1-Bedroom Rent · July 2026

1-Bedroom Apartment Rent in Bay City, MI

$730/mo

Median asking rent for a 1-bedroom apartment in Bay City, Michigan as of July 2026. That's +24% lower than the citywide median of $964 and +48% below the national 1-bedroom median of $1,395.

1-Bedroom median
$730
July 2026
vs city overall
-24%
$964 city median
vs national
-48%
$1,395 US median
Michigan rank
#2
of 91 cities

Income needed for a 1-bedroom in Bay City

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 1-bedroom at the current median rent.

Annual income
$29,200
Monthly gross
$2,433
Hourly (full-time)
$14.04

Rent by apartment size in Bay City

Compare Bay City's median rent across every apartment size.

Studio
$730
1-Bedroom (current)
$730
2-Bedroom
$930
3-Bedroom
$1,250
4+ Bedroom
$1,340

Cheapest cities for a 1-bedroom in Michigan

#City1-Bedroom rent
1Muskegon Heights$724
2Bay City (this page)$730
3Trenton$764
4Flint$785
5Mount Pleasant$820
6Muskegon$820
7Saginaw$820
8Niles$870
9Lansing$887
10Monroe$900
11Midland$905
12Dewitt$910
13Grand Blanc$920
14Mount Clemens$920
15Port Huron$920

Most expensive cities for a 1-bedroom in Michigan

#City1-Bedroom rent
1Birmingham$1,640
2Ann Arbor$1,513
3West Bloomfield$1,490
4Bloomfield Hills$1,490
5Commerce Township$1,460
6Northville$1,440
7Troy$1,415
8Novi$1,415
9Canton$1,380
10Rochester Hills$1,370
11Grosse Pointe Park$1,370
12New Hudson$1,360
13Farmington Hills$1,340
14Oak Park$1,310
15Royal Oak$1,295

Nearby cities — 1-bedroom rent

Most nearby cities have similar or higher 1-bedroom rents than Bay City.

CityDistance1-Bedroom rentvs Bay City
Saginaw, MI13.3 mi$820+$90 (+12%)
Midland, MI30.8 mi$905+$175 (+24%)
Flint, MI38.6 mi$785+$55 (+8%)
Grand Blanc, MI46.7 mi$920+$190 (+26%)
Lapeer, MI49.5 mi$940+$210 (+29%)
Fenton, MI55.6 mi$1,180+$450 (+62%)
Clarkston, MI64.8 mi$1,270+$540 (+74%)
Mount Pleasant, MI65.4 mi$820+$90 (+12%)
Howell, MI67.9 mi$1,250+$520 (+71%)
East Lansing, MI69 mi$1,020+$290 (+40%)
Dewitt, MI70.1 mi$910+$180 (+25%)
Brighton, MI72.7 mi$1,150+$420 (+58%)

1-Bedroom rent in Bay City — common questions

How much is a 1-bedroom apartment in Bay City?

As of July 2026, the median 1-bedroom apartment rent in Bay City, Michigan is $730 per month. This is +24% below the citywide median of $964.

What income do you need to afford a 1-bedroom in Bay City?

Using the standard 30% rent-to-income rule, you would need an annual income of about $29,200 ($2,433/month gross), which works out to roughly $14.04/hour at a full-time job.

Is Bay City expensive for a 1-bedroom compared to the rest of the US?

Bay City's 1-bedroom median of $730 is +48% below the national 1-bedroom median of $1,395. It ranks in the 2th percentile of US cities tracked.

How does Bay City rank for 1-bedroom rent in Michigan?

Among the 91 cities in Michigan with 1-bedroom data, Bay City ranks #2 from cheapest to most expensive.

Are there cheaper 1-bedroom options near Bay City?

Most nearby cities have similar or higher 1-bedroom rents than Bay City.

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Bay City, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (July 2026) and exclude cities with median rent below $400 or above $20,000.