2-Bedroom Rent · July 2026

2-Bedroom Apartment Rent in Saint Cloud, MN

$1,273/mo

Median asking rent for a 2-bedroom apartment in Saint Cloud, Minnesota as of July 2026. That's +3% higher than the citywide median of $1,232 and +23% below the national 2-bedroom median of $1,655.

2-Bedroom median
$1,273
July 2026
vs city overall
+3%
$1,232 city median
vs national
-23%
$1,655 US median
Minnesota rank
#9
of 65 cities

Income needed for a 2-bedroom in Saint Cloud

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 2-bedroom at the current median rent.

Annual income
$50,920
Monthly gross
$4,243
Hourly (full-time)
$24.48

Rent by apartment size in Saint Cloud

Compare Saint Cloud's median rent across every apartment size.

Studio
$940
1-Bedroom
$1,003
2-Bedroom (current)
$1,273
3-Bedroom
$1,690
4+ Bedroom
$1,973

Cheapest cities for a 2-bedroom in Minnesota

#City2-Bedroom rent
1Winona$950
2Moorhead$1,040
3Owatonna$1,040
4Austin$1,050
5Bemidji$1,090
6Waite Park$1,200
7Duluth$1,236
8Mankato$1,250
9Saint Cloud (this page)$1,273
10Victoria$1,273
11Rochester$1,368
12Anoka$1,401
13Northfield$1,460
14South Saint Paul$1,460
15Saint Michael$1,490

Most expensive cities for a 2-bedroom in Minnesota

#City2-Bedroom rent
1Woodbury$2,280
2Maple Grove$2,205
3Eden Prairie$2,170
4Lakeville$2,140
5Cottage Grove$2,130
6Edina$2,100
7Blaine$2,085
8Brooklyn Park$2,065
9Plymouth$2,063
10Savage$2,030
11Rosemount$2,030
12Minnetonka$2,000
13Wayzata$1,924
14Saint Louis Park$1,910
15Apple Valley$1,910

Nearby cities — 2-bedroom rent

Considering nearby alternatives? 1 of these cities have cheaper 2-bedroom rents than Saint Cloud.

CityDistance2-Bedroom rentvs Saint Cloud
Waite Park, MN4.7 mi$1,200$-73 (-6%)
Monticello, MN28.3 mi$1,630+$357 (+28%)
Saint Michael, MN40 mi$1,490+$217 (+17%)
Elk River, MN43.8 mi$1,520+$247 (+19%)
Rogers, MN47.9 mi$1,820+$547 (+43%)
Ramsey, MN53.8 mi$1,620+$347 (+27%)
Spring Park, MN55.2 mi$1,550+$277 (+22%)
Maple Grove, MN56.1 mi$2,205+$932 (+73%)
Victoria, MN58.2 mi$1,273
Champlin, MN59.5 mi$1,880+$607 (+48%)
Wayzata, MN59.7 mi$1,924+$651 (+51%)
Plymouth, MN60.4 mi$2,063+$790 (+62%)

2-Bedroom rent in Saint Cloud — common questions

How much is a 2-bedroom apartment in Saint Cloud?

As of July 2026, the median 2-bedroom apartment rent in Saint Cloud, Minnesota is $1,273 per month. This is +3% higher than the citywide median of $1,232.

What income do you need to afford a 2-bedroom in Saint Cloud?

Using the standard 30% rent-to-income rule, you would need an annual income of about $50,920 ($4,243/month gross), which works out to roughly $24.48/hour at a full-time job.

Is Saint Cloud expensive for a 2-bedroom compared to the rest of the US?

Saint Cloud's 2-bedroom median of $1,273 is +23% below the national 2-bedroom median of $1,655. It ranks in the 25th percentile of US cities tracked.

How does Saint Cloud rank for 2-bedroom rent in Minnesota?

Among the 65 cities in Minnesota with 2-bedroom data, Saint Cloud ranks #9 from cheapest to most expensive.

Are there cheaper 2-bedroom options near Saint Cloud?

Yes — nearby cities with cheaper 2-bedroom rents include Waite Park ($1,200).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Saint Cloud, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (July 2026) and exclude cities with median rent below $400 or above $20,000.