3-Bedroom Apartment Rent in Saint Charles, MO
Median asking rent for a 3-bedroom apartment in Saint Charles, Missouri as of July 2026. That's +20% higher than the citywide median of $1,550 and +13% below the national 3-bedroom median of $2,130.
Income needed for a 3-bedroom in Saint Charles
Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 3-bedroom at the current median rent.
Rent by apartment size in Saint Charles
Compare Saint Charles's median rent across every apartment size.
Cheapest cities for a 3-bedroom in Missouri
| # | City | 3-Bedroom rent |
|---|---|---|
| 1 | Fulton | $1,160 |
| 2 | Kirksville | $1,160 |
| 3 | Rolla | $1,170 |
| 4 | Sedalia | $1,180 |
| 5 | Bolivar | $1,190 |
| 6 | North Kansas City | $1,211 |
| 7 | Jefferson City | $1,220 |
| 8 | Glasgow Village | $1,232 |
| 9 | Knob Noster | $1,280 |
| 10 | Joplin | $1,335 |
| 11 | Branson | $1,350 |
| 12 | Columbia | $1,363 |
| 13 | Springfield | $1,378 |
| 14 | Cape Girardeau | $1,390 |
| 15 | Waynesville | $1,390 |
Most expensive cities for a 3-bedroom in Missouri
| # | City | 3-Bedroom rent |
|---|---|---|
| 1 | Sappington | $2,324 |
| 2 | Clayton | $2,250 |
| 3 | Brentwood | $2,140 |
| 4 | Chesterfield | $2,120 |
| 5 | Creve Coeur | $2,110 |
| 6 | Ballwin | $2,110 |
| 7 | Lake Saint Louis | $2,030 |
| 8 | Raymore | $2,010 |
| 9 | Lees Summit | $1,998 |
| 10 | Grain Valley | $1,900 |
| 11 | Kirkwood | $1,890 |
| 12 | Belton | $1,890 |
| 13 | O Fallon | $1,880 |
| 14 | Olivette | $1,870 |
| 15 | Saint Charles (this page) | $1,857 |
Nearby cities — 3-bedroom rent
Considering nearby alternatives? 5 of these cities have cheaper 3-bedroom rents than Saint Charles.
| City | Distance | 3-Bedroom rent | vs Saint Charles |
|---|---|---|---|
| Saint Peters, MO | 4 mi | $1,670 | $-187 (-10%) |
| Maryland Heights, MO | 7.2 mi | $1,760 | $-97 (-5%) |
| Chesterfield, MO | 8.2 mi | $2,120 | +$263 (+14%) |
| Creve Coeur, MO | 10.2 mi | $2,110 | +$253 (+14%) |
| Saint Ann, MO | 12 mi | $1,410 | $-447 (-24%) |
| O Fallon, MO | 12 mi | $1,880 | +$23 (+1%) |
| Hazelwood, MO | 12.1 mi | $1,460 | $-397 (-21%) |
| Manchester, MO | 12.5 mi | $1,716 | $-141 (-8%) |
| Ballwin, MO | 12.5 mi | $2,110 | +$253 (+14%) |
| Olivette, MO | 13.9 mi | $1,870 | +$13 (+1%) |
| Overland, MO | 14.1 mi | $1,580 | $-277 (-15%) |
| Berkeley, MO | 14.8 mi | $1,680 | $-177 (-10%) |
3-Bedroom rent in Saint Charles — common questions
How much is a 3-bedroom apartment in Saint Charles?
As of July 2026, the median 3-bedroom apartment rent in Saint Charles, Missouri is $1,857 per month. This is +20% higher than the citywide median of $1,550.
What income do you need to afford a 3-bedroom in Saint Charles?
Using the standard 30% rent-to-income rule, you would need an annual income of about $74,280 ($6,190/month gross), which works out to roughly $35.71/hour at a full-time job.
Is Saint Charles expensive for a 3-bedroom compared to the rest of the US?
Saint Charles's 3-bedroom median of $1,857 is +13% below the national 3-bedroom median of $2,130. It ranks in the 36th percentile of US cities tracked.
How does Saint Charles rank for 3-bedroom rent in Missouri?
Among the 73 cities in Missouri with 3-bedroom data, Saint Charles ranks #59 from cheapest to most expensive.
Are there cheaper 3-bedroom options near Saint Charles?
Yes — nearby cities with cheaper 3-bedroom rents include Saint Peters ($1,670), Maryland Heights ($1,760), Saint Ann ($1,410).