3-Bedroom Rent · October 2026

3-Bedroom Apartment Rent in Independence, MO

$1,602/mo

Median asking rent for a 3-bedroom apartment in Independence, Missouri as of October 2026. That's +15% higher than the citywide median of $1,395 and +25% below the national 3-bedroom median of $2,130.

3-Bedroom median
$1,602
October 2026
vs city overall
+15%
$1,395 city median
vs national
-25%
$2,130 US median
Missouri rank
#41
of 73 cities

Income needed for a 3-bedroom in Independence

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 3-bedroom at the current median rent.

Annual income
$64,080
Monthly gross
$5,340
Hourly (full-time)
$30.81

Rent by apartment size in Independence

Compare Independence's median rent across every apartment size.

Studio
$975
1-Bedroom
$1,073
2-Bedroom
$1,227
3-Bedroom (current)
$1,602
4+ Bedroom
$1,888

Cheapest cities for a 3-bedroom in Missouri

#City3-Bedroom rent
1Boonville$1,060
2Lebanon$1,120
3Kirksville$1,160
4Rolla$1,170
5Sedalia$1,180
6Bolivar$1,190
7North Kansas City$1,211
8Jefferson City$1,220
9Glasgow Village$1,232
10Knob Noster$1,280
11Joplin$1,335
12Branson$1,350
13Columbia$1,363
14Springfield$1,378
15Cape Girardeau$1,390

Most expensive cities for a 3-bedroom in Missouri

#City3-Bedroom rent
1Sappington$2,324
2Clayton$2,250
3Brentwood$2,140
4Chesterfield$2,120
5Creve Coeur$2,110
6Ballwin$2,110
7Lake Saint Louis$2,030
8Raymore$2,010
9Lees Summit$1,998
10Grain Valley$1,900
11Kirkwood$1,890
12Belton$1,890
13O Fallon$1,880
14Olivette$1,870
15Saint Charles$1,857

Nearby cities — 3-bedroom rent

Considering nearby alternatives? 5 of these cities have cheaper 3-bedroom rents than Independence.

CityDistance3-Bedroom rentvs Independence
Raytown, MO8.3 mi$1,585$-17 (-1%)
Blue Springs, MO9.3 mi$1,755+$153 (+10%)
Liberty, MO11.7 mi$1,600$-2 (0%)
Kansas City, MO11.8 mi$1,823+$221 (+14%)
Lees Summit, MO12.6 mi$1,998+$396 (+25%)
North Kansas City, MO12.9 mi$1,211$-391 (-24%)
Grain Valley, MO13.5 mi$1,900+$298 (+19%)
Gladstone, MO15.1 mi$1,710+$108 (+7%)
Grandview, MO16.9 mi$1,490$-112 (-7%)
Prairie Village, KS17.4 mi$2,530+$928 (+58%)
Riverside, MO17.4 mi$1,490$-112 (-7%)
Mission, KS19.6 mi$1,720+$118 (+7%)

3-Bedroom rent in Independence — common questions

How much is a 3-bedroom apartment in Independence?

As of October 2026, the median 3-bedroom apartment rent in Independence, Missouri is $1,602 per month. This is +15% higher than the citywide median of $1,395.

What income do you need to afford a 3-bedroom in Independence?

Using the standard 30% rent-to-income rule, you would need an annual income of about $64,080 ($5,340/month gross), which works out to roughly $30.81/hour at a full-time job.

Is Independence expensive for a 3-bedroom compared to the rest of the US?

Independence's 3-bedroom median of $1,602 is +25% below the national 3-bedroom median of $2,130. It ranks in the 22th percentile of US cities tracked.

How does Independence rank for 3-bedroom rent in Missouri?

Among the 73 cities in Missouri with 3-bedroom data, Independence ranks #41 from cheapest to most expensive.

Are there cheaper 3-bedroom options near Independence?

Yes — nearby cities with cheaper 3-bedroom rents include Raytown ($1,585), Liberty ($1,600), North Kansas City ($1,211).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Independence, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (October 2026) and exclude cities with median rent below $400 or above $20,000.