4+ Bedroom Rent · July 2026

4+ Bedroom Apartment Rent in Saint Cloud, MN

$1,973/mo

Median asking rent for a 4+ bedroom apartment in Saint Cloud, Minnesota as of July 2026. That's +60% higher than the citywide median of $1,232 and +22% below the national 4+ bedroom median of $2,520.

4+ Bedroom median
$1,973
July 2026
vs city overall
+60%
$1,232 city median
vs national
-22%
$2,520 US median
Minnesota rank
#7
of 60 cities

Income needed for a 4+ bedroom in Saint Cloud

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 4+ bedroom at the current median rent.

Annual income
$78,920
Monthly gross
$6,577
Hourly (full-time)
$37.94

Rent by apartment size in Saint Cloud

Compare Saint Cloud's median rent across every apartment size.

Studio
$940
1-Bedroom
$1,003
2-Bedroom
$1,273
3-Bedroom
$1,690
4+ Bedroom (current)
$1,973

Cheapest cities for a 4+ bedroom in Minnesota

#City4+ Bedroom rent
1Winona$1,310
2Austin$1,400
3Bemidji$1,560
4Moorhead$1,750
5Owatonna$1,750
6Waite Park$1,870
7Saint Cloud (this page)$1,973
8Duluth$2,078
9Mankato$2,100
10Columbia Heights$2,240
11Northfield$2,240
12Saint Michael$2,240
13South Saint Paul$2,240
14Elk River$2,270
15New Brighton$2,270

Most expensive cities for a 4+ bedroom in Minnesota

#City4+ Bedroom rent
1Woodbury$3,400
2Maple Grove$3,290
3Eden Prairie$3,240
4Lakeville$3,190
5Cottage Grove$3,180
6Edina$3,133
7Blaine$3,110
8Brooklyn Park$3,080
9Plymouth$3,078
10Savage$3,030
11Rosemount$3,030
12Minnetonka$2,980
13Saint Louis Park$2,850
14Apple Valley$2,850
15Vadnais Heights$2,830

Nearby cities — 4+ bedroom rent

Considering nearby alternatives? 1 of these cities have cheaper 4+ bedroom rents than Saint Cloud.

CityDistance4+ Bedroom rentvs Saint Cloud
Waite Park, MN4.7 mi$1,870$-103 (-5%)
Monticello, MN28.3 mi$2,430+$457 (+23%)
Saint Michael, MN40 mi$2,240+$267 (+14%)
Elk River, MN43.8 mi$2,270+$297 (+15%)
Rogers, MN47.9 mi$2,710+$737 (+37%)
Ramsey, MN53.8 mi$2,420+$447 (+23%)
Spring Park, MN55.2 mi$2,310+$337 (+17%)
Maple Grove, MN56.1 mi$3,290+$1,317 (+67%)
Champlin, MN59.5 mi$2,800+$827 (+42%)
Plymouth, MN60.4 mi$3,078+$1,105 (+56%)
Chaska, MN61.9 mi$2,550+$577 (+29%)
Brooklyn Park, MN62.8 mi$3,080+$1,107 (+56%)

4+ Bedroom rent in Saint Cloud — common questions

How much is a 4+ bedroom apartment in Saint Cloud?

As of July 2026, the median 4+ bedroom apartment rent in Saint Cloud, Minnesota is $1,973 per month. This is +60% higher than the citywide median of $1,232.

What income do you need to afford a 4+ bedroom in Saint Cloud?

Using the standard 30% rent-to-income rule, you would need an annual income of about $78,920 ($6,577/month gross), which works out to roughly $37.94/hour at a full-time job.

Is Saint Cloud expensive for a 4+ bedroom compared to the rest of the US?

Saint Cloud's 4+ bedroom median of $1,973 is +22% below the national 4+ bedroom median of $2,520. It ranks in the 28th percentile of US cities tracked.

How does Saint Cloud rank for 4+ bedroom rent in Minnesota?

Among the 60 cities in Minnesota with 4+ bedroom data, Saint Cloud ranks #7 from cheapest to most expensive.

Are there cheaper 4+ bedroom options near Saint Cloud?

Yes — nearby cities with cheaper 4+ bedroom rents include Waite Park ($1,870).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Saint Cloud, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (July 2026) and exclude cities with median rent below $400 or above $20,000.