3-Bedroom Apartment Rent in Saint Cloud, MN
Median asking rent for a 3-bedroom apartment in Saint Cloud, Minnesota as of July 2026. That's +37% higher than the citywide median of $1,232 and +21% below the national 3-bedroom median of $2,130.
Income needed for a 3-bedroom in Saint Cloud
Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 3-bedroom at the current median rent.
Rent by apartment size in Saint Cloud
Compare Saint Cloud's median rent across every apartment size.
Cheapest cities for a 3-bedroom in Minnesota
| # | City | 3-Bedroom rent |
|---|---|---|
| 1 | Winona | $1,200 |
| 2 | Bemidji | $1,320 |
| 3 | Austin | $1,330 |
| 4 | Moorhead | $1,460 |
| 5 | Owatonna | $1,460 |
| 6 | Waite Park | $1,570 |
| 7 | Anoka | $1,666 |
| 8 | Duluth | $1,666 |
| 9 | Saint Cloud (this page) | $1,690 |
| 10 | Mankato | $1,750 |
| 11 | Victoria | $1,792 |
| 12 | Rochester | $1,918 |
| 13 | Northfield | $1,970 |
| 14 | South Saint Paul | $1,970 |
| 15 | Saint Michael | $1,980 |
Most expensive cities for a 3-bedroom in Minnesota
| # | City | 3-Bedroom rent |
|---|---|---|
| 1 | Woodbury | $3,035 |
| 2 | Maple Grove | $2,935 |
| 3 | Eden Prairie | $2,890 |
| 4 | Wayzata | $2,865 |
| 5 | Lakeville | $2,850 |
| 6 | Cottage Grove | $2,840 |
| 7 | Edina | $2,797 |
| 8 | Blaine | $2,775 |
| 9 | Brooklyn Park | $2,750 |
| 10 | Plymouth | $2,748 |
| 11 | Savage | $2,700 |
| 12 | Rosemount | $2,700 |
| 13 | Minnetonka | $2,665 |
| 14 | Saint Louis Park | $2,545 |
| 15 | Apple Valley | $2,540 |
Nearby cities — 3-bedroom rent
Considering nearby alternatives? 1 of these cities have cheaper 3-bedroom rents than Saint Cloud.
| City | Distance | 3-Bedroom rent | vs Saint Cloud |
|---|---|---|---|
| Waite Park, MN | 4.7 mi | $1,570 | $-120 (-7%) |
| Monticello, MN | 28.3 mi | $2,170 | +$480 (+28%) |
| Saint Michael, MN | 40 mi | $1,980 | +$290 (+17%) |
| Elk River, MN | 43.8 mi | $2,020 | +$330 (+20%) |
| Rogers, MN | 47.9 mi | $2,420 | +$730 (+43%) |
| Ramsey, MN | 53.8 mi | $2,160 | +$470 (+28%) |
| Spring Park, MN | 55.2 mi | $2,060 | +$370 (+22%) |
| Maple Grove, MN | 56.1 mi | $2,935 | +$1,245 (+74%) |
| Victoria, MN | 58.2 mi | $1,792 | +$102 (+6%) |
| Champlin, MN | 59.5 mi | $2,500 | +$810 (+48%) |
| Wayzata, MN | 59.7 mi | $2,865 | +$1,175 (+70%) |
| Plymouth, MN | 60.4 mi | $2,748 | +$1,058 (+63%) |
3-Bedroom rent in Saint Cloud — common questions
How much is a 3-bedroom apartment in Saint Cloud?
As of July 2026, the median 3-bedroom apartment rent in Saint Cloud, Minnesota is $1,690 per month. This is +37% higher than the citywide median of $1,232.
What income do you need to afford a 3-bedroom in Saint Cloud?
Using the standard 30% rent-to-income rule, you would need an annual income of about $67,600 ($5,633/month gross), which works out to roughly $32.50/hour at a full-time job.
Is Saint Cloud expensive for a 3-bedroom compared to the rest of the US?
Saint Cloud's 3-bedroom median of $1,690 is +21% below the national 3-bedroom median of $2,130. It ranks in the 27th percentile of US cities tracked.
How does Saint Cloud rank for 3-bedroom rent in Minnesota?
Among the 65 cities in Minnesota with 3-bedroom data, Saint Cloud ranks #9 from cheapest to most expensive.
Are there cheaper 3-bedroom options near Saint Cloud?
Yes — nearby cities with cheaper 3-bedroom rents include Waite Park ($1,570).