4+ Bedroom Apartment Rent in Bay City, MI
Median asking rent for a 4+ bedroom apartment in Bay City, Michigan as of July 2026. That's +39% higher than the citywide median of $964 and +47% below the national 4+ bedroom median of $2,530.
Income needed for a 4+ bedroom in Bay City
Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 4+ bedroom at the current median rent.
Rent by apartment size in Bay City
Compare Bay City's median rent across every apartment size.
Cheapest cities for a 4+ bedroom in Michigan
| # | City | 4+ Bedroom rent |
|---|---|---|
| 1 | Trenton | $1,172 |
| 2 | Muskegon Heights | $1,221 |
| 3 | Mount Pleasant | $1,300 |
| 4 | Bay City (this page) | $1,340 |
| 5 | Flint | $1,360 |
| 6 | Saginaw | $1,425 |
| 7 | Muskegon | $1,430 |
| 8 | Lansing | $1,463 |
| 9 | Dewitt | $1,500 |
| 10 | Niles | $1,530 |
| 11 | Battle Creek | $1,543 |
| 12 | Grand Blanc | $1,550 |
| 13 | Mount Clemens | $1,550 |
| 14 | Port Huron | $1,550 |
| 15 | Taylor | $1,550 |
Most expensive cities for a 4+ bedroom in Michigan
| # | City | 4+ Bedroom rent |
|---|---|---|
| 1 | Birmingham | $2,740 |
| 2 | Rochester | $2,700 |
| 3 | West Bloomfield | $2,490 |
| 4 | Bloomfield Hills | $2,490 |
| 5 | Commerce Township | $2,450 |
| 6 | Northville | $2,410 |
| 7 | Ann Arbor | $2,395 |
| 8 | Troy | $2,380 |
| 9 | Novi | $2,370 |
| 10 | Canton | $2,305 |
| 11 | Rochester Hills | $2,290 |
| 12 | Grosse Pointe Park | $2,290 |
| 13 | New Hudson | $2,280 |
| 14 | Howell | $2,270 |
| 15 | Farmington Hills | $2,245 |
Nearby cities — 4+ bedroom rent
Considering nearby alternatives? 1 of these cities have cheaper 4+ bedroom rents than Bay City.
| City | Distance | 4+ Bedroom rent | vs Bay City |
|---|---|---|---|
| Saginaw, MI | 13.3 mi | $1,425 | +$85 (+6%) |
| Midland, MI | 30.8 mi | $1,585 | +$245 (+18%) |
| Flint, MI | 38.6 mi | $1,360 | +$20 (+1%) |
| Grand Blanc, MI | 46.7 mi | $1,550 | +$210 (+16%) |
| Lapeer, MI | 49.5 mi | $1,580 | +$240 (+18%) |
| Fenton, MI | 55.6 mi | $2,090 | +$750 (+56%) |
| Clarkston, MI | 64.8 mi | $2,120 | +$780 (+58%) |
| Mount Pleasant, MI | 65.4 mi | $1,300 | $-40 (-3%) |
| Howell, MI | 67.9 mi | $2,270 | +$930 (+69%) |
| East Lansing, MI | 69 mi | $1,680 | +$340 (+25%) |
| Dewitt, MI | 70.1 mi | $1,500 | +$160 (+12%) |
| Brighton, MI | 72.7 mi | $2,100 | +$760 (+57%) |
4+ Bedroom rent in Bay City — common questions
How much is a 4+ bedroom apartment in Bay City?
As of July 2026, the median 4+ bedroom apartment rent in Bay City, Michigan is $1,340 per month. This is +39% higher than the citywide median of $964.
What income do you need to afford a 4+ bedroom in Bay City?
Using the standard 30% rent-to-income rule, you would need an annual income of about $53,600 ($4,467/month gross), which works out to roughly $25.77/hour at a full-time job.
Is Bay City expensive for a 4+ bedroom compared to the rest of the US?
Bay City's 4+ bedroom median of $1,340 is +47% below the national 4+ bedroom median of $2,530. It ranks in the 2th percentile of US cities tracked.
How does Bay City rank for 4+ bedroom rent in Michigan?
Among the 89 cities in Michigan with 4+ bedroom data, Bay City ranks #4 from cheapest to most expensive.
Are there cheaper 4+ bedroom options near Bay City?
Yes — nearby cities with cheaper 4+ bedroom rents include Mount Pleasant ($1,300).