3-Bedroom Rent · July 2026

3-Bedroom Apartment Rent in Spanish Lake, MO

$1,490/mo

Median asking rent for a 3-bedroom apartment in Spanish Lake, Missouri as of July 2026. That's +13% higher than the citywide median of $1,324 and +30% below the national 3-bedroom median of $2,130.

3-Bedroom median
$1,490
July 2026
vs city overall
+13%
$1,324 city median
vs national
-30%
$2,130 US median
Missouri rank
#29
of 73 cities

Income needed for a 3-bedroom in Spanish Lake

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 3-bedroom at the current median rent.

Annual income
$59,600
Monthly gross
$4,967
Hourly (full-time)
$28.65

Rent by apartment size in Spanish Lake

Compare Spanish Lake's median rent across every apartment size.

Studio
$900
1-Bedroom
$930
2-Bedroom
$1,150
3-Bedroom (current)
$1,490
4+ Bedroom
$1,710

Cheapest cities for a 3-bedroom in Missouri

#City3-Bedroom rent
1Fulton$1,160
2Kirksville$1,160
3Rolla$1,170
4Sedalia$1,180
5Bolivar$1,190
6North Kansas City$1,211
7Jefferson City$1,220
8Glasgow Village$1,232
9Knob Noster$1,280
10Joplin$1,335
11Branson$1,350
12Columbia$1,363
13Springfield$1,378
14Cape Girardeau$1,390
15Waynesville$1,390

Most expensive cities for a 3-bedroom in Missouri

#City3-Bedroom rent
1Sappington$2,324
2Clayton$2,250
3Brentwood$2,140
4Chesterfield$2,120
5Creve Coeur$2,110
6Ballwin$2,110
7Lake Saint Louis$2,030
8Raymore$2,010
9Lees Summit$1,998
10Grain Valley$1,900
11Kirkwood$1,890
12Belton$1,890
13O Fallon$1,880
14Olivette$1,870
15Saint Charles$1,857

Nearby cities — 3-bedroom rent

Considering nearby alternatives? 5 of these cities have cheaper 3-bedroom rents than Spanish Lake.

CityDistance3-Bedroom rentvs Spanish Lake
Glasgow Village, MO2.9 mi$1,232$-258 (-17%)
Bellefontaine Neighbors, MO3.7 mi$1,540+$50 (+3%)
Jennings, MO6.1 mi$1,410$-80 (-5%)
Granite City, IL7.6 mi$1,410$-80 (-5%)
Ferguson, MO8.1 mi$1,670+$180 (+12%)
Florissant, MO8.4 mi$1,700+$210 (+14%)
Pontoon Beach, IL9.1 mi$1,498+$8 (+1%)
Wood River, IL9.5 mi$1,410$-80 (-5%)
Alton, IL10.6 mi$1,450$-40 (-3%)
Berkeley, MO11.4 mi$1,680+$190 (+13%)
Saint Louis, MO12.7 mi$1,605+$115 (+8%)
University City, MO13.1 mi$1,770+$280 (+19%)

3-Bedroom rent in Spanish Lake — common questions

How much is a 3-bedroom apartment in Spanish Lake?

As of July 2026, the median 3-bedroom apartment rent in Spanish Lake, Missouri is $1,490 per month. This is +13% higher than the citywide median of $1,324.

What income do you need to afford a 3-bedroom in Spanish Lake?

Using the standard 30% rent-to-income rule, you would need an annual income of about $59,600 ($4,967/month gross), which works out to roughly $28.65/hour at a full-time job.

Is Spanish Lake expensive for a 3-bedroom compared to the rest of the US?

Spanish Lake's 3-bedroom median of $1,490 is +30% below the national 3-bedroom median of $2,130. It ranks in the 16th percentile of US cities tracked.

How does Spanish Lake rank for 3-bedroom rent in Missouri?

Among the 73 cities in Missouri with 3-bedroom data, Spanish Lake ranks #29 from cheapest to most expensive.

Are there cheaper 3-bedroom options near Spanish Lake?

Yes — nearby cities with cheaper 3-bedroom rents include Glasgow Village ($1,232), Jennings ($1,410), Granite City ($1,410).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Spanish Lake, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (July 2026) and exclude cities with median rent below $400 or above $20,000.