1-Bedroom Rent · August 2026

1-Bedroom Apartment Rent in Spencer, MA

$1,170/mo

Median asking rent for a 1-bedroom apartment in Spencer, Massachusetts as of August 2026. That's +38% lower than the citywide median of $1,896 and +16% below the national 1-bedroom median of $1,395.

1-Bedroom median
$1,170
August 2026
vs city overall
-38%
$1,896 city median
vs national
-16%
$1,395 US median
Massachusetts rank
#6
of 111 cities

Income needed for a 1-bedroom in Spencer

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 1-bedroom at the current median rent.

Annual income
$46,800
Monthly gross
$3,900
Hourly (full-time)
$22.50

Rent by apartment size in Spencer

Compare Spencer's median rent across every apartment size.

Studio
$1,160
1-Bedroom (current)
$1,170
2-Bedroom
$1,500
3-Bedroom
$1,810
4+ Bedroom
$2,000

Cheapest cities for a 1-bedroom in Massachusetts

#City1-Bedroom rent
1Chicopee$1,120
2Holyoke$1,120
3New Bedford$1,120
4Fairhaven$1,150
5Westfield$1,160
6Spencer (this page)$1,170
7Ware$1,170
8Webster$1,170
9Gardner$1,180
10Springfield$1,215
11Fall River$1,260
12Fitchburg$1,260
13Pittsfield$1,280
14Leominster$1,390
15Clinton$1,410

Most expensive cities for a 1-bedroom in Massachusetts

#City1-Bedroom rent
1Lexington$3,550
2Wellesley$3,370
3Brookline$3,310
4Cambridge$3,254
5Concord$2,940
6Wilmington$2,840
7Somerville$2,787
8Burlington$2,730
9Bedford$2,730
10Belmont$2,720
11Boston$2,698
12Ashland$2,650
13Winchester$2,620
14Swampscott$2,620
15Medford$2,620

Nearby cities — 1-bedroom rent

Considering nearby alternatives? 1 of these cities have cheaper 1-bedroom rents than Spencer.

CityDistance1-Bedroom rentvs Spencer
Worcester, MA12.6 mi$1,458+$288 (+25%)
Shrewsbury, MA19.3 mi$1,960+$790 (+68%)
Fitchburg, MA26.2 mi$1,260+$90 (+8%)
Hopkinton, MA31.2 mi$2,580+$1,410 (+121%)
Milford, MA33 mi$1,640+$470 (+40%)
Amherst, MA33.2 mi$1,540+$370 (+32%)
Bellingham, MA37.6 mi$2,190+$1,020 (+87%)
Framingham, MA38.3 mi$2,205+$1,035 (+88%)
Maynard, MA39 mi$2,140+$970 (+83%)
Chicopee, MA42.6 mi$1,120$-50 (-4%)
Cumberland, RI43.4 mi$1,260+$90 (+8%)
Natick, MA44.4 mi$2,350+$1,180 (+101%)

1-Bedroom rent in Spencer — common questions

How much is a 1-bedroom apartment in Spencer?

As of August 2026, the median 1-bedroom apartment rent in Spencer, Massachusetts is $1,170 per month. This is +38% below the citywide median of $1,896.

What income do you need to afford a 1-bedroom in Spencer?

Using the standard 30% rent-to-income rule, you would need an annual income of about $46,800 ($3,900/month gross), which works out to roughly $22.50/hour at a full-time job.

Is Spencer expensive for a 1-bedroom compared to the rest of the US?

Spencer's 1-bedroom median of $1,170 is +16% below the national 1-bedroom median of $1,395. It ranks in the 33th percentile of US cities tracked.

How does Spencer rank for 1-bedroom rent in Massachusetts?

Among the 111 cities in Massachusetts with 1-bedroom data, Spencer ranks #6 from cheapest to most expensive.

Are there cheaper 1-bedroom options near Spencer?

Yes — nearby cities with cheaper 1-bedroom rents include Chicopee ($1,120).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Spencer, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (August 2026) and exclude cities with median rent below $400 or above $20,000.