
| 2 | Holyoke | $1,120 |
| 3 | New Bedford | $1,120 |
| 4 | Westfield | $1,160 |
| 5 | Spencer (this page) | $1,170 |
| 6 | Webster | $1,170 |
| 7 | Gardner | $1,180 |
| 8 | Springfield | $1,215 |
| 9 | Fall River | $1,260 |
| 10 | Fitchburg | $1,260 |
| 11 | Pittsfield | $1,280 |
| 12 | Leominster | $1,390 |
| 13 | Clinton | $1,410 |
| 14 | Haverhill | $1,447 |
| 15 | Lawrence | $1,450 |
Most expensive cities for a 1-bedroom in Massachusetts
| # | City | 1-Bedroom rent |
|---|---|---|
| 1 | Lexington | $3,550 |
| 2 | Wellesley | $3,370 |
| 3 | Brookline | $3,310 |
| 4 | Cambridge | $3,254 |
| 5 | Concord | $2,940 |
| 6 | Wilmington | $2,840 |
| 7 | Somerville | $2,787 |
| 8 | Burlington | $2,730 |
| 9 | Bedford | $2,730 |
| 10 | Belmont | $2,720 |
| 11 | Boston | $2,698 |
| 12 | Ashland | $2,650 |
| 13 | Winchester | $2,620 |
| 14 | Swampscott | $2,620 |
| 15 | Medford | $2,620 |
Nearby cities — 1-bedroom rent
Considering nearby alternatives? 1 of these cities have cheaper 1-bedroom rents than Spencer.
| City | Distance | 1-Bedroom rent | vs Spencer |
|---|---|---|---|
| Worcester, MA | 12.6 mi | $1,458 | +$288 (+25%) |
| Shrewsbury, MA | 19.3 mi | $1,960 | +$790 (+68%) |
| Fitchburg, MA | 26.2 mi | $1,260 | +$90 (+8%) |
| Hopkinton, MA | 31.2 mi | $2,580 | +$1,410 (+121%) |
| Milford, MA | 33 mi | $1,640 | +$470 (+40%) |
| Amherst, MA | 33.2 mi | $1,540 | +$370 (+32%) |
| Bellingham, MA | 37.6 mi | $2,190 | +$1,020 (+87%) |
| Framingham, MA | 38.3 mi | $2,205 | +$1,035 (+88%) |
| Chicopee, MA | 42.6 mi | $1,120 | $-50 (-4%) |
| Cumberland, RI | 43.4 mi | $1,260 | +$90 (+8%) |
| Natick, MA | 44.4 mi | $2,350 | +$1,180 (+101%) |
| North Providence, RI | 44.9 mi | $1,440 | +$270 (+23%) |
1-Bedroom rent in Spencer — common questions
How much is a 1-bedroom apartment in Spencer?
As of July 2026, the median 1-bedroom apartment rent in Spencer, Massachusetts is $1,170 per month. This is +38% below the citywide median of $1,898.
What income do you need to afford a 1-bedroom in Spencer?
Using the standard 30% rent-to-income rule, you would need an annual income of about $46,800 ($3,900/month gross), which works out to roughly $22.50/hour at a full-time job.
Is Spencer expensive for a 1-bedroom compared to the rest of the US?
Spencer's 1-bedroom median of $1,170 is +16% below the national 1-bedroom median of $1,395. It ranks in the 34th percentile of US cities tracked.
How does Spencer rank for 1-bedroom rent in Massachusetts?
Among the 106 cities in Massachusetts with 1-bedroom data, Spencer ranks #5 from cheapest to most expensive.
Are there cheaper 1-bedroom options near Spencer?
Yes — nearby cities with cheaper 1-bedroom rents include Chicopee ($1,120).