3-Bedroom Apartment Rent in Independence, MO
Median asking rent for a 3-bedroom apartment in Independence, Missouri as of July 2026. That's +16% higher than the citywide median of $1,378 and +25% below the national 3-bedroom median of $2,130.
Income needed for a 3-bedroom in Independence
Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 3-bedroom at the current median rent.
Rent by apartment size in Independence
Compare Independence's median rent across every apartment size.
Cheapest cities for a 3-bedroom in Missouri
| # | City | 3-Bedroom rent |
|---|---|---|
| 1 | Fulton | $1,160 |
| 2 | Kirksville | $1,160 |
| 3 | Rolla | $1,170 |
| 4 | Sedalia | $1,180 |
| 5 | Bolivar | $1,190 |
| 6 | North Kansas City | $1,211 |
| 7 | Jefferson City | $1,220 |
| 8 | Glasgow Village | $1,232 |
| 9 | Knob Noster | $1,280 |
| 10 | Joplin | $1,335 |
| 11 | Branson | $1,350 |
| 12 | Columbia | $1,363 |
| 13 | Springfield | $1,378 |
| 14 | Cape Girardeau | $1,390 |
| 15 | Waynesville | $1,390 |
Most expensive cities for a 3-bedroom in Missouri
| # | City | 3-Bedroom rent |
|---|---|---|
| 1 | Sappington | $2,324 |
| 2 | Clayton | $2,250 |
| 3 | Brentwood | $2,140 |
| 4 | Chesterfield | $2,120 |
| 5 | Creve Coeur | $2,110 |
| 6 | Ballwin | $2,110 |
| 7 | Lake Saint Louis | $2,030 |
| 8 | Raymore | $2,010 |
| 9 | Lees Summit | $1,998 |
| 10 | Grain Valley | $1,900 |
| 11 | Kirkwood | $1,890 |
| 12 | Belton | $1,890 |
| 13 | O Fallon | $1,880 |
| 14 | Olivette | $1,870 |
| 15 | Saint Charles | $1,857 |
Nearby cities — 3-bedroom rent
Considering nearby alternatives? 5 of these cities have cheaper 3-bedroom rents than Independence.
| City | Distance | 3-Bedroom rent | vs Independence |
|---|---|---|---|
| Raytown, MO | 8.3 mi | $1,585 | $-17 (-1%) |
| Blue Springs, MO | 9.3 mi | $1,755 | +$153 (+10%) |
| Liberty, MO | 11.7 mi | $1,600 | $-2 (0%) |
| Kansas City, MO | 11.8 mi | $1,823 | +$221 (+14%) |
| Lees Summit, MO | 12.6 mi | $1,998 | +$396 (+25%) |
| North Kansas City, MO | 12.9 mi | $1,211 | $-391 (-24%) |
| Grain Valley, MO | 13.5 mi | $1,900 | +$298 (+19%) |
| Gladstone, MO | 15.1 mi | $1,710 | +$108 (+7%) |
| Grandview, MO | 16.9 mi | $1,490 | $-112 (-7%) |
| Prairie Village, KS | 17.4 mi | $2,530 | +$928 (+58%) |
| Riverside, MO | 17.4 mi | $1,490 | $-112 (-7%) |
| Mission, KS | 19.6 mi | $1,720 | +$118 (+7%) |
3-Bedroom rent in Independence — common questions
How much is a 3-bedroom apartment in Independence?
As of July 2026, the median 3-bedroom apartment rent in Independence, Missouri is $1,602 per month. This is +16% higher than the citywide median of $1,378.
What income do you need to afford a 3-bedroom in Independence?
Using the standard 30% rent-to-income rule, you would need an annual income of about $64,080 ($5,340/month gross), which works out to roughly $30.81/hour at a full-time job.
Is Independence expensive for a 3-bedroom compared to the rest of the US?
Independence's 3-bedroom median of $1,602 is +25% below the national 3-bedroom median of $2,130. It ranks in the 23th percentile of US cities tracked.
How does Independence rank for 3-bedroom rent in Missouri?
Among the 73 cities in Missouri with 3-bedroom data, Independence ranks #41 from cheapest to most expensive.
Are there cheaper 3-bedroom options near Independence?
Yes — nearby cities with cheaper 3-bedroom rents include Raytown ($1,585), Liberty ($1,600), North Kansas City ($1,211).